Risk Analytic Head

2 days ago

Jakarta, Indonesia GO-JEK Full time

Facilitating timely and accurate insights for the Senior Management and Risk Management team for informed decision making.

**What You Will Do**:

- Design, develop automation, and ensure the availability of Key Risk Metrics and performance triggers monitoring such as Credit Loss Metrics, Fraud Loss Metrics, Revenue Metrics, Provisioning, and Score model performance monitoring.
- Determine the methodology of each Key risk and fraud metrics.
- Provide and facilitate value added Portfolio Quality Review (PQR) sessions with integrated reports.
- Assess new score models for timely and seamless integration into risk policy.
- Provide accurate Cost of Credit monitoring and develop projection for Budgeting and forecasting purposes.
- Ensure the right solution and direction to the team to support end-to-end risk management processes of acquisition, portfolio, collection strategy, and new score model deployment.
- Engage and establish a collaborative environment within the risk management chapter and other stakeholders.
- Continuously improve the deliverables, dashboards, risk analytics processes, also soft and hard skills needed for each of the team members.

**What You Will Need**:

- In depth knowledge of Credit and Fraud Risk Metrics, the methodology and the business impacts.
- Creativity for Complexity: numbers and visualization.
- Ability to translate numbers into meaningful insights
- Attention to extreme detail: to ensure the insights are accurate and timely
- Understanding of data infrastructure, database management
- People leadership and effective stakeholder management

Our Objective as Gojek’s Risk Team, especially as the Financial Services Platform Risk Team, is to ensure a safe and trusted platform that our users can trust, rely on, and love to come back to. Based in Jakarta, Indonesia, our team manages the Credit, Fraud, and Operational Risk side of the lending business. The Head of Risk Analytics will supervise a team of four Risk Analysts and the team itself consists of multinational and multi-background individuals. We work together to manage, anticipate, and predict the operational loss event and issues, and ensure its association of the components to the risk and control assessment. We partner closely with several cross-functional teams to ensure safe and sustainable business growth and reliable financial services for our users, our Gojek businesses, and our extended ecosystem.

Our team is constantly working on projects that continuously bolster our risk management framework, maintain the highest standard of best practices, and improve the resilience of our Gojek financial services products. This is a particularly exciting time to join our family as we’re focused on scaling this team to support Gojek’s growing markets, businesses, and future product launches, propelling our services to all corners of the globe.

The questions that are always in the back of our minds are: How do we push the envelope in fortifying our risk mitigation efforts, making them stronger than their last iterations, and how can we effectively increase risk awareness throughout all factions of our company?

When we aren’t busy fighting potential credit risks and fraud on our business as usual, you’d probably find us binge-watching Netflix shows, testing out new food spots around town (mostly ordering in to social distance), and chatting about our coming week on our weekly Zoom calls. Once COVID subsides, we’re excited to be able to meet and socialize over a meal again.

**About Us**

Gojek is a Super App. It’s one app for ordering food, commuting, digital payments, shopping, hyper-local delivery, and dozen other products. It is Indonesia’s first and only decacorn. It's also the only Southeast Asian startup to be part of Fortune's list of 'Companies That Changed The World.'

**Our Mission**: To create and scale positive socio-economic impact for our customers, driver-partners, business and MSMEs.

As of 2021, Gojek processed more than $9 billion annualised gross transaction value across all markets where it operates - in Singapore, Thailand, Vietnam and Indonesia. We have the largest food delivery product in Asia, (outside of China), and the largest payments wallet in Southeast Asia.

Our investors include Google, Facebook, PayPal, Sequoia Capital, Tencent Holdings among others.
- Gojek is committed to building a diverse and inclusive workplace and is an equal opportunity employer. We do not discriminate on the basis of race, religion, national origin, gender, gender identity, sexual orientation, disability, age, education status, or any other legally protected status._

  • Head of Risk

    7 months ago

    Jakarta, Indonesia Flip Full time

    About Flip Rafi, Luqman, and Anjar, who were college friends in Universitas Indonesia, started Flip as a project in 2015 to transfer payments to each other at a fraction of what banks would charge them. They are pioneers in the Indonesian market, with their technology now helping millions of Indonesians, both individuals and businesses, carry out...

