Financial Risk Management Specialist

3 days ago


Jakarta, Jakarta, Indonesia PT Amartha Mikro Fintek (Jakarta) Full time

Amartha, a leading technology company in the digital financial solutions space, is seeking a highly skilled Senior Fraud Risk Lead to join its expanding risk management team. The ideal candidate will play a critical role in shaping and overseeing the risk management strategies for Amartha's digital lending platforms, ensuring the provision of secure and effective financial solutions to customers while mitigating potential risks in a rapidly evolving digital landscape.

The successful candidate will be responsible for establishing fraud detection and prevention frameworks that leverage analytics, machine learning, and behavior insights. This will include conducting fraud analytics, developing anti-fraud policies and procedures for digital products, and collaborating with data science teams to develop fraud detection algorithms.

In addition, the Senior Fraud Risk Lead will work closely with internal teams such as fraud investigators, product, technology, credit risk, data science, and compliance to ensure fraud controls are integrated into all digital products and partnerships. The ideal candidate will also lead initiatives to automate and streamline fraud monitoring processes, improving efficiency and accuracy.

Requirements for the role include a Bachelor's degree in Finance, Economics, Engineering, Business Administration, or a related field, as well as 5+ years' experience in fraud risk management, preferably within digital lending, embedded finance, banking, and fintech.

  • Strong knowledge of fraud detection tools and e-money/e-wallet security systems
  • Proven track record in developing and managing risk frameworks for digital products, digital loans, and embedded finance


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