Head of Risk

5 months ago

Jakarta, Indonesia Flip Full time

About Flip

Rafi, Luqman, and Anjar, who were college friends in Universitas Indonesia, started Flip as a project in 2015 to transfer payments to each other at a fraction of what banks would charge them. They are pioneers in the Indonesian market, with their technology now helping millions of Indonesians, both individuals and businesses, carry out bank-to-bank money transfers through a reliable and seamless app.

After seven years of operations, Flip has helped Indonesians transfer money worth several trillions of rupiah and has received double-digit funding from respectable investors such as Sequoia India, Insight Partner, and Insignia. Flip’s ultimate mission is to give Indonesians access to one of the most progressive and fairest financial services in the world.

At Flip, we always strive to provide the fairest place for you to work, learn, and grow with talented and fun people in various opportunities to advance your career and get fair rewards. We believe that we have to treat employees, customers, and all stakeholders fairly and respectfully. Fair treatment for employees means we establish clear goals, facilitate our employees to achieve them, and value their contribution to the company with equitable benefits.

**What you'll do**:

- Foster a data-driven culture within the organization and redefine Analytics practices by recruiting and developing top talent;
- Develop state-of-the-art solutions and share ownership with the business to drive bottom-line results;
- Act as a thought partner to C-suite executives and business heads, providing futuristic data-backed insights;
- Own Risk & Analytics KPIs;
- Guide Product and Tech team in product design and implementation;
- Perform Business & Data partnerships with Credit Bureaus and platforms required for lending (Like BRE, LMS, LOS);
- Design and manage the complete customer life cycle for Flip lending products;
- Develop fraud rules, risk policies, and alternate data-based underwriting Models;
- Optimise collections by providing timely inputs and action plans to the collection operations team;
- Drive innovations, including hypothesis building, intelligence building, and backtesting of new risk management strategies;
- Envision and mitigate additional risks due to the unforeseen risk scenarios;
- Develop and refine acquisition models, underwriting policies, and life-cycle management models;
- Design behavioral scorecards for loan products and create frameworks for credit line optimization;
- Utilize existing Flip models and data for lending purposes;
- Design and implement strategy, framework and continuous improvement for KYC;
- Manage relationships with credit bureaus, negotiate prices, and optimize their usage;
- Assess the efficacy of technology products and alternate data sources for Flip;
**What you'll need**:

- Bachelor's/master’s degree from top tier universities
- Proven experience on credit risk modeling, risk scorecard and underwriting, data analysis, and business intelligence.
- Proficiency in SQL, Python, and the Microsoft Office Suite (Word, Excel, PowerPoint)
- Strong analytical mindset with the ability to translate complex data into actionable insights
- Strong leadership and people management skills, also excellent stakeholder management skills, to collaborate effectively with cross-functional teams
- Exceptional problem-solving abilities and attention to detail
- Outstanding English communication skills, both written and verbal.

  • Head of Risk

    5 months ago

    Jakarta, Indonesia WeNetwork Asia Full time

    **About the Company**: Our Client is a fast growing start-up company, a financial technology company that is working on a financial super app. As the Head of Risk for the organization, our client is looking for an individual who is highly qualified and enthusiastic about making a significant impact and become a member of a dynamic, fast-paced team with big...

  • Head of Risk Digitization

    5 months ago

    Jakarta, Indonesia AwanTunai Full time

    Jakarta, DKI Jakarta Work Type: Full Time **Role** AwanTunai is looking for a Head of Risk Digitization who will lead and execute digitization of our risk management processes, covering transformation of internally generated analogue data from all risk processes into structured data, building continuous improvement capabilities for risk underwriting, fraud...

  • Enterprise Risk Management Unit Head

    5 months ago

    Jakarta, Indonesia PT ALTO Network Full time

    COMPANY DESCRIPTION ALTO Network is a leading payment infrastructure provider as well as the pioneer in payment solution by always bringing the most innovative and impactful technology to connect merchants or financial institutions with their customers to grow their businesses nationwide and beyond. DESIGNATION : Enterprise Risk Management Unit...

