Sr. Associate, RM, Cross Industry, Corporate Banking
1 day ago
Business Function
Corporate and Investment Banking provides corporate customers with a full range of commercial banking products and services, including cash management services, current accounts, time deposits, trade finance, working capital finance, term loans and foreign exchange. Through our continued commitment, DBS has cultivated long-standing relationships with its customers in the region that are based on account relationship management, service differentiation, product development and rigorous credit standards.
Responsibilities
- Maintain existing portfolio, by means of continuous contact, financial analysis, covenant and collateral coverage, by performing a periodical review on the existing customer including analyzing their financial performance, industry, and suitability of products.
- Prepare credit proposals in timely manner to ensure minimal credit overdue review.
- Liaise and co-operate with credit, credit administration, legal, trade operation and other relevant department to ensure a seamless process flow for credit application.
- Periodically meets the customer to update on their condition through call report and to engage further in the relationship by understanding their needs and identifying cross selling opportunities.
- Ensure all necessary reports/memos are prepared as well as recorded/submitted timely.
- Ensure compliances with internal and external policies.
- Minimize and resolve customer's complaints in timely manner.
- Participate in process improvement and challenge status quo
- Construct a team review presentation covering\: pipeline, revenue and utilization rate
Requirements
- University Degree (Business/Economic/Finance/Accounting)\: If others need to have basic understanding in Accounting.
- Min. experience of 5 years in related field
- Fluent in English and Mandarin (speaking and writing)
- Computer skill (excel, words and power point)
- Strong communication, interpersonal skills
Apply Now
We offer a competitive salary and benefits package and the professional advantages of a dynamic environment that supports your development and recognises your achievements.
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