Underwriting Manager

20 hours ago


Jakarta, Indonesia Kredivo Group Full time

**About the Job**:
**Underwriting Policies**:

- Working on solutions for credit underwriting basis different product constructs
- Closely work with Data Science team to analyze of the underwriting models prepared by them and validate the performance of the same on current portfolio
- Determining the right pricing basis segmentation
- Working on standardization of policies and processes.

**Performance monitoring**:

- Portfolio Analysis and recommending the changes to UW strategy
- Identifying technological solutions to improve existing processes and overall portfolio management functions

**New Partner Integrations**:

- Understanding the product being offered by the new partners and the segment being catered to
- Creation of policy basis the product, information available and prevailing models
- Formulation of UW strategy keeping the expected loss rates in consideration
- Monitor the implementation of policy, UAT and production test run of policy and clear the bottlenecks, if any

**About you**:
**Qualifications**:
Minimum Qualification required: Quant Graduate/Postgraduate in Finance/Statistics/Management

**Work Experience**
- Minimum 5 years with 3 - 4 years in risk management and analytics
- Should have a fair understanding of risk performance
- Should have a very good communication skill.
- Superior Stake holder management skills
- Work closely and align with each of the internal functions which includes Business development, Portfolio, Fraud, Data science, Product, Operations, Collections and external stakeholders
- Hands-on experience to work on large structured and unstructured datasets using different data processing and statistical tools is must
- Experience in leading a team is a great plus

**Main Skills**:
Applicant should be Proficient in
- Data Analytics
- Model Validation
- Portfolio Management (Plus)
- Stake Holder Management

**Technical Skills**:
Demonstrated Experience in R/Python (preferred), SQL (MANDATORY), Advanced Excel etc.

LI-AL1


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