Risk Management Executive
3 days ago
A leading fintech startup seeks a highly experienced Risk Director to join their leadership team. The successful candidate will be responsible for developing and implementing comprehensive risk management strategies, particularly focusing on retail credit risk.
About the role:
- Develop and implement effective risk management policies and procedures, with a specific focus on retail credit risk.
- Oversee the credit underwriting process, ensuring accuracy, efficiency, and compliance with regulatory requirements.
- Analyze customer lifetime value and employ advanced analytics to optimize customer acquisition, retention, and profitability.
- Evaluate exposure in sub-prime segments and credit builder segments, identifying potential risks and opportunities for mitigation.
- Collaborate closely with cross-functional teams to integrate risk considerations into business decisions and product offerings.
The ideal candidate will have extensive experience in risk management within the financial services industry, with a strong understanding of credit underwriting principles and methodologies.
Key skills and qualifications include:
- Bachelor's degree in finance, economics, or a related field; advanced degree preferred.
- Proven track record of developing and implementing effective risk management strategies.
- Strong analytical and problem-solving skills, with the ability to derive actionable insights from complex data sets.
- Excellent communication and leadership skills, with the ability to influence stakeholders at all levels.
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