Credit Risk Collection Senior Analyst
5 days ago
The Credit Risk Collection Senior Analyst is an intermediate-level position responsible for conducting credit reviews on collection strategy, segmentation, and collection treatment, as well as monitoring the portfolio to identify credit migration in coordination with the Risk Management team and to project the credit loss and adequately manage the provision. The overall objective of this role is to manage Citi's portfolio exposure to clients and counterparties globally.
**Responsibilities**:
- Ensure that collection actions are in compliance with regulatory and corporate guidelines. This includes follow up actions which are according to authority matrix, policy, procedures and processes
- Conduct risk assessments on collection strategy, segmentation, and calling treatment to optimize the collection effort and minimize the credit loss.
- Analyze portfolio data and escalate credit concerns/updates to senior risk and business managers and propose risk mitigation action to be taken by staying continuously informed of related developments/ news for the portfolio and industry covered and understanding the credit process, policies and Citi's risk appetite
- Assist with portfolio review preparation, credit loss projection and loss provision (ACL, IFRS9) using statistical/non-statistical model and conducting stress tests (ICAAP, CCAR, Bottom-Up Stress Testing)
- Work closely with relevant stakeholders in Credit Operations, Product Team, Finance and Compliance to refine policy and process requirements for Collections.
**Qualifications**:
- 5-8 years of relevant experience in credit risk analysis or consumer banking
- Knowledge of SQL programming languages is an advantage (SAS is preferred)
- Experience in statistical/non-statistical model to perform loss forecasting, loss provision and stress testing
- Knowledge of credit collection processes, credit modelling, credit and banking products, credit analytics, and risk assessment
- Consistently demonstrate clear and concise written and verbal communication
- Proven ability to work with little direction and in a team
- Demonstrated accountability, self-motivation and business acumen
**Education**:
- Bachelor's degree/University degree or equivalent experience
- **Job Family Group**:
Risk Management
- **Job Family**:
Credit & Portfolio Risk Management
- **Time Type**:
Full time
- Citi is an equal opportunity and affirmative action employer.
Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
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View the **Pay Transparency Posting
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