Lending Operations Analyst

1 day ago

Jakarta, Jakarta, Indonesia Xendit Full time

Xendit
provides payment infrastructure across Southeast Asia, with a focus on Indonesia, the Philippines and Malaysia. We process payments, power marketplaces, disburse payroll and loans, provide KYC solutions, prevent fraud, and help businesses grow exponentially. We serve our customers by providing a suite of world-class APIs, eCommerce platform integrations, and easy to use applications for individual entrepreneurs, SMEs, and enterprises alike.

Our main focus is building the most advanced payment rails for Southeast Asia, with a clear goal in mind — to make payments across and within SEA simple, secure and easy for everyone. We serve thousands of businesses ranging from SMEs to multinational enterprises, and process millions of transactions monthly. We've been growing rapidly since our inception in 2015, onboarding hundreds of new customers every month, and
backed by global top-10 VCs
. We're proud to be featured on among the fastest growing companies by
Y-Combinator
.

About the Job

Join our dynamic lending team as a Lending Operations Specialist, where you will play a critical role in the heart of our business. You will be responsible for ensuring the integrity and accuracy of our loan lifecycle by meticulously managing and verifying critical documents. This position is perfect for a detail-oriented individual who thrives in a fast-paced environment and is passionate about building robust financial processes. Your work will directly contribute to our operational excellence.

Minimum Qualifications

  • Graduate of Management, Accounting, Finance, or a similar course.
  • Fresh graduates are welcome to apply; OR a minimum of 2 years of working experience in document management, finance, or a related operational field.
  • Exceptional attention to detail and a thorough, meticulous approach to work.
  • Working knowledge of Microsoft Office / Google Suite.
  • Strong ability to manage multiple priorities simultaneously while maintaining a high standard of quality.
  • Proven ownership mentality and the initiative to solve problems independently.
  • Fluent verbal and written communication skills in English and Bahasa.

Preferred Qualifications

  • 2-3 years of relevant experience in document verification or operations within a multi-finance company, lending institution, fintech, or financial services.
  • Proven experience thriving in a start-up or fast-paced environment.
  • Advanced skills in G-Sheets and/or Excel (e.g., pivot tables, VLOOKUP, macros, array formulas).
  • Comfortable with data analysis and making data-driven decisions.
  • A quick learner who adeptly picks up new skills through self-exploration and building effective working relationships.

Responsibilities

  • Manage, review, and validate all loan documentation, including invoices, BAST (Deed of Delivery and Acceptance), and other required underlying documents.
  • Conduct thorough invoice checking to verify authenticity and accuracy.
  • Monitor and manage the end-to-end processes for loan disbursements and customer repayments.
  • Handle and analyze large datasets to support operational decisions and identify trends.
  • Prioritize and manage a high-volume workload effectively to meet strict deadlines without compromising on quality.
  • Communicate clearly and collaborate with internal teams (e.g., sales, risk, product) and external stakeholders (e.g., clients, partners).
  • Proactively identify process improvements and take initiative to implement solutions.
  • Go above and beyond to contribute to the success of Xendit
  • Do whatever it takes to make Xendit succeed

  • Lending Operations Analyst

    1 week ago

    Jakarta, Jakarta, Indonesia Sinergi Performa Cipta Full time 9,000,000 - 12,000,000 per year

    Key Responsibilities :- Mendukung kegiatan operasional program lending, termasuk validasi dokumen, pelaporan, serta pemenuhan kebutuhan administratif.- Berkoordinasi dengan tim internal (Product, Credit, Finance) dan pihak eksternal (vendor, mitra) untuk memastikan kelancaran proses operasional.- Mengumpulkan dan menganalisis data bisnis guna menghasilkan...

  • Lending Intern

    3 days ago

    Jakarta, Jakarta, Indonesia PT Aliansi Teknologi Indonesia Full time

    About DANADANA is a leading Indonesian digital wallet platform committed to making every transaction simple, secure, and accessible. As a homegrown fintech company, we serve millions across Indonesia with cashless solutions—from payments and transfers to investments. We aim to build a trusted and inclusive financial ecosystem, driven by innovation,...

  • VP of MSME Lending

    1 day ago

    Jakarta, Jakarta, Indonesia Adecco Full time

    Adecco Indonesia is currently representing our client, a rapidly growing digital bank expanding its MSME lending business. To support this strategic shift, we are seeking an experiencedVP of MSME Lendingwho can combine strong operational leadership with strategic business acumen.This role plays a pivotal part in managing end-to-end MSME lending operations...

  • Relationship Manager Lending

    7 days ago

    Jakarta, Jakarta, Indonesia Proxima Asia Consulting Full time 4,000,000 - 12,000,000 per year

    About the RoleWe are looking for a motivated and results-driven Relationship Manager (Lending) to expand our client's borrower network and business partnerships. This role focuses on acquiring and managing borrower portfolios, ensuring financing needs are met, and achieving lending growth targets through strategic relationship building and market...

  • Data Analyst Staff

    1 week ago

    Jakarta, Jakarta, Indonesia PT Dana Pinjaman Inklusif Full time 600,000 - 1,200,000 per year

    Job ResponsibilitiesDevelop and optimize post-lending strategies to improve repayment and asset quality.Analyze customer data to design effective collection strategies by segment and behavior.Create and maintain performance monitoring reports for collection and asset quality.Conduct data analysis (e.g., survival and attribution analysis) to forecast...

  • MSME Lending Head

    5 days ago

    Jakarta, Jakarta, Indonesia Amar Bank Full time $1,000,000 - $4,000,000 per year

    ResponsibilitiesOversee and directly manage end-to-end operations for MSME banking products, including hands-on involvement in lending underwriting and funding processes.Proactively ensure all operational workflows are smooth, efficient, and tightly safeguarded against fraud through daily oversight and intervention when necessary.Develop, implement, and...

  • Relationship Manager – Lending

    7 days ago

    Jakarta, Jakarta, Indonesia Monee Full time 3,000,000 - 6,000,000 per year

    Job DescriptionSource borrowers through multiple channels and qualify opportunities.Support the due diligence process, including gathering financials, verifying business operations, and coordinating with internal credit teams.Maintain close relationships with borrowers throughout the loan lifecycle.Ensure a high-touch, responsive borrower experience and...

  • Retail Lending Specialist, Business, SeaBank

    1 week ago

    Jakarta, Jakarta, Indonesia SeaBank Indonesia Full time 90,000,000 - 120,000,000 per year

    Job DescriptionShape the product roadmap and define key product capabilities for retail lending and term loan segmentUnderstand and keep abreast of the competitive landscape, as well as have a clear view of the positioning of the productsIdentify opportunities for digital innovations in retail lending products and provide assessment of potential marketLead...

  • Information Technology System Analyst

    7 days ago

    Jakarta, Jakarta, Indonesia PT Midas Daya Teknologi Full time

    IT System Analyst (Banking/Loan/Lending Corporate)We are seeking a skilled and experienced System Analyst to join our IT team within the banking and financial services industry. This role requires a solid understanding of loan-related business processes and the ability to translate those into effective system solutions. You will work closely with business...

  • Lending Product Manager

    1 week ago

    Jakarta, Jakarta, Indonesia PT Bank Neo Commerce Tbk Full time 35,000,000 - 700,000,000 per year

    PT Bank Neo Commerce Tbk, formerly PT Bank Yudha Bhakti Tbk, is an Indonesia-based company primarily engaged in the banking business. The Company operates as a technology-based bank. The Company serves customers in the Small and Medium Business (SME), Retail (Consumer), and Mass Market segments, through banking products and services embedded in an ecosystem...