(Unicorn - Fintech) Credit Risk Modeling

**About Us** Our client is one of the biggest fintech company in Indonesia (multi national) that offers banking, consumer credit, digital investment, and insurance brokerage services through virtual credit card and e-commerce platform. **Key Responsibilities** - Develop credit risk measurement models, which include credit line models, credit scoring models,...

**About the Company**: Our client is a leading banking and digital finance platform in Southeast Asia that operates in 4 major countries: Indonesia, Philippines, Vietnam and Malaysia. Targeting an emerging market with an underserved but creditworthy and fast-growing consumer group, our client currently provides users with digital banking, consumer credit,...

Predictive modeling, credit risk analytics, and market research are crucial components of our business strategy. As a Risk Modeling Expert, you will play a key role in developing and implementing these initiatives to drive business growth and improvement.Main ResponsibilitiesWe are seeking an expert who can analyze large datasets of credit bureau data,...

Company Description Indodana is a Fintech Lending platform from PT Artha Dana Teknologi which was founded in November 2017 and has been registered by OJK since March 2018. PT Artha Dana Teknologi provides loan services, installments without credit cards, HP credit and PayLater services. Starting from the many requests from the public who failed to get...

RequirementsExperience3-6 years of relevant experience in risk model development with a solid understanding of credit risk management.SkillsProficiency in machine learning models (e.g., boosting trees, regression models) and strong coding skills in Python and SQL.CollaborationA collaborative mindset with good team spirit and fluency in English with excellent...

**About the Company**: Our client is a leading banking and digital finance platform in Southeast Asia that operates in 4 major countries: Indonesia, Philippines, Vietnam and Malaysia. Targeting an emerging market with an underserved but creditworthy and fast-growing consumer group, our client currently provides users with digital banking, consumer credit,...

**About Us**: Our client is one of the biggest fintech company in Indonesia (multi national) that offers banking, consumer credit, digital investment, and insurance brokerage services through virtual credit card and e-commerce platform. **Key Responsibilities**: - Responsible for daily monitoring business system, include entire business process/risk...

Company Description Indodana (PT Artha Dana Teknologi) is a OJK-licensed financial technology company that operates a credit marketplace for peer-to-peer loans. Our mission is to achieve financial inclusion by enabling lenders to provide loans to the 100 million underbanked Indonesians. Leveraging sophisticated big data and artificial intelligence...

**Company Description**: Orange provides your personalized go-to pool of strategy planners, creatives, and technologists for your brand and campaign that aren't part of your daily routine. Strategic managers, content specialists, conceptual creatives, producers, SEO experts, product managers, and others are among the impact players who are held match-fit for...

Create and analyze credit risk portfolios, and collaborate with the finance department to calculate monthly loss budgets. - Track loss reports provided by the collection department and provide risk-related recommendations. - Develop credit policies and Standard Operating Procedures (SOPs) related to impairment, loan reserves, and write-off policies. -...

**About the Company**: Our client is a leading banking and digital finance platform in Southeast Asia that operates in 4 major countries: Indonesia, Philippines, Vietnam and Malaysia. Targeting an emerging market with an underserved but creditworthy and fast-growing consumer group, our client currently provides users with digital banking, consumer credit,...

**About the job Credit Analyst (Fintech Sharia)**: We are recruiting on behalf of a Fintech Lending Sharia company looking for a Credit Analyst. **Responsibilities**: - Evaluate the credit risk of a customer and make a recommendation to the company on whether to provide credit terms to the customer. - Analyze the financial data of the potential client, and...

What We OfferAs a Data Scientist at Credit Bureau Indonesia, you will have the opportunity to work with massive datasets, evaluate third-party data sources, and explore new methodologies to enhance model performance.You will be part of a collaborative culture where your ideas are valued, and teamwork is key to achieving our goals. We are committed to the...

Create and implement credit risk portfolio analysis (actual vs forecast) and working with finance to calculate the loss budget every month. - Together with Finance develop IFRS loss reserve model for all Moladin products. - Tracking the loss report provided by collection and able to provide recommendation related to risk area. - Provide credit risk deck and...

Develop and implement robust credit risk models (acquisition scorecards, behavioral scorecards, collection scorecards) for consumer loan product to support business. - Explore alternative data to enhance the scorecard model performance on top of traditional credit data. - Setting up parameters in building the credit risk models and requirements on the...

Develop, implement, and maintain credit risk management strategies, policies, and procedures. - Assess the creditworthiness of potential and existing clients by analyzing financial statements, credit reports, and other relevant data. - Monitor the performance of the credit portfolio, identifying trends and potential risks - Ensure that all credit risk...

Required Skills and QualificationsBachelor's degree in Finance, Business Administration, Risk Management, or a related field.Minimum 5-7 years of experience in Credit Risk, with 2-3 years of proven experience leading a team, preferably within the automotive industry.In-depth knowledge of credit risk management principles, practices, and regulatory...

Company Description Indodana (PT Artha Dana Teknologi) is a OJK-licensed financial technology company that operates a credit marketplace for peer-to-peer loans. Our mission is to achieve financial inclusion by enabling lenders to provide loans to the 100 million underbanked Indonesians. Leveraging sophisticated big data and artificial intelligence...

Credit decisioning is a critical component of our business operations, and as a Credit Decisioning Specialist, you will play a key role in optimizing this process through the development and implementation of advanced statistical models and data visualizations.Main ResponsibilitiesDevelop and implement statistical models, dashboards, and data visualizations...

The Credit Risk Collection Senior Analyst is an intermediate-level position responsible for conducting credit reviews on collection strategy, segmentation, and collection treatment, as well as monitoring the portfolio to identify credit migration in coordination with the Risk Management team and to project the credit loss and adequately manage the provision....