Credit Scoring Officer
5 months ago
Pendidikan S1 Statistika/Matematika/Ilmu Komputer
- Fresh Graduate atau Min. 1 tahun dibidang Data anaytics pada industri jasa keuangan.
- Pemahaman tentang Machine Learning dan lingkungan pengembangan apa pun (Python, R)
- Pemahaman tentang database relasional dan skrip SQL yang kompleks
- Memahami metode dan hipotesis statistik, pembelajaran mesin, visualisasi data, dan cara membuat laporan memiliki pengalaman dalam pengembangan credit scorecard atau model pembelajaran mesin terkait lainnya lebih diutamakan
**Tugas dan Tanggung Jawab**
- Memfasilitasi semua proses terkait model penilaian kredit (ASS, BSS, CSS) dan model analitis dengan menggunakan data internal & eksternal
- Memfasilitasi implementasi dan analisis penilaian kredit ke dalam sistem dan operasi
- Memfasilitasi monitoring dan reporting sistem scoring (penggunaan dan hasil skor) dengan menerapkan metrik (GINI atau KS) dan stabilitasnya
- Menghasilkan laporan relevan terkait penggunaan Skor Kredit untuk setiap inisiatif yang terjadi
- Melakukan PoC pada data alternatif untuk meningkatkan kinerja scorecard model
- Melakukan analisa terhadap alat/aplikasi credit scoring dari pihak ketiga (vendor) untuk menentukan apakah sistem/data Eksternal layak untuk diterapkan
- Melakukan analisis dengan stakeholder terkait di seluruh Lini Bisnis untuk membantu skema credit scoring
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