Verifikator - Branch Bintaro

7 days ago

Tangerang District Banten, Indonesia PT. BFI FINANCE INDONESIA, Tbk Full time 35,000,000 - 50,000,000 per year

Job Description

  • Pelaksanaan Survey Lapangan: Melakukan kunjungan fisik ke rumah atau lokasi usaha calon customer untuk memverifikasi kebenaran data dan menganalisis kelayakan kredit berdasarkan prinsip 5C (Character, Capacity, Capital, Collateral, Condition).
  • Pengelolaan Aplikasi Kredit: Menjalankan tugas survey sesuai assignment yang masuk dari SOA Agency (baik tipe risiko Low, Medium, maupun High Risk) dan bertanggung jawab penuh mengawal aplikasi tersebut mulai dari input data hingga status Approve dan Go Live.
  • Operasional Sistem Digital: Menginput hasil survey, laporan kunjungan, dan dokumentasi foto secara akurat dan real-time ke dalam aplikasi.
  • Validasi & Pencegahan Fraud: Memastikan keaslian dokumen persyaratan dan mendeteksi adanya indikasi manipulasi data atau fraud sejak dini untuk menjaga kualitas kredit perusahaan.
  • Pencapaian Target: Memenuhi target produktivitas survey harian dan menjaga Service Level Agreement (SLA) agar proses pengajuan kredit berjalan cepat dan efisien.
  • Koordinasi Tim: Berkomunikasi secara efektif dengan tim analis kredit dan admin untuk melengkapi kekurangan data jika diperlukan.

Requirements

  • Pendidikan & Pengalaman: Minimal S1 dari segala jurusan (Fresh Graduate dipersilakan melamar). Memiliki pengalaman di bidang multifinance/perbankan menjadi nilai tambah.
  • Kendaraan & Lisensi: Wajib memiliki kendaraan pribadi untuk menunjang mobilitas serta memiliki SIM C (memiliki SIM A lebih disukai) yang masih aktif.
  • Minat & Mentalitas: Menyukai pekerjaan yang bersifat mobile (lapangan), memiliki fisik yang sehat, serta berintegritas tinggi (jujur dan tidak kompromi terhadap kecurangan).
  • Kemampuan Kerja: Terbiasa bekerja dengan mobilitas tinggi di bawah tekanan target, disiplin waktu, dan memiliki semangat kerja yang tinggi (self-driven).
  • Penguasaan Teknologi: Mampu mengoperasikan smartphone/gadget dengan baik untuk penggunaan aplikasi kerja berbasis digital.
  • Penempatan: Bersedia ditempatkan di SektorMeruya (Bintaro, Serpong atau Meruya).

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