Credit Analyst, Sme Lending

5 months ago


Jakarta, Indonesia FAZZ Full time

Jakarta, Jakarta, Indonesia

**What You Will Do**:

- Responsible for making recommendations to the borrower for new, renewal and extension loans to approve or deny the extension of credit
- Reviews customer accounts and portfolios to identify, evaluate and determine the appropriate course of action on potential credit quality issues in order to maximize credit quality and minimize risk and potential loss to the company
- Ensure adherence to the laid down policies and procedures for the smooth running of the division
- Giving feedback and recommendation about current procedural and policy whether implementable or having the gaps
- Identify & provide feedback on potential risk and implement the proposed solutions
- Designing and driving implementation of credit strategies, policies, standard operating procedures and guidelines
- Review the validity of the collateral
- Making data report for inquiry needed
- Liaise with relationship managers and other departments

**What We Are Looking For**:

- Strong credit analysis and analytical skills
- In-depth knowledge of credit analysis, credit administration, credit policy and procedures, and risk analysis
- Able to read a financial statement
- Attention to details
- Having experience in multi finance/ P2P lending/ banking (Credit Analyst from bank is preferred)
- Minimum 3 years in related experience, especially in credit analysis in banks
- Domicile in Jakarta (WFO based in Menara Prima, Kuningan - Jakarta)


  • Credit Analyst Sme

    5 months ago


    Jakarta, Indonesia Moladin Full time

    **Responsibilities** - Experienced in handling SME loans secured with property collateral, ensuring compliance with established policies and standard operating procedures (SOP). - Possess knowledge of industry practices, financial statement analysis, and a fundamental understanding of legal aspects related to collateral security and company documentation. -...

  • Credit Analyst

    6 months ago


    Jakarta, Indonesia Moladin Full time

    Experienced in handling SME loans secured with property collateral, ensuring compliance with established policies and standard operating procedures (SOP). - Possess knowledge of industry practices, financial statement analysis, and a fundamental understanding of legal aspects related to collateral security and company documentation. - Able to read and...


  • Jakarta, Indonesia Moladin Full time

    Moladin is Indonesia’s leading mobility fintech platform with end to end financing solutions for all players in the used car and EV ecosystem. Moladin empowers its rapidly growing network of more than 26,000 active used car agents and dealer MSMEs, and provides used car consumers with better financing access through digitized loan underwriting. This is...

  • Credit Analyst

    5 months ago


    Jakarta, Indonesia PT Magada Tirta Amerta Full time

    **Requirements**: - Diploma degree - Have experience as Basic credit assessment min 1 year - Have experience in Financial analysis min 1 year - Risk management is a plus - Good communication skills - Good negotiation skilss - Good analytical skills - Individual credit assessment - Doing financial and or income analysis - Understanding the lending risk -...

  • Credit Analyst Sme

    7 months ago


    Jakarta, Indonesia Bank Shinhan Indonesia Full time

    Credit Analyst SME - Related experiences only "Waspada terhadap Modus Penipuan pada saat proses interview. Perusahaan tidak akan memungut biaya apapun dalam melakukan proses interview. Mohon segera melaporkan ke kami, jika pada saat Anda diundang untuk interview dan diminta untuk melakukan pembayaran dengan sejumlah uang." "Please be aware of the Fraud...

  • Credit Analyst

    5 months ago


    Jakarta, Indonesia WeNetwork Asia Full time

    A growing FinTech startup designed to provide a more flexible and non-dilutive financing option for businesses. A progressive alternative revenue-based financing company for digital businesses and startups for Southeast Asia. **Responsibilities**: - Financial Analysis - Credit Risk Assessment - Credit Scoring Modeling - Industry and Market Research -...


  • Jakarta, Indonesia FAZZ Full time

    Jakarta, Jakarta, Indonesia **What You Will Do** - Actively manage relationships with SME clients, understanding their needs, and providing tailored financial solutions - Handling Disbursement Process/ Repayment Process - Cultivate and maintain strong partnerships with key stakeholders, fostering long-term business relationships - Oversee the entire credit...


  • Jakarta, Indonesia PT Akseleran Keuangan Inklusif Indonesia Full time

    **Responsibilities**: - Acquire new potential Borrower (SME/Corporate level) - Pre-screening and analyze credit proposal - Liaise with credit analyst and other department - Maintaining existing Borrower by providing best services **Requirements**: - Bachelor's degree from any major - 2+ years of working experience as Relationship Manager from Banking...


  • Jakarta, Indonesia FAZZ Full time

    **About The Role**: We are looking for a skilled Credit Analyst to join our team! In this role, you will be responsible for evaluating and recommending new, renewal, and extension loans while ensuring credit quality through comprehensive analysis. You will serve as the first point of contact for loan approvals, assess collateral validity, and collaborate...