  • Enterprise Risk Management Unit Head

    2 months ago

    Jakarta, Indonesia PT ALTO Network Full time

    COMPANY DESCRIPTION ALTO Network is a leading payment infrastructure provider as well as the pioneer in payment solution by always bringing the most innovative and impactful technology to connect merchants or financial institutions with their customers to grow their businesses nationwide and beyond. DESIGNATION : Enterprise Risk Management Unit...

  • Head of Wealth and Personal Banking Risk

    5 months ago

    Jakarta, Indonesia HSBC Full time

    -Job Advert Details **Some careers shine brighter than others.** If you're looking for a role that will help you stand out at HSBC, take a look at how you can fulfil your potential. Global Risk is a thriving and expert risk management function supporting HSBC globally with all aspects of risk management. The function actively manages a varied and dynamic...

  • Corporate Risk Management Department Head

    5 months ago

    Jakarta, Indonesia PT. Sinar Mitra Sepadan Finance (SMS Finance) Full time

    PT. Sinar Mitra Sepadan Finance (“Perusahaan”) merupakan salah satu perusahaan pembiayaan kendaraan roda 4 (empat) atau lebih skala nasional yang didirikan pada tanggal 28 November 2000. Perusahaan ini berkantor pusat di Agro Plaza Lantai 16-17, Jl. H.R. Rasuna Said Kav. X2-1, Kuningan Timur, Setiabudi, Jakarta Selatan 12950. Adapun pemegang saham...

  • Operational & IT Risk Head

    5 months ago

    Jakarta, Indonesia Amartha Full time

    **Responsibilities**: - Identifying & assessing operational and IT & Security risks within the organization, including potential hazards and the likelihood & impact of their occurrence. - Developing & implementing risk management strategies to mitigate and/or manage identified operational and IT & Security risks. - Monitoring & reviewing the effectiveness...

  • Credit Risk

    5 months ago

    Jakarta, Indonesia Amartha Full time

    About the team This position is to lead the Credit Portfolio Risk management and handle the team to help the Head of Portfolio Risk to analyze the portfolio risk and manage the portfolio quality and ensure all processes are properly managed. Job Desc - Review and analyze credit portfolio quality to meet the risk appetite and company goals - Develop and...

  • Risk Controller

    5 months ago

    Jakarta, Indonesia PT Prosys Bangun Persada (Entity of Bureau Veritas Group) Full time

    Risk Controller - Minimum 7 years experience - Have the ability to mitigate risks, assess risks and follow up on project risks. - S1 "Waspada terhadap Modus Penipuan pada saat proses interview. Perusahaan tidak akan memungut biaya apapun dalam melakukan proses interview. Mohon segera melaporkan ke kami, jika pada saat Anda diundang untuk interview dan...

  • Operational & IT Risk Jr Specialist

    6 months ago

    Jakarta, Indonesia PT KB Finansia Multi Finance Full time

    **KUALIFIKASI** - Minimal S1, jurusan Manajemen / Teknik / Matematika / Statistik / Akuntansi - Mengetahui peraturan OJK terkait dengan Perusahaan Multifinance - Memiliki pengalaman bekerja di bidang Risk Management (khususnya Operational Risk) / Compliance / System & Procedure pada Perusahaan Pembiayaan - Memiliki sertifikasi Manajemen Risiko (terutama pada...

  • Risk Controller

    3 weeks ago

    Jakarta, Indonesia Sinar Mas Group Full time

    Job Requirements (must have): - In short: A Fresh Graduate that proficient in Excel (doing things like VlookUp, etc) and interested in working for position similar to Sales Support / Administration. - Female or Male / Under 30 years - Fresh graduated are welcome to apply - Fluent in Mandarin and English both oral and written - Willing to be placed in Head...

