Credit Risk
1 week ago
Company Description
AgriAku is a leading technology-based local agribusiness company in Indonesia. Launched late last year, AgriAku's mission is empower mitra through sustainable, inclusive and profitable technology business models.
**Job Description**:
- Develop a risk assessment/risk scoring model for MSMEs in the agriculture business
- Analyzing the financial history and creditworthiness of potential borrowers
- Monitoring the creditworthiness of existing borrowers
- Recommending strategies for managing and reducing financing risk
- Conduct stress and scenario testing and analysis of the portfolio in global events
- Provide financing portfolio regular reports for the management (Cohort analysis, Vintage Analysis)
- Ensure portfolio quality and documentation standards are maintained as well as internal performance indicators.
- Manage portfolio quality through proper collection & recovery process.
- Ensure that the company is in compliance with its internal operating policies and procedures and regulatory
- Identifying and investigating cases of fraud or irregularities
**Qualifications**:
- Bachelor’s degree in business/finance/management/administration
- Min. 5 years experience as credit risk in financial services/fintech.
- Strong Understanding of credit risk associated with Micro & SME banking products
- Strong understanding of financial concepts and principles
- Understanding of financing process & systems
- Knowing the Agriculture business is a plus point
- Good analytical thinking
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