Credit Analyst Manager
7 months ago
Requirement
Pendidikan : D3/S1
Pengalaman : > 5 tahun sebagai analis kredit di Perbankan/Multifinance
Keahlian:
Memahami Laporan Keuangan
Memahami Prinsip 5C Pemberian Kredit
Analitycal dan Detail
Multitasking
Problem Solving
Mampu berkomunikasi dengan baik secara verbal maupun non verbal
Mampu mempresentasikan laporan analisa kredit
h. Mahir menggunakan Komputer (Ms. Office)
Job Description:
Melakukan pengecekan pengajuan pinjaman debitur pada sistem internal (dashboard daftar peminjam & pinjaman)
Memeriksa kelengkapan dan kelayakan dokumen sesuai SOP kredit.
Melakukan survei lokasi usaha dan rumah/tempat tinggal debitur.
Melakukan verifikasi hasil credit checking (PEFINDO, FDC).
Melakukan verifikasi dokumen pinjaman dan menganalisa keuangan debitur (rekening dan laporan keuangan)
Menginput hasil verifikasi dan analisa keuangan ke dalam sistem internal (dashboard-task list approval)
Melakukan credit scoring pinjaman.
Melakukan follow up kepada debitur untuk persetujuan penawaran pinjaman, pencairan pinjaman dan jadwal pembayaran pinjaman
Melakukan credit rating
Memberikan rekomendasi setiap pengajuan pinjaman debitur kepada Kepala Analis (Head of Analyst)
Membuat lembar fakta (factsheet) dan menampilkan pada marketplace Avantee atas pinjaman debitur yang telah disepakati.
Melakukan koordinasi dengan tim lain (BD, Funding) setiap pengajuan pinjaman sebelum tahap pencairan.
Memantau pinjaman-pinjaman yang akan jatuh tempo.
Melakukan review secara berkala setiap pinjaman yang sudah cair/eksisting dan responsif terhadap kredit yang berpotensi atau yang sedang bermasalah.
Membuat laporan (Logbook) periode minggu-an setiap pinjaman yang diproses.
16 Menyimpan setiap dokumen pinjaman yang diproses di dalam G-drive internal Avantee
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