Financial Risk Management

8 hours ago

Jakarta, Jakarta, Indonesia AIA Indonesia Full time

FIND YOUR 'BETTER' AT AIA

We don't simply believe in being 'The Best'. We believe in better - because there's no limit to how far 'better' can take us.

We believe in empowering every one of our people to find their 'better' - in the work they do, the career they build, the life they live and the difference they make. So that together we can support even more people - including our own - to live Healthier, Longer, Better Lives.

If you believe in better, we'd love to hear from you.

About the Role

Assist Financial Risk Management Lead in identifying, assessing, mitigating and monitoring the financial & insurance risk areas while ensuring the effective risk management implementation and risk governance.

Key Roles & Responsibilities:

RISK OVERSIGHT / ADVISORY

  • Prepare risk assessment paper providing analysis and independent view from risk perspective on various financial & insurance risk related areas: Product & Pricing, Insurance & Reinsurance Risk, Market & ALM risk including Strategic Asset Allocation, Liquidity risk, Credit risk, Channel compensation
  • Work closely and facilitate the discussion with all relevant team(s), e.g., actuarial, finance, investment product, distribution channel, operations, IT, Legal & Compliance to have better understanding on the issues and resolve effectively
  • Engage with respective Group Risk colleague(s) whenever necessary

RISK REPORTING

  • Prepare Financial Risk Reporting to Group FRC – providing summary and insights of key financial risk exposures, supported by analytical and business understanding while measuring the risk impact to the overall Company the following aspects: Insurance risk Interest Rate Risk (duration gap, DV100), Liquidity Risk, FX risk
  • Conducting Stress Test: Solvency, Liquidity Adequacy, Earnings align with the Group Risk Policy / Framework
  • Risk Reporting for Local Risk Committee: Prepare the deck summarizing risk analysis for Executive Risk Committee Meeting and Risk Oversight Committee Meeting Deck on the area of financial, product and insurance/reinsurance risk
  • Risk Reporting to Group: Prepare annual ORSA (Own Risk and Solvency Assessment) report align with the Group requirement
  • Regulatory Reporting: Annual OJK Soundness Report (Laporan TKS)
  • Prepare the report, update the excel working, APOLO submission for the Conventional & Sharia business.
  • Liaise with ERM team members for DPLK and Syariah Risk Reporting

RISK GOVERNANCE

  • Ensure full compliance with both Regulatory and Group requirement for financial, insurance and product risk related areas
  • Fully utilize AAMP system to ensure all necessary approvals are obtained and stored in the system in timely manner
  • Support and assist Financial Risk Lead in developing/establishing risk policies/standard, guidelines/procedures align with AIA risk appetite and framework

Job Requirements:

  • Minimum bachelor's degree in mathematics/Statistic/Finance/Economics/Engineering or related field with at least 5 years' experience in life insurance with actuarial background (Fully qualified actuary would be a plus)
  • Strong analytical and quantitative skills, deep knowledge of insurance and financial markets, regulatory frameworks and experience with statistical analysis and able demonstrate a high-quality delivery
  • Critical thinking, problem-solving, good & effective communication skills. Generally curious, actively ask questions and challenge while approaching issues in a positive way, seeking for solution and highly responsible for getting things resolved

  • Risk Management

    4 days ago

    Jakarta, Jakarta, Indonesia Avrist Assurance Full time 10,000,000 - 15,000,000 per year

    Job Description:Identify, assess, and monitor risks across nine key categories: strategic, operational, insurance, credit, market, liquidity, legal, compliance, and reputational.Develop, implement, and continuously improve the risk management framework in alignment with ISO standards.Perform financial risk assessments and collaborate with actuarial and...

  • Risk Management Manager

    4 days ago

    Jakarta, Jakarta, Indonesia PT Maybank Sekuritas Indonesia Full time

    At Maybank Sekuritas Indonesia, our Risk Management team plays a critical role in safeguarding the organization against financial, operational, and regulatory risks. We work closely with business units to identify potential threats, develop effective mitigation strategies, and foster a strong risk-aware culture. With a proactive approach and deep industry...

