Online to Offline Lending Circle Lead

2 weeks ago

Jakarta, Indonesia Amar Bank Full time

**Who are we?**

Amar Bank is one of the most technologically advanced digital banks in Indonesia. Our leading

digital lending product, Tunaiku has the distinction of being the first FinTech product in

Indonesia. We are also the first digital bank on the cloud. As the first profitable digital bank, we

managed to get listed on the Indonesian Stock Exchange.

**How did we manage to do that?**

We are changing people’s perception of a bank. We believe we are the innovators who combine

customer focus principles with creating technology-based impact. We incorporate freedom and

flexibility as part of our startup working culture DNA to encourage innovation in creating better

financial solutions for the banking industry. We think of ourselves as, ‘A technology company

with a banking license’. For this reason, we ‘Act like a FinTech, and think like a Bank.’

**How did it all start?**

Founded on March 15, 1991, in Surabaya as PT Anglomas International Bank (Amin Bank), the

bank was acquired by Tolaram Group and transformed to PT Bank Amar Indonesia (Amar Bank)

in 2014. It has then undergone a significant digital transformation to become one of the

country's forerunning fintech institutions through its award-winning digital lending platform,

Tunaiku.

**Our philosophy, mission, and vision**

Technology must impact lives, must improve lives. We exist to provide banking to those who

‘need’ and not only to those who ‘want’. Services when provided to those who need at the time

of their need brings smiles. Our vision is to bring 200 million smiles.

**More about the bank with startup culture environment**

Consist of 1000+ people, you will meet people who love to grow, dream big, and actually have

fun at the workplace We provide a great working environment that pushes people to grow

outside their comfort zone. People with high drive and ambition find us a very attractive place to

work as their career growth matches their own drive and not any staid policies. Thus we hold

the honor of being awarded “Best Place to Work in Indonesia”.

Recently Amar Bank was awarded as Inspirational Brand from APEA (Asia Pacific Enterprise

Awards) 2022. Of course, our innovation won't stop here. So if you would love to be a part of it,

have a growth mindset, and are constantly hungry for challenges, we invite you to join us in our

journey to ‘Impact Lives’.

**Join us today and create #unlimitedinnovations**

**Key Responsibilities**:

- Develop and manage the Retail Channeling and Online to Offline Lending product, ensuring its growth and profitability.
- Lead and design efficient process flows for online transaction financing until the flow of funds, goods and services.
- Understand and integrate the business processes of partner ecosystems into the product structure.
- Create and implement risk and fraud mitigation strategies, in line with best practices.
- Ensure product compliance with internal policies and external regulations.
- Collaborate with cross-functional teams (tech, operations, risk, compliance) and external partners to enhance the customer experience and improve loan performance.
- Develop and maintain dashboards and reports that provide visibility into key performance indicators (KPIs).
- Monitor market trends and adapt strategies to ensure competitiveness.
- Present insights and recommendations to senior management, supporting data-driven decision-making.

**Requirements**:

- Bachelor’s degree in finance, economics, data science, or a related field.
- 5+ years of experience in retail lending, preferably in an embedded finance or partner ecosystem setting.
- Proven track record in managing lending products, with a focus on online-to-offline transitions.
- Strong understanding of risk management, fraud mitigation, and compliance.
- Excellent problem-solving skills and experience working with cross-functional teams.
- Strong communication and relationship-building skills.
- Ability to work independently and lead complex projects from start to finish.

We exist to cover the full area of lending to retail customers based on a portfolio approach. We are very data-driven and strategic to make decisions on Retail propositions through analyzing, interpreting, elaborating data, visualizing, and presenting results.

It’s our job to underwrite, create portfolio management reports, design collection strategies to risk costs, and RWA optimization. We work closely with relevant stakeholders actively to build the network globally.

  • Digital Lending Risk Lead

    7 days ago

    Jakarta, Jakarta, Indonesia PT Amartha Mikro Fintek (Jakarta) Full time

    PT Amartha Mikro Fintek (Jakarta) is actively expanding its digital risk management capabilities as part of its strategic focus on digital transformation. To support this growth, we are seeking a highly skilled Senior Fraud Risk Lead to join our team.The successful candidate will be responsible for leading the development and implementation of fraud...