  • Credit Analyst

    6 months ago


    Jakarta, Indonesia Amar Bank Full time

    **Who are we?** Amar Bank is one of the most technologically advanced digital banks in Indonesia. Our leading digital lending product, Tunaiku has the distinction of being the first FinTech product in Indonesia. We are also the first digital bank on the cloud. As the first profitable digital bank, we managed to get listed on the Indonesian Stock...

  • Data Analyst

    5 months ago


    Jakarta, Indonesia Moladin Full time

    **Responsibilities** - Creating dashboard to monitor credit performance of MOFI lending portfolio especially on Joint Finance project. - Providing data analytics for the lending portfolio to support decision making on the lending business. - Providing data source for operational needs that can be consumed by various team (Credit underwriting, risk,...


  • Jakarta, Indonesia PT Bank Mayapada Internasional Tbk Full time

    Persyaratan Pendidikan Minimal S1 semua jurusan. Memiliki pengalaman managerial min. 5 tahun di bidang marketing lending Small Medium Enterprise (SME) perbankan. Memiliki portofolio dan customer based Target oriented Penempatan di area Jakarta, Bandung, Semarang, Surabaya, Medan, dan Palembang Tanggung Jawab Merencanakan strategi marketing untuk...

  • Credit Analyst

    5 months ago


    Jakarta, Indonesia PT Pemeringkat Kredit Indonesia Full time

    PT Pemeringkat Kredit Indonesia is an Indonesian based full-service credit rating agency. We provide market participants with an alternative credit opinion by delivering in-depth analysis across various sectors within Indonesian market. Job Posting Credit Analyst About the job Company Description PT Pemeringkat Kredit Indonesia is an Indonesian based...

  • Credit Analyst Manager

    5 months ago


    Jakarta, Indonesia Indodana Full time

    Responsible for conducting credit evaluations on companies to ensure loan feasibility and repayment capability. - Work in credit risk management teams to identify and evaluate credit risks, and provide recommendations on loan approvals or rejections. - Play a key role in supporting the growth of productive credit portfolios and ensuring the quality of credit...

  • Credit Analyst

    5 months ago


    Jakarta, Indonesia PT Swakarya Insan Mandiri (Head Office) Full time

    **Requirement**: - At least 2 (two) years of experience in a similar position, preferably in the financing and banking industry - Having strong knowledge of economic and accounting principles and practices, the financial markets, and the analysis and reporting of financial data - Good analytical skills **Descriptions**: - Conduct thorough analysis of...

  • Credit Analyst

    6 months ago


    Jakarta, Indonesia VIRTUES.ID Full time

    One of Our Client in b2b Market Place Industry is hiring experienced Credit Analyst to join their team **Responsibilities**: - Value of business sourced and processed for pre-credit screening - Creating a simple and easy to access business dashboard for customers and financial service companies. - Work attitude supporting regular reviews with other support...

  • Jr. Credit Analyst

    7 months ago


    Jakarta, Indonesia Noraa & Co. Full time

    **Company Overview**: Our customer is a start up that provides comprehensive mortgage brokerage support services in Australia. We specialize in assisting brokers in navigating the complex landscape of credit assessments and facilitating successful mortgage transactions. Our commitment is to empower brokers to secure the best financial solutions for their...

  • Credit Analyst

    5 months ago


    Jakarta, Indonesia ralali.com Full time

    Create a profile of the customer to be presented to the FinCo - Check the validity & accuracy of KYB Corporate - Check with a 3rd party to provide supporting data regarding the new customer. - Conduct and retrieve comprehensive & accurate data on customers' operations including prepare Analyst Reports, Credit Rating, Analyst Checklist to report to the head...

  • Credit Analyst

    6 months ago


    Jakarta, Indonesia Indodana Full time

    **Job Description**: **Job purpose** As part of Credit Risk Team to detect, prevent fraud and minimize risk. **Duties and responsibilities** - Review applicant’s documents - Entry applicant’s data - Conduct Phone Verification to verify customer’s data and documents - Maintenance data request reviewer - Make sure all procedures are followed...

  • Credit Analyst

    1 month ago


    Jakarta, Indonesia Amar Bank Full time

    **Responsibilities**: - Credit Risk Assessment: Conduct thorough analysis of financial statements, cash flows, and business models of corporate borrowers and syndicate loan structures to evaluate their creditworthiness. - Financial Analysis: Perform in-depth financial analysis, including ratio analysis, stress testing, and scenario analysis to assess risk...