Credit Analyst Sme Financing

7 months ago


Jakarta, Indonesia Moladin Full time

Moladin is Indonesia’s leading mobility fintech platform with end to end financing solutions for all players in the used car and EV ecosystem. Moladin empowers its rapidly growing network of more than 26,000 active used car agents and dealer MSMEs, and provides used car consumers with better financing access through digitized loan underwriting. This is supported by its strong used car capabilities with branches and warehouses covering more than 100 cities, industry-leading AI / IoT and partnerships with all top auto financing companies across Indonesia, and also through its OJK-regulated multi-finance company PT Moladin Finance Indonesia. Moladin’s vision is to be a positive driving force in the physical and social mobility of all the people it touches (“Mobility for all”).

Experienced in handling SME loans secured with property collateral, ensuring compliance with established policies and standard operating procedures (SOP).

Possess knowledge of industry practices, financial statement analysis, and a fundamental understanding of legal aspects related to collateral security and company documentation.

Able to read and understand customer payment or Non-Performing Loan (NPL) performance for learning of future approval.

Develop and propose mitigation strategies for financing customers to minimize lending risks, and effectively communicate solutions to sales, marketing, and business teams.
Minimum Bachelor's or Master's degree from a reputable university.

Having a minimum of 3 years of experience as a Credit Analyst in SME/Micro SME/Commercial Loans.

Having authority limit approval with a minimum of 500 million and the ability to assess the creditworthiness of both individuals and companies.

Proficient in comprehending the entire credit process and underwriting, including but not limited to loan submission, documentation, policy adherence, approval analysis, and collateral security evaluation.

Demonstrate keen attention to detail and a strong interest in analyzing customer data. Exhibit qualities of high responsibility, integrity, commitment, and discipline.


  • Credit Analyst

    7 months ago


    Jakarta, Indonesia Moladin Full time

    Experienced in handling SME loans secured with property collateral, ensuring compliance with established policies and standard operating procedures (SOP). - Possess knowledge of industry practices, financial statement analysis, and a fundamental understanding of legal aspects related to collateral security and company documentation. - Able to read and...

  • Credit Analyst Sme

    7 months ago


    Jakarta, Indonesia Moladin Full time

    **Responsibilities** - Experienced in handling SME loans secured with property collateral, ensuring compliance with established policies and standard operating procedures (SOP). - Possess knowledge of industry practices, financial statement analysis, and a fundamental understanding of legal aspects related to collateral security and company documentation. -...

  • Credit Analyst

    3 weeks ago


    Jakarta, Indonesia Moladin Full time

    **Responsibilities** - Experienced in handling SME loans secured with property collateral, ensuring compliance with established policies and standard operating procedures (SOP). - Possess knowledge of industry practices, financial statement analysis, and a fundamental understanding of legal aspects related to collateral security and company documentation. -...


  • Jakarta, Indonesia Funding Societies | Modalku Group Full time

    **Funding Societies | Modalku** is the largest SME digital financing platform in Southeast Asia, expanding into a leading SME neobank. We are licensed and registered in Singapore, Indonesia, Thailand, Malaysia, and operating in Vietnam, and backed by Sequoia India, Softbank Vision Fund and SMBC bank amongst many others. Funding Societies | Modalku provides...


  • Jakarta, Indonesia FAZZ Full time

    Jakarta, Jakarta, Indonesia **What You Will Do**: - Responsible for making recommendations to the borrower for new, renewal and extension loans to approve or deny the extension of credit - Reviews customer accounts and portfolios to identify, evaluate and determine the appropriate course of action on potential credit quality issues in order to maximize...


  • Jakarta, Indonesia Funding Societies | Modalku Group Full time

    **Funding Societies | Modalku** is the largest SME digital financing platform in Southeast Asia, expanding into a leading SME neobank. We are licensed and registered in Singapore, Indonesia, Thailand, Malaysia, and operating in Vietnam, and backed by Sequoia India, Softbank Vision Fund and SMBC bank amongst many others. Funding Societies | Modalku provides...


  • Jakarta, Indonesia Funding Societies Full time

    **Description**: **Funding Societies | Modalku** is the largest SME digital financing platform in Southeast Asia, expanding into a leading SME neobank. We are licensed and registered in Singapore, Indonesia, Thailand, Malaysia, and operating in Vietnam, and backed by Sequoia India, Softbank Vision Fund and SMBC bank amongst many others. Funding Societies |...

  • Credit Analyst

    3 days ago


    Jakarta, Indonesia ralali.com Full time

    Create a profile of the customer to be presented to the FinCo - Check the validity & accuracy of KYB Corporate - Check with a 3rd party to provide supporting data regarding the new customer. - Conduct and retrieve comprehensive & accurate data on customers' operations including prepare Analyst Reports, Credit Rating, Analyst Checklist to report to the head...