  • Digital Banking Lending Partnership Lead

    7 days ago

    Jakarta, Indonesia PT Bank BTPN Tbk Full time

    Manage all parties internal and external for developing & launching the lending products Manage Lending partnership teams to achieve the goals Build and maintain positive partnerships with regulator, partners and other relevant parties Deep understanding on unsecured loan/lending product, including lending financials and digital product services. Bachelor...

  • Merchant Acquisition and Partnership Lead

    3 weeks ago

    Jakarta, Indonesia WeNetwork Asia Full time

    Solid merchant network within FMCG, Health Care, Transporation, etc - Prior experience in Merchant Lending Products is a MUST. **About the Company**: Our client is one of the leading financial services companies with pioneer products - Plan and coordinate the efforts to onboard and acquire merchants in line with the successful lending business strategy. -...

  • Circle Alliance Country and Grants Coordinator

    3 weeks ago

    Jakarta, Indonesia Resonance Full time

    **WHO WE ARE** Come grow with us! If you are a passionate change agent who thrives in a collaborative, entrepreneurial and inclusive, culture committed to operational excellence, we would like to meet you. At Resonance, immediate hands-on experience alongside our clients as we work to build sustainable, positive impact. Our teams are autonomous and...

  • Partnership Circle Lead

    1 day ago

    Jakarta, Jakarta, Indonesia Amar Bank Full time

    Who are we?Amar Bank is one of the most technologically advanced digital banks in Indonesia. Our leading digital lending product, Tunaiku has the distinction of being the first FinTech product in Indonesia. We are also the first digital bank on the cloud. As the first profitable digital bank, we managed to get listed on the Indonesian Stock Exchange.How did...

  • Admin Toko Online

    1 week ago

    Jakarta, Indonesia Wangi Lestari Full time

    Admin Toko Online / Offline - Wanita, single, max 24 thn - Pendidikan Min D3 - Pengalaman kerja mínimal 1 tahun - Tinggi dan berat badan proporsional - Domisili mudah mengakses tempat atau dekat dengan lokasi kerja - Full time: Jam kerja: 08.00 15.00 - Lokasi: Pasar PIK, Penjaringan, Jakarta Utara "Waspada terhadap Modus Penipuan pada saat proses...

  • Compliance Circle Lead

    5 days ago

    Jakarta, Jakarta, Indonesia Amar Bank Full time

    Who are we?Amar Bank is one of the most technologically advanced digital banks in Indonesia. Our leading digital lending product, Tunaiku has the distinction of being the first FinTech product in Indonesia. We are also the first digital bank on the cloud. As the first profitable digital bank, we managed to get listed on the Indonesian Stock Exchange.How did...

  • Compliance Risk Management Lead

    3 days ago

    Jakarta, Jakarta, Indonesia Amar Bank Full time

    Job DescriptionAmar Bank is one of the most technologically advanced digital banks in Indonesia, providing innovative banking solutions to its customers. As a Compliance Circle Lead, you will be responsible for ensuring that all bank activities comply with relevant regulations and laws.About Us:Amar Bank has undergone significant digital transformation to...

  • Compliance Circle Lead

    3 days ago

    Jakarta, Jakarta, Indonesia Amar Bank Full time

    Who are we?Amar Bank is one of the most technologically advanced digital banks in Indonesia. Our leading digital lending product, Tunaiku has the distinction of being the first FinTech product in Indonesia. We are also the first digital bank on the cloud. As the first profitable digital bank, we managed to get listed on the Indonesian Stock Exchange.How did...

  • Business Lending Associate

    1 week ago

    Jakarta, Indonesia Grab Full time

    **Job Description**: **Who We Are** OVO is Indonesia’s first fintech unicorn and a leading digital payment and financial services platform serving Indonesians nationwide. Our mission is to open up access to financial services through products and services that are easy-to-use, secure and affordable. As part of the ecosystem of Grab, Southeast Asia's...

