Credit Expert Head

2 weeks ago


Jakarta, Jakarta, Indonesia Modalku Full time
Credit Expert Head

Funding Societies | Modalku is the premier digital financing platform for SMEs in Southeast Asia, empowering businesses through innovative solutions.

We are licensed in Singapore, Indonesia, Thailand, and registered in Malaysia, backed by prominent investors such as Sequoia India and Softbank Ventures Asia Corp.

Our unique approach combines business financing with a crowdfunded model, connecting SMEs with individual and institutional investors.

Our core values guide our success:

  • Grow Relentlessly: We strive to continuously improve.
  • Enable Teamwork, Disable Politics: Collaboration drives success.
  • Test | Measure | Act: Innovation fuels growth.
  • Focus on Impact: Results-driven approach creates impact.
  • Serve with Obsession: Customer-centricity drives long-term success.

The Credit Expert Head oversees senior credit analysts in handling complex cases, collaborating with the Department Head, and guiding junior analysts.

This role entails:

  • Evaluating customer data and financial documents.
  • Document verification as part of credit assessment.
  • Preparing detailed reports for the loan committee.
  • Identifying and mitigating risks.
  • Providing expert opinions to the Credit Committee.
  • Monitoring loan covenants.

We innovate and collaborate to address SME challenges in Indonesia at Modalku.



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