  • Credit Analyst

    7 months ago


    Jakarta, Indonesia PT Magada Tirta Amerta Full time

    **Requirements**: - Diploma degree - Have experience as Basic credit assessment min 1 year - Have experience in Financial analysis min 1 year - Risk management is a plus - Good communication skills - Good negotiation skilss - Good analytical skills - Individual credit assessment - Doing financial and or income analysis - Understanding the lending risk -...

  • Head of Risk Sme

    4 weeks ago


    Jakarta, Indonesia Moladin Full time

    **Responsibilities** - Develop and implement SME risk management strategies and policies. - Monitor SME credit portfolio performance and mitigate emerging risks. - Ensure compliance with Bank Indonesia regulations and industry standards. - Oversee SME loan underwriting, approvals, and ongoing credit monitoring. - Collaborate with SME business teams to...

  • Credit Analyst

    7 months ago


    Jakarta, Indonesia WeNetwork Asia Full time

    A growing FinTech startup designed to provide a more flexible and non-dilutive financing option for businesses. A progressive alternative revenue-based financing company for digital businesses and startups for Southeast Asia. **Responsibilities**: - Financial Analysis - Credit Risk Assessment - Credit Scoring Modeling - Industry and Market Research -...

  • Credit Analyst

    2 weeks ago


    Jakarta, Indonesia Infinid Indonesia Full time

    Application Review & Verification: - Conduct interviews with potential borrowers to evaluate their character, financial capacity, and other key factors. Field & Business Assessment: - Perform site visits to assess business operations of entrepreneurs and small business loan applicants. - Gather additional data proactively to support credit...

  • Credit Analyst

    7 months ago


    Jakarta, Indonesia PT Pemeringkat Kredit Indonesia Full time

    PT Pemeringkat Kredit Indonesia is an Indonesian based full-service credit rating agency. We provide market participants with an alternative credit opinion by delivering in-depth analysis across various sectors within Indonesian market. Job Posting Credit Analyst About the job Company Description PT Pemeringkat Kredit Indonesia is an Indonesian based...

  • Credit Analyst

    7 months ago


    Jakarta, Indonesia Zurich Insurance Full time

    Job Summary- The Credit Analyst will work as part of the fixed-income team, to provide credit opinions for investment grade and high-yield portfolios managed in-house. Responsibility includes robust analysis on investing/ divesting decisions, security selection, sector analysis/ opinion, and ESG investing analysis.- Job Qualifications- Education- University...

  • Credit Analyst Staff

    6 months ago


    Jakarta, Indonesia Reeracoen Indonesia Full time

    6,000,000 IDR ~ 7,000,000 IDR - Jakarta- Education: minimum bachelor's degree in any major or above - Language: doesn't matter - Min. experience 1 year as Credit Analyst - Have experience in financing company/LJK - ================================================= - Subject: [WEBSITE ENTRY] Position Name/Job ID -...

  • Credit Analyst QA

    44 minutes ago


    Jakarta, Indonesia Kredit Pintar Full time

    Kredit Pintar is one of Indonesia's leading digital lending platforms that is licensed, registered, and supervised by the Financial Services Authority (OJK). Kredit Pintar has over 10 million downloads and 4.4-star rating on Google Play. Kredit Pintar is part of Atome Financial, a leading fintech company with extensive experience in consumer finance and...


  • Jakarta, Indonesia PT Indomobil Finance Indonesia Full time

    Persyaratan Bachelor Degree from Management/Business/Accounting Have a minimum of 3 years Credit Analyst experience in the field of financing analysis for Banking / Finance for Heavy Equipment, Commercial Vehicle, Property products,New Car, Fleet. Good communication and interpersonal skill Strong analytical thinking **Required skill**: Microsoft Office,...


  • Jakarta, Indonesia Citi Full time

    The Credit Portfolio Intermediate Analyst is an intermediate-level position responsible for conducting credit reviews, credit approval and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. The overall objective of this role is to manage Citi's portfolio exposure to clients and counterparties...

  • Branch Manager

    7 months ago


    Jakarta, Indonesia Moladin Full time

    Responsible for achieving branches profitability target. - Build a predetermined regional network, including generate leads for partnerships and SME financing that includes qualifying leads, retaining, and expanding existing relationships. - Identify business opportunities and create promotional activities to increase sales. - Assume the role of leader,...

  • Credit Analyst

    5 days ago


    Jakarta, Indonesia Demolytic Full time

    **Jakarta**: **Indonesia**: We are looking for a professional Credit analyst to determine our customers’ creditworthiness. You will analyze financial data to assess the likelihood of a borrower honouring their financial obligations. **Responsibilities**: Examine financial transactions and credit history case by case Draft models of credit information...