Credit & Risk Control Manager

1 week ago


Jakarta, Jakarta, Indonesia Dana Unico Finance Full time

Company Description

PT Dana Unico Finance (DUF), based in Jakarta, was established on May 18, 1994.

Role Description

This full-time, on-site role is based in Jakarta. The Credit & Risk Control Manager will evaluate credit applications, manage credit limits, monitor portfolio risks, and implement strategies to mitigate credit losses. Responsibilities also include developing and executing risk control measures to maintain financial health and compliance with internal and regulatory standards, as well as overseeing the credit portfolio and identifying trends for risk management.

Key Responsibilities

  1. Lead and manage credit risk assessment and portfolio monitoring.

  2. Ensure credit policies and processes are aligned with OJK regulations and industry best practices.

  3. Review incoming credit proposals to ensure the feasibility of project/business financing needs, financial capabilities, and overall risk related to loans for top management decision-making

  4. ⁠Analyze and provide recommendations on credit proposals

  5. ⁠Present the result of the credit review analysis to the credit committee (top management) for approval

  6. Collaborate closely with Business, Operations, Compliance, and Management teams.

  7. Monitor NPF, aging buckets, credit performance, and early warning signals.

Qualifications

  1. Bachelor's degree

  2. 3–5 years of experience in credit risk management, credit analysis, compliance, or related roles in multifinance, fintech lending, consumer lending and others financial institutions

  3. Proficient with Excel and comfortable interpreting data.

  4. Understanding of lending processes, credit scoring, and financial industry practices.

  5. Strong communication, cross-functional coordination skills, and cultural awareness.

  6. Experience dealing with audits or OJK regulatory inspections is a strong plus.


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