Corporate Credit Portfolio Analyst

1 week ago


Jakarta, Jakarta, Indonesia PT Bank JTrust Indonesia, Tbk Full time
Job Description

As a Corporate Credit Portfolio Monitoring professional, you will be responsible for conducting thorough credit analysis and monitoring of corporate clients. Your primary goal will be to ensure the timely collection and analysis of supporting credit documents from existing debtors.

  • Credit Analysis:
    • Conduct a comprehensive review of financial documents, including credit proposal documents, financial statements, verification documents, and business legality documents.
    • Analyze the debtor's financial condition and capacity to fulfill their obligations.
    • Evaluate the risk associated with lending to the debtor based on industry trends, competitor analysis, and market position.

Monitoring and Reporting:

  • Regularly visit clients to monitor their sales and profit conditions, management structure, and ownership changes.
  • Verify the accuracy of accounts receivable, accounts payable, and inventory lists.
  • Prepare business visit reports using standard formats and provide recommendations based on analysis results.
  • Hold discussions with senior management regarding steps to address poor credit conditions and collaborate with other divisions to mitigate potential losses.

Requirements:

  • Bachelor's degree in a relevant field (e.g., finance, accounting, economics).
  • Minimum 3 years of experience as a credit analyst or risk manager in the banking industry.
  • Excellent communication and analytical skills.
  • Able to work individually or as part of a team.


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