  • Risk Manager

    6 days ago

    Jakarta, Jakarta, Indonesia GoTo Group Full time 1,500,000 - 3,000,000 per year

    About the Role This role is central to our Credit Risk Strategy function, focusing on account management strategy for merchant lending products including Gopay Pinjam Modal (GPPM) and Toko Kapital. Key challenges include balancing portfolio growth with risk mitigation and navigating complex merchant data to inform actionable decisions.  The person will be...

  • Risk Management

    6 days ago

    Jakarta, Jakarta, Indonesia Talent Insider Full time $30,000 - $50,000 per year

    Talent Insider is an upcoming HR Consultancy Service, founded in 2021. Our clients have been some of the leading brands in Indonesia, and this service continues to expand.Registered in Singapore & Indonesia, we can assist with your growth plans and strategies, and continue to expand our regional presence with strong regional partners to assist our client in...

  • Risk Compliance Manager

    6 days ago

    Jakarta, Jakarta, Indonesia Bitbromo Cryptocurreny Exchange Full time 120,000,000 - 240,000,000 per year

    Company DescriptionBitbromo (PT Everest Kripto Indonesia) is a licensed Digital Financial Asset Trading company and a regulated member of the Crypto Exchange (CFX) and the Crypto Clearing House (KKI). As a trusted platform, Bitbromo is dedicated to providing secure and compliant trading solutions in the cryptocurrency sector. The company is committed to...

  • Financial Planning Advisor and manager

    9 hours ago

    Jakarta, Jakarta, Indonesia Advisor Financial Alliance Full time

    At the end of 2025, Advisor Financial Alliance will open job opportunities for financial experts to join us as business-to-business or business-to-consumer financial planners.Advisor Financial Alliance is a financial company specializing in managing corporate cash flow and planning financial flowchart forecasts. We collaborate with the XO Network to provide...

  • Head of Risk Management

    6 days ago

    Jakarta, Jakarta, Indonesia HAP Indonesia - Your Reliable Hiring Partner Full time 2,500,000 - 3,600,000 per year

    Our Client Company Type: Financial ServicesWorking Location: Jakarta, IndonesiaEmployment Status: ContractReporting Line: report to the CEOSalary: up to IDR 30 Million per monthRequirement:Minimum 8 years of Risk Management experience, including at least 5 years in senior leadership to oversees the implementation of risk management and compliance policies...

  • Head of Risk Management

    6 days ago

    Jakarta, Jakarta, Indonesia Talent Insider Full time 10,000,000 - 20,000,000 per year

    Talent Insider is an upcoming HR Consultancy Service, founded in 2021. Our clients have been some of the leading brands in Indonesia, and this service continues to expand.Registered in Singapore & Indonesia, we can assist with your growth plans and strategies, and continue to expand our regional presence with strong regional partners to assist our client in...

  • Credit & Risk Control Manager

    6 days ago

    Jakarta, Jakarta, Indonesia Dana Unico Finance Full time 80,000,000 - 160,000,000 per year

    Company DescriptionPT Dana Unico Finance (DUF), based in Jakarta, was established on May 18, 1994.Role DescriptionThis full-time, on-site role is based in Jakarta. The Credit & Risk Control Manager will evaluate credit applications, manage credit limits, monitor portfolio risks, and implement strategies to mitigate credit losses. Responsibilities also...

  • Credit Risk Manager

    4 days ago

    Jakarta, Jakarta, Indonesia Pinjamin Full time 6,000,000 - 12,000,000 per year

    Job Description:Utilize big data query techniques to extract and analyze key risk indicators in order to support data-driven decision-making in credit risk assessment.Conduct regular identification, assessment, and reporting of risks related to the credit portfolio to ensure proactive risk management and effective mitigation.Evaluate new business initiatives...