  • Head of Risk Digitization

    7 months ago

    Jakarta, Indonesia AwanTunai Full time

    Jakarta, DKI Jakarta Work Type: Full Time **Role** AwanTunai is looking for a Head of Risk Digitization who will lead and execute digitization of our risk management processes, covering transformation of internally generated analogue data from all risk processes into structured data, building continuous improvement capabilities for risk underwriting, fraud...

  • Risk Management Department Head

    9 hours ago

    Jakarta, Indonesia PT. Bank Victoria International Tbk Full time

    Risk Management Department Head - Capable to create risk profile in Banking Industry Banking Knowledge (Advance) & Syariah Banking Knowledge (basic) - Banking/financial Experience min 3 year - Certified in Risk Management min level 2 (BSMR/LSPP) - Good Communication Skills & Team Work - Good in Analytical Thinking and Problem Solving - Good Ethics, Attitude,...

  • Credit Risk Analytic

    7 months ago

    Jakarta, Indonesia Mitsui Leasing Full time

    Maximum age 27 years old. - Possessed at least Bachelor Degree of Finance/Accountancy/Economics. - Have experience at least 2 years as credit analyst or credit risk in leasing or banking company. - Familiar with financial statement and 5C concept of credit. - Identify, research and highlight the cause of credit loss or potential credit loss from time to time...

  • Head of Risk

    9 hours ago

    Jakarta, Indonesia PT Indonesia Fintopia Technology (Easycash) Full time

    Designing and implementing an overall risk management process for the organisation, which includes an analysis of the financial impact on the company when risks occur. - Evaluating the company’s previous handling of risks, and comparing potential risks with criteria set out by the company such as costs and legal requirements - Research business operations...

  • Risk Analytics

    1 week ago

    Jakarta, Indonesia Crowde Full time

    Conducting portfolio analysis - Build risk parameter - Managing tools to identify, monitor and risk handling - Provide recommendation and presenting risk control - Bachelors degree in Management/Finance-Accounting/Industrial Engineer - 0-1 year of experience -Proficiency in Ms. Office & Accounting software is a must - Good problem-solving and time management...

  • Risk Scoring Development Head

    4 days ago

    Jakarta, Indonesia Bussan Auto Finance Full time

    **Responsibilities**: Develop advanced credit risk models for wholesale portfolios with focus on Climate Risk, covering regulatory and internal business exercises globally. Develop quantitative methodologies, algorithms, and tools for model development as well as for testing of models robustness, stability, and overall performance. Conduct reliability...

  • Head of Risk

    7 months ago

    Jakarta, Indonesia WeNetwork Asia Full time

    **About the Company**: Our Client is a fast growing start-up company, a financial technology company that is working on a financial super app. As the Head of Risk for the organization, our client is looking for an individual who is highly qualified and enthusiastic about making a significant impact and become a member of a dynamic, fast-paced team with big...

  • Head of Analytics

    1 week ago

    Jakarta, Indonesia 99.co Full time

    **About us** We are looking for an experienced Head Of Analytics to join our diverse team of people who are passionate about taking the real estate industry into the age of technology through innovation and a desire to solve its multitude of challenges. **Responsibilities**: - Oversee all analytics, web tracking, data engineering and analytics engineering...

  • Head of Collection Analytics

    6 months ago

    Jakarta, Indonesia Indodana Full time

    **Job Description**: - Analysing and reviewing the performance of all our collections and recoveries strategies - Working with Credit Risk and Operational stakeholders to set challenger strategies that improve performance and make sure alignment in forecasts of collections performance and the impact on loss rates - Reviewing customer feedback and outcomes...

  • Head of Wealth and Personal Banking Risk

    6 months ago

    Jakarta, Indonesia HSBC Full time

    -Job Advert Details **Some careers shine brighter than others.** If you're looking for a role that will help you stand out at HSBC, take a look at how you can fulfil your potential. Global Risk is a thriving and expert risk management function supporting HSBC globally with all aspects of risk management. The function actively manages a varied and dynamic...

