Credit Risk Head

1 day ago


Jakarta, Jakarta, Indonesia PT Bank SMBC Indonesia Tbk Full time

Grow and Make an Impact with Bank SMBC Indonesia

Formerly known as Bank BTPN, we are now proud to be PT Bank SMBC Indonesia Tbk, part of Sumitomo Mitsui Banking Corporation, one of the world's leading global financial groups.

This transformation marks a renewed commitment to delivering world-class banking services, grounded in innovation, collaboration, and sustainability.

At Bank SMBC Indonesia, we believe a career is more than just a job, it is a journey of personal growth, meaningful connections, and lasting impact. Join us and be part of a digital and social transformation that touches millions of lives.

Job Purpose:

  • Lead and manage the credit risk team to ensure credit risk profile mainly in business segment of corporate banking and commercial banking is acceptable and meet all requirement by hold a comprehensive assessment on all risk application in the area of credit analysis, credit reviewer and transaction legal while the bank is trying to achieve the profit; to support the bank build a compliance soundness of corporate banking credit practices.
  • Liaise and maintain good communication between SMBC Indonesia and SMBC Group in relation to credit policy and ensure the Bank's credit approval processes are aligned with SMBC Group's policy.
  • Lead and oversee the Bank initiatives related to Credit Governance improvement.
  • As for credit approval subject to credit approval authority which defined separately.

Qualifications:

  • Bachelor's degree in any discipline
  • Hands on experience in banking industry, which includes the corporate banking credit, risk management, and or corporate banking business management experience.
  • Possesses proven experience in leading and managing a team of managers and team leaders.
  • Comprehended Knowledge and Practice of credit in related business segment.
  • Good Knowledge of Risk Management.
  • Good in English both speaking and writing.
  • Has proficiency in Japanese, both spoken and written.

At Bank SMBC Indonesia, your career is more than a job, it's a journey of impact and growth. Our Employee Value Proposition (EVP) reflects the values we live by:

Impactfulness
: Through collaboration, we strive to improve the lives of millions.

Self-Growth
: We encourage you to be the best version of yourself, every single day.

Relationship
: We're more than just colleagues, we are a family.

Network
: We build connections beyond banking, beyond borders.

Digitally Powered
: We harness technology to reshape the future of banking.

Be part of something greater. Grow with us, lead with purpose, and create a lasting impact


  • Credit Risk

    2 weeks ago


    Jakarta, Jakarta, Indonesia Talent Search Recruitment Full time

    About Our Client:Our client is a leading player in consultancy and financial technology, uniquely positioned to serve the Asia-Pacific region with a focus on distressed assets. Leveraging state-of-the-art technology and a robust platform, our client provides specialized services in loan consolidation and refinancing, tailored to meet the distinct needs of...


  • Jakarta, Jakarta, Indonesia Moladin Full time 60,000,000 - 120,000,000 per year

    Moladin Finance is expanding its Property-Backed Financing product line, serving SME and individual borrowers using real-estate collateral. We are seeking a highly experienced Head of Credit Underwriting to lead and scale the underwriting function, ensuring robust credit quality, regulatory compliance, and operational efficiency across origination, credit...


  • Jakarta, Jakarta, Indonesia PTn digital Indonesia Full time 120,000,000 - 180,000,000 per year

    Moladin Finance is expanding its Property-Backed Financing product line, serving SME and individual borrowers using real-estate collateral. We are seeking a highly experienced Head of Credit Underwriting to lead and scale the underwriting function, ensuring robust credit quality, regulatory compliance, and operational efficiency across origination, credit...


  • Jakarta, Jakarta, Indonesia ALAMI Full time

    We're looking for someone who can bring analytical depth and modelling precision to strengthen how we assess and manage credit risk.What you'll do:Develop, validate, and enhance credit risk models using statistical and machine learning techniquesCollaborate with tech teams to deploy and monitor models in productionWork closely with product, risk, and finance...


  • Jakarta, Jakarta, Indonesia PT CRIF Lembaga Informasi Keuangan Full time

    Are you passionate about turning data into strategic insights and building impactful analytics products?Join us as anAnalytics Consultantfocused oncredit risk modelling, predictive analytics, and product development. You'll work with diverse data sources, build scoring models and dashboards, and help shape solutions that drive smarter credit...


  • Jakarta, Jakarta, Indonesia Bank OCBC Full time

    DescriptionJOB DESCRIPTIONTersedianya Kebijakan dan Prosedur terkait Integrated Risk sejalan dengan perkembangan peraturan yang berlaku. Menyusun, mengkaji, dan mengembangkan Kebijakan dan Dokumentasi terkait dengan ICAAP.Menyusun, mengkaji, dan mengembangkan Kebijakan terkait dengan Integrated Risk.Menyusun, mengkaji dan mengembangkan kebijakan terkait...

  • Credit Analyst

    7 days ago


    Jakarta, Jakarta, Indonesia PT Surya Artha Nusantara Finance Full time

    Analyze financial statements (income statements, balance sheets, and cash flow statements) to assess credit riskProvide independent recommendation through analyzing customer's data providedVisit project survey for better unerstanding of customer's business conditionStay updated on industry trends and economic factors that may impact credit riskConduct...

  • Risk Manager

    2 weeks ago


    Jakarta, Jakarta, Indonesia ELECTRUM Full time

    About the RoleWe are looking for a Risk Manager who will oversee the end-to-end risk process for Electrum's rent-to-own program, ensuring customers are onboarded safely, accurately, and in line with policy. This role is responsible for developing and improving risk assessment frameworks, preventing fraud, ensuring proper eligibility checks, and managing the...


  • Jakarta, Jakarta, Indonesia ELECTRUM Full time

    About the RoleWe are looking for a Data Scientist – Credit Analytics to build, analyze, and optimize credit risk models that support Electrum's financing, rent-to-own, and partner credit programs. In this role, you will work closely with Risk, Finance, Product, and Operations teams to translate data into actionable insights that drive better credit...


  • Jakarta, Jakarta, Indonesia Electrum Full time

    About the RoleWe are looking for a Data Scientist – Credit Analytics to build, analyze, and optimize credit risk models that support Electrum's financing, rent-to-own, and partner credit programs. In this role, you will work closely with Risk, Finance, Product, and Operations teams to translate data into actionable insights that drive better credit...