Corporate Bank

Position Overview
Details of the Division and Team:
Deutsche Bank is a client-centric global universal bank, one that is leading change and innovation in the industry, championing integrity, sustainable performance and innovation with our clients, and redefining our culture and relationships with each other.

CB is at the heart of the Deutsche Bank franchise, offering the best cash, trade and securities solutions to our clients across the globe. CB's business and operating model is defined by these five fundamental activities - Build, Operate, Control, Service, and Sell.

The Corporate Cash Management (CCM) business is also based on these five activities and "Cash Products" constitute the "Build" function under CCM. This function is responsible for identifying the CCM client & market trends, setting product strategy, overseeing the development and roll-out of new products and managing product-level profitability, pricing structure, costing and risks.

Within this, the country Cash Product function is responsible for the execution of the global strategy on the ground, overseeing product risks and costs, providing a country perspective into regional/global product requirements and managing the interface with our client facing teams, clients, markets and internal stakeholders.

The business products that come under the purview of Cash Products include Single & Bulk Payments, FX, Cheques and Liquidity Management services.

The Head of Cash Products Indonesia will report to the Head of Cash Products – APAC ex Gr. China & India and will be responsible for the country Cash Product function for Indonesia.

What we will offer you:
A healthy, engaged and well-supported workforce is better equipped to do their best work and, more importantly, enjoy their lives inside and outside the workplace. That's why we are committed to providing an environment with your development and wellbeing at its center.

You can expect:

• Comprehensive Medical Insurance Coverage for Employee and Family
• Life Insurance Coverage
• Additional Pension Scheme (DPLK) on top of Statutory Contribution
• EAP – free and confidential counseling, online work-life resources
• Staff Loan including Housing Loan, Car Loan and Personal Loan
• Hybrid work arrangement
• Comprehensive leave benefits
• Annual health checkup – cost borne by company (once a year; conditions apply)

Key responsibilities:

• Market Engagement & Feedback:

• Assess and analyse product needs and opportunities (Regulatory / Technology / Market Infrastructure / Geography)

• Support sales channels with product expertise

• Strategy and Commercialisation:

• Provide local input to product strategy and roadmap

• Define adequate / profitable E2E Cash offering for the country (Payments & Collections, Accounts, FX, Client Connectivity, etc.)
• Conduct product benchmarking and competitor analysis as input to SPRs and strategy process
• Commercialise product strategy

• Support sales channels in launching campaigns

• Execution:

• Support local implementation of global / cross regional change initiatives

• Lead and provide oversight of purely local transformational & change initiatives

• Identify local optimization levers (independently and in collaboration with global team) and implement measures to increase branch efficiency

• Product Governance / Frameworks:

• Execute local new product approvals (NPA) based on global standards

• Create local product catalogue and map to global products

• Non-Financial Risk / Safety & Soundness:

• Ensure local adherence to risk policies and frameworks

• Ensure compliance with all local regulations and internal policies in collaboration with respective Infrastructure partners

• Remediate and mitigate risk; Lead Local Audit items and Local Self-Identified Issues (SII)

• Pricing & Deal Reviews:

• Provide local market inputs to influence global minimum pricing framework

• Implement pricing framework and approve / decline pricing outside framework through Regional CCM Deal & Product Review Forum

• Chair country CCM Deal & Product Review Forum

• P&L and Performance Management:

• Manage country level Product Profitability and KPIs focusing on CIR

• Outages & Incidents:

• Represent CCM Cash Products during incidents / outages and work with I&S, Sales and IT / Operations to understand and manage client impact

• Support IT / Operations to identify and remediate root causes where applicable

• CCM Coordination:

• Manage interface to local Regulators via the relevant regulatory affairs teams when needed

Your skills and experience:
You will have:

• Recognized university degree (or comparable education)
• Comprehensive CCM industry experience, deep expertise on client needs, market and regulatory trends in CCM in Indonesia
• Proven track record in managing multiple stakeholders

You will be someone with:

• Proven ability to influence decisions, prioritize and work under pressure
• Excellent analytical capabilities, logical thinker and ability to manage complex problems
• Excellent communication skills with the ability to communicate in a clear, concise manner at all levels
• Experienced stakeholder management skills and ability to build strong working relationships at all levels, including senior management (Managing Director level).
• Displays cultural sensitivity and has experience working with and within global geographically dispersed teams and related staffing issues
• Planning – ability to develop and suggest solutions, plans and scenarios

How we'll support you:

• Flexible working to assist you balance your personal priorities
• Coaching and support from experts in your team
• A culture of continuous learning to aid progression
• A range of flexible benefits that you can tailor to suit your needs
• Training and development to help you excel in your career

About us and our teams:
Deutsche Bank is the leading German bank with strong European roots and a global network. click here to see what we do.

Deutsche Bank & Diversity:
We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively.

Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group.

We welcome applications from all people and promote a positive, fair and inclusive work environment.