Digital Risk Manager

4 days ago


Jakarta, Jakarta, Indonesia GoTo Group Full time

About the Role

As a key member of our team, you will play a crucial role in optimizing the risk-reward balance to support the achievement of GoTo Group's organizational objectives within the boundaries of credit and fraud risk for merchant lending products. You will focus on driving the optimization of risk-adjusted return and writing the boundaries of sustainable portfolio growth.

Key Responsibilities:
  • Formulate credit risk policy for merchant lending, encompassing whitelist strategy, credit underwriting, loan assessment, and limit management.
  • Continuously monitor and manage the achievement of risk appetite metrics.
  • Ensure the effectiveness of currently prevailing credit risk policy/processes together with all relevant stakeholders.
  • Lead cross-functional alignment to ensure that credit and fraud risk policies and processes are applied consistently and thoughtfully as the organization continues to scale, including alignment with parties within the GoTo ecosystem.


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