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Financing Analyst Section Head
4 weeks ago
Funding Societies | Modalku is the largest SME digital financing platform in Southeast Asia. We are licensed in Singapore, Indonesia, Thailand, and registered in Malaysia. We are backed by Sequoia India and Softbank Ventures Asia Corp amongst many others and provide business financing to small and medium-sized enterprises (SMEs), which is crowdfunded by individual and institutional investors. Here at Funding Societies | Modalku, we live by our core values:
- Grow Relentlessly: Striving to become our best, most authentic selves
- Enable Teamwork, Disable Politics: Only by forging togetherness can we help each other succeed
- Test | Measure | Act: Staying curious and reinventing ourselves through innovation and experimentation
- Focus on Impact: Creating impact through a bias for action and tangible results
- Serve with Obsession: Building win-win relationships for the long-term by having a customer obsession
The Financing Analyst Section Head is a senior credit analyst responsible for handling credit cases (preferably the complicated ones) from beginning to end. This role also involves assisting the Financing Analyst Dept Head with tasks related to credit or beyond, as well as mentoring junior credit analysts as they prepare to advance in their careers.
What you will do:- Evaluate customer data and financial documents to determine the degree of risk involved to reduce the risk of customer disputes
- Conduct document and information checking and verification as part of credit assessment processes
- Prepare spreadsheets and detailed written reports to be presented to the loan committee
- Identify and provide mitigation actions for all risks involved
- Provide professional opinions and/or recommendations to the Credit Committee regarding customers' financial credit status referring to credit policy and guidelines
- Track loan covenants to ensure compliance and complete other duties as assigned
- Minimum of 5 years working experience as a Credit Analyst and/or Relationship Manager for Lending Business (SME/Commercial segment in banking and/or relevant lending industry regulated by OJK)
- Ability to work independently with minimal supervision
- Excellent understanding of business financial statements, analytical skills, and mindset
- Detail-oriented with strong verification and critical thinking skills
- Ability to maintain a high level of professionalism and a positive attitude with team members and clients
- Effective written and verbal communication skills in both Bahasa and English
- Time off - Flexible paid vacations and observed holidays by country, plus special days off for birthdays and work anniversaries.
- Flexible Working - We trust our people and provide space to accommodate each individual's working style and personal life.
- Medical Benefits - Health insurance coverage for employees and dependents.
- Mental Health and Wellness - Wellness initiatives and coaching to support our team's health.
- Learning & Development - Support for self-learning and development.
- Tech Support - Company laptop and support for productivity tools.
Mid-Senior level
Employment typeFull-time
Job functionFinance and Sales
IndustriesIT Services and IT Consulting
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