Appraisal (Sme Financing)

6 months ago


Jakarta, Indonesia Moladin Full time

Conduct customer visits and surveys to gather the necessary information and documentation for assessing customer eligibility.
- Thoroughly evaluate the condition of collateral (property/land/building) and provide recommendations on the value of the collateral in the system.
- Ability to compare and collaborate with KJPP on property valuation, as well as verify the collateral value by conducting at least three (3) valid data comparisons in the surrounding area.
- Demonstrate commitment to a target number of visits and comply with SLA processing time and SOP implementation.
- Perform the know-your-customer (KYC) process, validate documents, verify collateral, and identify potential fraud.
- Have a keen understanding of property value and ownership (ownership title) and conduct on-site verification with customers.

**Requirements**:

- Minimum Bachelor's or Master's Degree from a reputable university.
- Minimum of 3 years of industry experience in the evaluation of SME, Micro SME, or Commercial Loans.
- Proficient understanding of property valuations across different areas, including the ability to identify factors that may affect the value of collateral.
- Thorough knowledge of the credit process and underwriting, covering loan submission, documentation, appraisal policy, collateral approval analysis, collateral security title, and legal document review.
- Demonstrates exceptional attention to detail and a high level of interest in analyzing customer data.
- Highly accountable with a strong sense of integrity, commitment, and discipline.



  • Jakarta, Indonesia Moladin Full time

    Moladin is Indonesia’s leading mobility fintech platform with end to end financing solutions for all players in the used car and EV ecosystem. Moladin empowers its rapidly growing network of more than 26,000 active used car agents and dealer MSMEs, and provides used car consumers with better financing access through digitized loan underwriting. This is...


  • Jakarta, Indonesia Moladin Full time

    **Responsibilities** - Conduct customer visits and surveys to gather the necessary information and documentation for assessing customer eligibility. - Thoroughly evaluate the condition of collateral (property/land/building) and provide recommendations on the value of the collateral in the system. - Ability to compare and collaborate with KJPP on property...


  • Jakarta, Indonesia Moladin Full time

    **Responsibilities** - Conduct customer visits and surveys to gather the necessary information and documentation for assessing customer eligibility. - Thoroughly evaluate the condition of collateral (property/land/building) and provide recommendations on the value of the collateral in the system. - Ability to compare and collaborate with KJPP on property...


  • Jakarta, Indonesia Moladin Full time

    Moladin is Indonesia’s leading mobility fintech platform with end to end financing solutions for all players in the used car and EV ecosystem. Moladin empowers its rapidly growing network of more than 26,000 active used car agents and dealer MSMEs, and provides used car consumers with better financing access through digitized loan underwriting. This is...

  • Credit Analyst

    6 months ago


    Jakarta, Indonesia Moladin Full time

    Experienced in handling SME loans secured with property collateral, ensuring compliance with established policies and standard operating procedures (SOP). - Possess knowledge of industry practices, financial statement analysis, and a fundamental understanding of legal aspects related to collateral security and company documentation. - Able to read and...

  • Appraisal Team Lead

    4 weeks ago


    Jakarta, Indonesia Amar Bank Full time

    About the position: This position will report to Credit Legal and Appraisal Circle Lead, as well as Legal and Litigation Function Head. The expectation shall include the one that has experience in, including but not limited to having extensive experience in various aspects of appraisal and valuation processes such as real estate, machinery, financial...

  • Area Head Sme

    5 months ago


    Jakarta, Indonesia AwanTunai Full time

    Jakarta, DKI Jakarta Work Type: Full Time **Job description**: - Generate leads for SME financing that includes qualifying leads, retaining and expanding existing relationships, and following up inquiries from potential SME leads, especially for Consumer Goods Distributors customer/potential customers. - Identify borrower’s needs, which may create...

  • Area Head Sme

    5 months ago


    Jakarta, Indonesia AwanTunai Full time

    Jakarta, DKI Jakarta Work Type: Full Time **Requirements**: - 2-3 years of experience in SME financing with ability to adapt to commercial business - Have a good understanding of general industries knowledge, preferably focus in FMCG/FMCG Distribution industry - Have a good business relationship with FMCG wholesalers/distributors with the ability to...

  • Branch Manager

    5 months ago


    Jakarta, Indonesia Moladin Full time

    Responsible for achieving branches profitability target. - Build a predetermined regional network, including generate leads for partnerships and SME financing that includes qualifying leads, retaining, and expanding existing relationships. - Identify business opportunities and create promotional activities to increase sales. - Assume the role of leader,...