  • Head of Analytics

    1 week ago

    Jakarta, Indonesia 99.co Full time

    We are looking for an experienced Head Of Analytics to join our diverse team of people who are passionate about taking the real estate industry into the age of technology through innovation and a desire to solve its multitude of challenges. **Responsibilities**: - Oversee all analytics, web tracking, data engineering and analytics engineering activities in...

  • Head of Risk Sme

    4 weeks ago

    Jakarta, Indonesia Moladin Full time

    **Responsibilities** - Develop and implement SME risk management strategies and policies. - Monitor SME credit portfolio performance and mitigate emerging risks. - Ensure compliance with Bank Indonesia regulations and industry standards. - Oversee SME loan underwriting, approvals, and ongoing credit monitoring. - Collaborate with SME business teams to...

  • Corporate Risk Management Department Head

    6 months ago

    Jakarta, Indonesia PT. Sinar Mitra Sepadan Finance (SMS Finance) Full time

    PT. Sinar Mitra Sepadan Finance (“Perusahaan”) merupakan salah satu perusahaan pembiayaan kendaraan roda 4 (empat) atau lebih skala nasional yang didirikan pada tanggal 28 November 2000. Perusahaan ini berkantor pusat di Agro Plaza Lantai 16-17, Jl. H.R. Rasuna Said Kav. X2-1, Kuningan Timur, Setiabudi, Jakarta Selatan 12950. Adapun pemegang saham...

  • Credit Risk

    7 months ago

    Jakarta, Indonesia Amartha Full time

    About the team This position is to lead the Credit Portfolio Risk management and handle the team to help the Head of Portfolio Risk to analyze the portfolio risk and manage the portfolio quality and ensure all processes are properly managed. Job Desc - Review and analyze credit portfolio quality to meet the risk appetite and company goals - Develop and...

  • Enterprise Risk Management Unit Head

    7 months ago

    Jakarta, Indonesia PT ALTO Network Full time

    COMPANY DESCRIPTION ALTO Network is a leading payment infrastructure provider as well as the pioneer in payment solution by always bringing the most innovative and impactful technology to connect merchants or financial institutions with their customers to grow their businesses nationwide and beyond. DESIGNATION : Enterprise Risk Management Unit...

  • Enterprise Risk Management Unit Head

    2 weeks ago

    Jakarta, Indonesia PT ALTO Network Full time

    COMPANY DESCRIPTION ALTO Network is a leading payment infrastructure provider as well as the pioneer in payment solution by always bringing the most innovative and impactful technology to connect merchants or financial institutions with their customers to grow their businesses nationwide and beyond. DESIGNATION : Enterprise Risk Management Unit...

  • Enterprise Risk Management Unit Head

    4 months ago

    Jakarta, Indonesia PT ALTO Network Full time

    COMPANY DESCRIPTION ALTO Network is a leading payment infrastructure provider as well as the pioneer in payment solution by always bringing the most innovative and impactful technology to connect merchants or financial institutions with their customers to grow their businesses nationwide and beyond. DESIGNATION : Enterprise Risk Management Unit...

  • Operational & IT Risk Head

    7 months ago

    Jakarta, Indonesia Amartha Full time

    **Responsibilities**: - Identifying & assessing operational and IT & Security risks within the organization, including potential hazards and the likelihood & impact of their occurrence. - Developing & implementing risk management strategies to mitigate and/or manage identified operational and IT & Security risks. - Monitoring & reviewing the effectiveness...

  • Retail Credit Risk Analytics

    1 week ago

    Jakarta, Indonesia Indodana Full time

    **Job Description**: - Build credit risk modelling, analytics and reporting for retail customer - Strategically hire, train, and manage risk teams - Partner with product team to determine how technology help to detect and reduce risk. - Previous experience building unsecured lending credit risk modelling is highly proffered. - Analyze key metrics to...