Retail Credit Risk Analytics

Company Description Indodana is a Fintech Lending platform from PT Artha Dana Teknologi which was founded in November 2017 and has been registered by OJK since March 2018. PT Artha Dana Teknologi provides loan services, installments without credit cards, HP credit and PayLater services. Starting from the many requests from the public who failed to get...

About the team This position is to lead the Credit Portfolio Risk management and handle the team to help the Head of Portfolio Risk to analyze the portfolio risk and manage the portfolio quality and ensure all processes are properly managed. Job Desc - Review and analyze credit portfolio quality to meet the risk appetite and company goals - Develop and...

Create and analyze credit risk portfolios, and collaborate with the finance department to calculate monthly loss budgets. - Track loss reports provided by the collection department and provide risk-related recommendations. - Develop credit policies and Standard Operating Procedures (SOPs) related to impairment, loan reserves, and write-off policies. -...

Key ResponsibilitiesRisk Model DevelopmentYou will develop risk models for retail and SME finance products, including consumer lending, multi-finance, credit cards, and SME financing.Feature Engineering and AnalysisPerform feature engineering and analysis on large-scale datasets such as credit reports and e-commerce data, and deploy feature pipelines.Credit...

HyreWise is a forward-thinking fintech startup that is revolutionizing the personal finance space. We are seeking a highly experienced Risk Director to join our leadership team and drive our risk management efforts forward.About the role:Develop and implement comprehensive risk management strategies, with a specific focus on retail credit risk.Oversee the...

**Responsibilities**: Monitor and manage the overall performance of the credit portfolio, including the related risks and other material developments for the credit risk assets. Develop fraud and credit policy and underwriting processes and tools. Assess and ensure the applicable credit terms and conditions, repayment capability, conducts of account,...

RequirementsExperience3-6 years of relevant experience in risk model development with a solid understanding of credit risk management.SkillsProficiency in machine learning models (e.g., boosting trees, regression models) and strong coding skills in Python and SQL.CollaborationA collaborative mindset with good team spirit and fluency in English with excellent...

Create and implement credit risk portfolio analysis (actual vs forecast) and working with finance to calculate the loss budget every month. - Together with Finance develop IFRS loss reserve model for all Moladin products. - Tracking the loss report provided by collection and able to provide recommendation related to risk area. - Provide credit risk deck and...

**Responsibilities**: - Review and analyze credit portfolio quality to meet the risk appetite and company goals - Develop and built new policy or revamp existing policy to align with the portfolio growth and quality, and alignment with the company policy and regulatory - Monitoring business performance to achieve the business target and company...

**Company Description**: Orange provides your personalized go-to pool of strategy planners, creatives, and technologists for your brand and campaign that aren't part of your daily routine. Strategic managers, content specialists, conceptual creatives, producers, SEO experts, product managers, and others are among the impact players who are held match-fit for...

Wealth and Personal Banking serves more than 50 million customers worldwide with a complete range of banking and wealth management services to enable them to manage their finances and protect and build their financial futures. It is a global business that brings together management responsibility for Retail Banking, Wealth Management, Insurance and Asset...

A leading fintech startup seeks a highly experienced Risk Director to join their leadership team. The successful candidate will be responsible for developing and implementing comprehensive risk management strategies, particularly focusing on retail credit risk.About the role:Develop and implement effective risk management policies and procedures, with a...

About the RoleWe are seeking a highly skilled Data Scientist to join our team at Credit Bureau Indonesia. As a key member of our analytics department, you will be responsible for developing and refining risk models for retail and SME financial products.In this role, you will utilize your expertise in data analysis, machine learning, and feature engineering...

Monitoring on portfolio quality for multiple products, analyzing trends by various variables, detect any adverse or any potential issues that needs to be analyzed further to find the root cause. - Develop, monitor and forecast portfolio management and analyze deeper between actual performance vs forecast in order to ensure the credit risk management strategy...

The Credit Portfolio Manager is an intermediate management-level position responsible for providing full leadership and direction to a team of employees to monitor the Citi portfolio and identify credit migration in coordination with the Risk Management team.The overall objective of this role is to coordinate management of Citi's portfolio exposure to client...

A growing fintech startup, with substantial funding, is looking to recruit a new Risk Director to join their leadership team in Jakarta. The objective is to lead their risk management efforts, particularly focusing on retail credit risk, including credit underwriting.About the Risk Director position:Develop and implement comprehensive risk management...

**About the Company**: Our client is one of the biggest Digital Bank in Indonesia. This company is backed up by one of the biggest Teh conglomerate in Asia. **Responsibilities**: - Responsible for the development and implementation of the policies and procedures to mitigate the credit risk within the business. - Managing all credit risk aspects of current...

**About the Company**: Our client is one of the biggest Digital Bank in Indonesia. **Responsibilities**: - Responsible for the development and implementation of the policies and procedures to mitigate the credit risk within the business. - Managing all credit risk aspects of current and newly on boarding client, reviewing and amending Criteria where...

**CRMS (Credit Risk Management Services) is a first line organization that is part of institutional credit management under ICG (Institutional Client Group) business and works through the challenges of the Wholesale Credit Risk Lending processes with the aim of transformation of the day to day management of credit facilities, legal documentation and...

Provide insight from weekly, monthly and annualy collection report to management on collection performance effectiveness & efficiency Monitor the credit performance on a regular basis Define acceptable risk thresholds and measures to monitor the progress and performance results of the overall project and loan portfolio Work along with internal partners on...