  • Account Officer

    5 months ago


    Jakarta, Indonesia Moladin Full time

    **Responsibilities** - Bertanggung jawab untuk mencapai sales target (volume) dan account booking sesuai yang telah ditetapkan perusahaan. - Membangun relasi dengan konsumen dan mengidentifikasi prospek revenue yang baru. - Melakukan penjualan produk SME Moladin Finance kepada konsumen. - Menjaga kualitas booking agar mencapai standar yang telah ditetapkan...

  • Account Officer

    5 months ago


    Jakarta, Indonesia Moladin Full time

    Bertanggung jawab untuk mencapai sales target (volume) dan account booking sesuai yang telah ditetapkan perusahaan. - Membangun relasi dengan konsumen dan mengidentifikasi prospek revenue yang baru. - Melakukan penjualan produk SME Moladin Finance kepada konsumen. - Menjaga kualitas booking agar mencapai standar yang telah ditetapkan oleh...

  • Area Manager Sme

    1 week ago


    Jakarta, Indonesia Moladin Full time

    **Responsibilities** - Lead and oversee all branch teams within the designated area to achieve sales and profitability targets effectively. - Drive business expansion across multiple cities by implementing structured processes to meet organizational objectives. - Develop and execute sustainable growth strategies for the car refinancing business through the...

  • Credit Analyst Sme

    5 months ago


    Jakarta, Indonesia Moladin Full time

    **Responsibilities** - Experienced in handling SME loans secured with property collateral, ensuring compliance with established policies and standard operating procedures (SOP). - Possess knowledge of industry practices, financial statement analysis, and a fundamental understanding of legal aspects related to collateral security and company documentation. -...

  • Collection Manager

    6 months ago


    Jakarta, Indonesia Moladin Full time

    **Responsibilities** - Develop and implement effective collection strategies to minimize delinquencies and defaults. - ⁠Manage and lead a team of collection officers, providing training, guidance, and performance evaluations. - ⁠Monitor and analyze collection data to identify trends, areas for improvement, and potential risks. - ⁠Ensure compliance with...

  • Account Officer

    2 months ago


    Jakarta, Indonesia Moladin Full time

    **Responsibilities** - Bertanggung jawab untuk mencapai sales target (volume) dan account booking sesuai yang telah ditetapkan perusahaan. - Membangun relasi dengan konsumen dan mengidentifikasi prospek revenue yang baru. - Melakukan penjualan produk SME Moladin Finance kepada konsumen. - Menjaga kualitas booking agar mencapai standar yang telah ditetapkan...

  • Branch Manager Sme

    2 weeks ago


    Jakarta, Indonesia Moladin Full time

    **Responsibilities** - Responsible for achieving the branch's profitability targets. - Build and maintain a predetermined regional network, including generating leads for partnerships and SME financing, qualifying leads, and retaining and expanding existing relationships. - Identify business opportunities and develop promotional activities to increase...

  • Collection Manager Sme

    3 months ago


    Jakarta, Indonesia Moladin Full time

    **Responsibilities** - Develop and implement effective collection strategies to minimize delinquencies and defaults. - ⁠Manage and lead a team of collection officers, providing training, guidance, and performance evaluations. - ⁠Monitor and analyze collection data to identify trends, areas for improvement, and potential risks. - ⁠Ensure compliance with...

  • Relationship Manager

    6 months ago


    Jakarta, Indonesia FAZZ Full time

    Jakarta, Jakarta, Indonesia **What You'll Do**: - Responsible business growth from new or existing borrower - Make good analysis in credit proposal to convince all stakeholder - Maintain relationships with existing borrower **Requirements**: - Min 2 years of experience in SME financing and/or B2B sales (priority from the bank). - Excellent communication...

  • Relationship Manager

    6 months ago


    Jakarta, Indonesia FAZZ Full time

    Jakarta, Jakarta, Indonesia **About the Team** - Fazz Business is a neobank that provides fair and inclusive fintech solutions to businesses in Southeast Asia. Our core financial services include payment processing (cards, local and international transfers), savings accounts with interest, as well as working capital loans and credit lines. By making core...

  • Area Head

    6 months ago


    Jakarta, Indonesia AwanTunai Full time

    Jakarta, DKI Jakarta Work Type: Full Time **Job description**: - Generate leads for SME financing that includes qualifying leads, retaining and expanding existing relationships, and following up inquiries from potential SME leads, especially for Consumer Goods Distributors customer/potential customers. - Identify borrower’s needs, which may create...