Digital Risk Management Strategist
2 weeks ago
Amartha is a technology company focused on creating shared prosperity through digital financial solutions for the grassroots economy. We connect rural, women-led micro-enterprises with affordable capital, fostering inclusive economic growth.
The Digital and Embedded Lending Risk Lead will play a critical part in shaping and overseeing risk management strategies for our digital lending platforms. This role ensures secure and effective financial solutions for customers while mitigating potential risks in the rapidly evolving digital landscape.
Key Responsibilities- Develop and maintain credit risk policies and frameworks for digital lending products and/or embedded finance products.
- Analyze credit data and customer profiles to define lending thresholds, risk tolerance, and approval criteria.
- Establish exposure limits-based analysis for partners.
- Propose risk-adjusted pricing strategies based on customer risk profiles.
- Monitor portfolio performance and loan repayment trends to adjust risk policies and mitigate potential losses.
- Collaborate with data science teams to continuously improve risk scoring models and decision engines.
- Partner with product, business, operation, collection etc to align credit policies with business growth strategies and customer needs.
- Prepare reports and presentations on portfolio health and risk exposure for stakeholders
- Drive innovation in credit risk assessment methods, particularly using alternative data sources and digital-first strategies.
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Risk Management Strategist
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Risk Management Strategist
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Embedded Finance Risk Manager
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Jakarta, Jakarta, Indonesia PT Amartha Mikro Fintek Full timeAmartha, a technology company focused on creating shared prosperity through digital financial solutions, seeks a Head of Market & Liquidity Risk to support its expanding lending and investment activities. This role will be responsible for managing a diverse portfolio of debt facilities, designing hedging strategies, and optimizing the maturity ladder to...
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Credit Risk Strategist
2 weeks ago
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