  • Head Risk Operations

    5 months ago

    Jakarta, Indonesia Amar Bank Full time

    **Who are we?** Amar Bank is one of the most technologically advanced digital banks in Indonesia. Our leading digital lending product, Tunaiku has the distinction of being the first FinTech product in Indonesia. We are also the first digital bank on the cloud. As the first profitable digital bank, we managed to get listed on the Indonesian Stock...

  • Credit Risk Manager

    5 months ago

    Jakarta, Indonesia Moladin Full time

    Create and implement credit risk portfolio analysis (actual vs forecast) and working with finance to calculate the loss budget every month. - Together with Finance develop IFRS loss reserve model for all Moladin products. - Tracking the loss report provided by collection and able to provide recommendation related to risk area. - Provide credit risk deck and...

  • Risk Controller

    5 months ago

    Jakarta, Indonesia PT Prosys Bangun Persada (Entity of Bureau Veritas Group) Full time

    Risk Controller - Should have minimum of 7 years experience in related field and background "Waspada terhadap Modus Penipuan pada saat proses interview. Perusahaan tidak akan memungut biaya apapun dalam melakukan proses interview. Mohon segera melaporkan ke kami, jika pada saat Anda diundang untuk interview dan diminta untuk melakukan pembayaran dengan...

  • Risk Management Department Head

    5 months ago

    Jakarta, Indonesia Bank Victoria Full time

    Capable to create risk profile in Banking Industry - Banking Knowledge (Advance) & Syariah Banking Knowledge (Basic) - Banking/Financial Experience min 3 year - Certified in Risk Management min level 2 (BSMR/LSPP) - Good Communication Skills & Team Work - Good in Anaytical Thinking and Problem Solving - Good Ethics, Attitude, and Behaviour - Microsoft Office...

  • Credit Risk Analytic

    6 months ago

    Jakarta, Indonesia Mitsui Leasing Full time

    Maximum age 27 years old. - Possessed at least Bachelor Degree of Finance/Accountancy/Economics. - Have experience at least 2 years as credit analyst or credit risk in leasing or banking company. - Familiar with financial statement and 5C concept of credit. - Identify, research and highlight the cause of credit loss or potential credit loss from time to time...

  • Chief Risk Officer

    5 months ago

    Jakarta, Indonesia Honest Bank Full time

    **Chief Risk Officer**: Jakarta, Jakarta - Work Type: Full Time **About the Role**: As our Head of Risk (CRO), you will shape and lead our risk management efforts. This pivotal role focuses on identifying and mitigating risks and representing Honest’s interests to lenders and regulators. You'll play a key role in ensuring we operate within the regulated...

  • Legal Entity Risk

    5 months ago

    Jakarta, Indonesia JPMorgan Chase & Co Full time

    **JOB DESCRIPTION** Excellent opportunity within the Legal Entity Risk team** **Job Summary**: You will report functionally to the APAC Legal Entity Risk team lead, based in Singapore and locally to the President Director of JPM Securities Indonesia, based in Jakarta. You will be the Risk Manager for JPM Indonesia Securities and be part of the APAC Chief...

  • Head of Lending Capital

    5 months ago

    Jakarta, Indonesia AwanTunai Full time

    Jakarta, DKI Jakarta Work Type: Full Time **Role** AwanTunai is looking for a **Head of Loan Origination** who can originate capital from banks and institutional lenders and drive scaling our loan book. **Responsibilities**Understanding AwanTunai’s lending portfolio and setting growth targets with the management team- - Identify new lending capital...

  • Lauric Logistic Risk Management Admin

    5 months ago

    Jakarta, Indonesia SMART Agribusiness and Food Full time

    Job Descriptions Summary: Responsible for assisting Palm shipping documentation and filling and data collection for insurance risk claim in Palm Sea Logistics work process Job Descriptions: - Maintain order and organization of all shipping records and its documentation. - Update daily shipping records and maintain accuracy. - Perform document receiving...