  • Digital Acquisition Lead

    3 days ago

    Jakarta, Jakarta, Indonesia Circles Full time

    About UsCircles is a global technology company that operates a SaaS platform called Circles X. Our company enables telco operators to launch and operate successful digital brands through our offerings.We have a strong presence in multiple markets, having pioneered a successful blueprint for disrupting the telco space in Singapore and launching our own...

  • Admin Offline

    2 weeks ago

    Jakarta, Indonesia Good Durian Full time

    Persyaratan: - Wanita - Usia maks. 30 tahun - Min. SMA/SMK/Sederajat - Sehat Jasmani dan Rohani - Menyukai Durian - Jujur, rajin dan bertanggung jawab - Cepat dan Teliti - Terbiasa menggunakan Komputer - Memiliki pengalaman bekerja 1 tahun sebagai Admin store menjadi nilai plus - Bisa menggunakan social media (instagram dan tiktok) dan marketplace...

  • Department Head of Lending Solution

    2 weeks ago

    Jakarta, Indonesia PT Anabatic Digital Raya Full time

    Lead for lending dan microfinance team Lead business analyst for implementation in core banking project for lending area Coordinate with PM and client for end to end project Manage multi project for lending area Manage and increase skillset of team Support solution sales to get new project Monitor Department performance and activity Coach and give...

  • Sales Offline Staff

    1 week ago

    Jakarta, Indonesia Sharkmind.id Full time

    Site visitation to initiate & build commercial relationship and conduct sales transaction with new, potential, and existing customers - Lead relationship with key partners in area - Responsible to achieve and increasing sales target - Online & Offline Canvassing (Visit cosmetics store and agent aquisition (if needed)) - Based in Jakarta - Experienced in...

  • Appraisal Team Lead

    2 weeks ago

    Jakarta, Indonesia Amar Bank Full time

    About the position: This position will report to Credit Legal and Appraisal Circle Lead, as well as Legal and Litigation Function Head. The expectation shall include the one that has experience in, including but not limited to having extensive experience in various aspects of appraisal and valuation processes such as real estate, machinery, financial...

  • Offline Marketing Coordinator

    2 weeks ago

    Jakarta, Indonesia HashMicro Pte Ltd Full time

    **Requirements** - Minimum 2 years of experience is mandatory in the field of marketing. - Bachelor’s degree in marketing/ communications or have experience in related fields. - Target oriented and detail oriented. - Must have strong analytical skills to analyze metrics and create reports. - Strong proven leadership. - Ability to comprehend and interpret...

  • Admin Online

    1 week ago

    Jakarta, Indonesia Cv Cipta Reka Kriya Full time

    Mengelola semua operasional toko baik offline dan online di beberapa platform marketplace (Terima Orderan, Bantu Packing, Balas Chat / Diskusi, Product Upload, dll.) - Meningkatkan penjualan di platform online (Tokopedia, Shopee, Lazada, Bukalapak, dll) - Analisa promo, ads, kompetitor dan penjualan - Mengelola stok antara stok fisik dan platform...

  • Bank Partnership Lead

    2 weeks ago

    Jakarta, Indonesia Pinhome Full time

    **About the role** - A mortgage partnership lead role is a position within the mortgage industry, typically within a financial institution or mortgage lending company. The primary responsibility of someone in this role is to establish and manage strategic partnerships with other businesses to drive mortgage loan origination and expand the company's mortgage...

  • Copy Writer

    1 week ago

    Jakarta, Indonesia PT Centrin Online Prima Full time

    **Deskripsi Pekerjaan** - Membuat ide tentang membangun identitas perusahaan dari objective copywriter - Membuat all copy campaign baik dari sisi sosmed, digital, maupun offline. - Mengelola aset dan produksi pemasaran untuk online dan offline. - Berkontribusi pada penciptaan proposisi nilai tulisan atau copy perusahaan - Memberi ide content secara creative...

  • Product Manager

    2 weeks ago

    Jakarta, Indonesia WeNetwork Asia Full time

    **About our Client**: Our client is a lending company with a strong presence in Indonesia is currently looking for Product Manager to lead end to end product development **Responsibilities**: - Lead and own the product development and profitability from formulating requirement, managing stakeholder, projecting revenue sizing to rolling-out strategies - Run...