Senior Credit Analyst Lead

1 week ago


Jakarta, Jakarta, Indonesia Funding Societies | Modalku Group Full time
Company Overview
Funding Societies | Modalku Group is the largest SME digital financing platform in Southeast Asia. We are licensed in Singapore, Indonesia, Thailand, and registered in Malaysia. Our team of experts provides business financing to small and medium-sized enterprises (SMEs), which is crowdfunded by individual and institutional investors.

Job Description
The Senior Credit Analyst Lead will be responsible for handling credit cases from beginning to end. This includes evaluating customer data and financial documents to determine the degree of risk involved, conducting document and information checking and verification as part of credit assessment processes, preparing spreadsheets and detailed written reports, identifying and providing mitigation actions for all risks entailed, and providing professional opinions and/or recommendations to the Credit Committee regarding customers' financial credit status referring to credit policy and guidelines.

Required Skills and Qualifications
To succeed in this role, you should have a minimum of 5 years working experience as a Credit Analyst and/or Relationship Manager for Lending Business (SME/Commercial segment in banking and/or relevant lending industry regulated by OJK). You should also be able to work independently with minimal supervision, possess excellent understanding of business financial statements, analytical skills, and mindset, be detail-oriented with strong verification and critical thinking skills, and be able to maintain a high level of professionalism and a positive attitude with team members and clients.

Benefits
We offer a range of benefits to support our employees' well-being, including flexible paid vacations, health insurance coverage, mental health and wellness programs, learning and development opportunities, and technical support. Our people focus on our mission knowing we have their back for their loved ones too.

Others
We are committed to creating an inclusive and supportive work environment where our employees can thrive. If you are a motivated and experienced professional looking for a new challenge, please submit your application.

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