Account Officer Lending

5 days ago


Jakarta, Indonesia DayaLima Recruitment Full time

Klien kami, BPR Intidana, sedang mencari kandidat bertalenta untuk menjadi Account Officer Lending yang bertugas mencari Mitra Kerja BPR Intidana atau prospek baru dan bertanggung jawab atas penjualan kredit sesuai dengan ketentuan.

**1. Pertumbuhan Portofolio Kredit**
a. Bertanggung jawab atas penjualan kredit dengan target yang ditetapkan perusahaan dan membangun channeling sebanyak 30 MKI, serta memiliki 1 Account IA (Incoming Application) positif.
b. Target akan di review setiap bulan.
c. Memastikan NPL mínimal 60 hari setiap akhir bulan berjalan dan akhir tahunnya maksimum adalah 4%.
d. Penetrasi pasar dalam radius 5 km dari Unit, Plasma radius 10 KM dari Unit.
e. Monitor pembayaran pinjaman debitur dan Monitor portofolio kredit (hasil penjualan AO).
f. Menagih keterlambatan pembayaran debitur dan juga biaya keterlambatan dari debitur/pelanggan yang menunggak.
g. Melakukan pelaporan DSAR hasil penjualan setiap hari kepada Team Leader.
h. Memastikan setiap pengajuan lengkap dokumennya.
i. Memastikan data yang diberikan sesuai dengan aslinya dengan melakukan verifikasi.
j. Memastikan cicilan dari Debitur tepat waktu dan melaporkan kepada atasan apabila terjadi hal-hal yang tidak diharapkan.
k. Setiap pengajuan proposal kredit wajib melampirkan dokumen yang lengkap serta memverifikasi keasliannya.

**2. Menaikkan Omset Perusahaan**
a. Mencari Mitra Kerja Intidana (MKI) atau Prospek Baru dan melakukan penjualan ditempat yang telah ditentukan sesuai dengan jam kerja kantor.
b. Melakukan canvassing kepada calon nasabah maupun MKI.
c. Memelihara hubungan baik dengan seluruh debitur untuk mendukung repeat order (Top Up atau pinjaman baru).
d. Aktif mengkomunikasikan informasi tentang proses kredit setiap tahapannya maupun tanggal jatuh tempo cicilan dan lain sebagainya baik kepada MKI maupun debitur.

**3. Menjalankan budaya perusahaan KITE COCOK dengan pelayanan cepat, mudah dan aman untuk kepuasan nasabah**
a. Menjaga kerahasiaan nasabah.
b. Menjaga nama baik perusahan.
c. Disiplin dan jujur.
d. Tunduk dan patuh atas perintah atasan dan mengikuti semua peraturan perusahaan.

1. Pendidikan min. D3, semua jurusan
2. Memiliki pengalaman min. 1 tahun sebagai Account Officer Lending/Marketing Lending di industri Perbankan
3. Memiliki kemampuan menjalin relasi yang baik dan networking yang luas
4. Sehat jasmani dan rohani
5. Bersedia untuk ditempatkan di area Jabodetabek

"Waspada terhadap Modus Penipuan pada saat proses interview. Perusahaan tidak akan memungut biaya apapun dalam melakukan proses interview. Mohon segera melaporkan ke kami, jika pada saat Anda diundang untuk interview dan diminta untuk melakukan pembayaran dengan sejumlah uang."

"Please be aware of the Fraud Company. The company will never be collecting any payment in the process of interview. Please immediately report to us if there's any companies that collecting payment to the Jobseekers."



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