Risk Committee

Risk Commitee

Identify potential risks in the company's operational, financial, and compliance processes.

·Conduct thorough risk assessments to determine the potential impact and likelihood of identified risks.

·Drive analytics exercises and testing to support scoring management.

·Monitor the effectiveness of risk mitigation measures and update them as necessary.

·Ensure that risk management practices are aligned with industry standards and regulatory requirements.

·Prepare detailed, accurate and timely risk report to senior management and stakeholders

·Carrying out semi-annual RCSA such as top risk reporting, exploring relevant and valid top risks, being able to create a concise top risk summary/analysis.

·Collaborate with the Operational Risk Team in Business Continuity Management

(BCM) activities, including compiling a BCP Plan, planning and implementing BCP testing.

·Organize cross function assessments and updates on 8 Risk Profiles (Credit Risk, Operational Risk, Market Risk, Liquidity Risk, Compliance Risk, Legal Risk,Reputational Risk and Strategic Risk).

·Collaborate with various stakeholders including but not limited to Board of Commissioners, Board of Directors, cross function leaders to generate and evaluate

Risk Profiles and Financial Soundness Reports prior to prompt submission to OJK.

·Actively monitor and review risk appetite, risk tolerance and limits of each risk profile, make recommendations as well as formalize company's policies and procedures.

OR

FRAUD:

Membantu penyusunan Standard dan Prosedur penerapan Anti Fraud Strategi & Campaign sesuai

regulasi yang berlaku.

·Menjalankan fungsi Pengendalian Fraud dan Strategi Anti Fraud meliputi pilar : Pencegahan,

Deteksi, Pemantauan, Pengelolaan proses Investigasi, Pelaporan, Evaluasi, Monitoring sanksi dan Tidaklanjut.

·Mereview kebijakan perusahaan serta mengembangkan sistem dan tools serta memberikan rekomendasi untuk mencegah potensi terjadinya fraud.

·Melakukan pengelolaan kejadian Fraud yang terjadi pada lingkungan Perusahaan melalui pelaporan

maupun WBS dan mengadministrasikan dengan baik (identifikasi pelaporan, tindak lanjut, mitigasi

dan administrasi)

·Menjalankan project terkait dengan lingkup kerja Anti Fraud Strategy Development.

·Melakukan berbagai program Campaign Anti Fraud Awareness dan sosialisasi program Anti Fraud

kepada seluruh karyawan Perusahaan dan pihak terkait.

·Menjalankan verifikasi dan validasi kepada unit bisnis guna memastikan program Anti Fraud

berjalan dengan baik.

·Menyediakan laporan lingkup Anti Fraud Strategy Development secara periodik untuk internal dan

external.

·Mengembangkan kemampuan staf dalam lingkup koordinasinya (hard/soft skill).

OR

COMPLIANCE APU PPT

Regulatory Compliance, Governance & Internal Monitoring:

·Develop, implement, and manage comprehensive Compliance, Anti Money Laundering

(AML), and Good Corporate Governance (GCG) frameworks tailored to the financing

industry.

·Monitor, interpret, and provide strategic guidance on local financial regulations

authorities , ensuring full compliance with applicable laws.

·Ensure the company fulfills mandatory reporting requirements to regulatory

authorities (e.g., OJK, PPATK, IDX, etc)

·Lead the adoption and periodic assessment of GCG principles throughout company

operations.

·Monitor and enforce adherence to the company's Code of Conduct and ethical

standards.

·Conduct regular internal audits and compliance reviews to assess adherence to

regulatory standards, internal policies, and procedures. ·Advise senior management on

compliance implications of strategic decisions and operational changes.

·Recommend and oversee the implementation of corrective actions for compliance

deficiencies. ·Act as liaison with regulatory authorities during audits, inspections, and

inquiries.

Anti-Money Laundering (APU PPT) Oversight:

·Establish and maintain AML policies and procedures for key operations such as credit

approval, fund disbursement, and customer verification. ·Supervise AML monitoring

systems, customer due diligence (CDD), and suspicious transaction reporting to

PPATK.·Ensure AML measures are integrated into daily business activities, loan

processes, and transaction monitoring.

·Conduct periodic AML risk assessments and implement necessary adjustments.

Reporting & Communication:

·Prepare and submit accurate monthly and ad-hoc compliance and AML reports to

regulators.

·Act as a key liaison between the company and external regulators, socializing updates

on regulatory changes and internal policy revisions.

·Coordinate with regulators during audits and inspections to represent the company's

compliance position.

FRESH GRADUATES ARE WELCOME.

Minimum S1 Degree or above. All majors are welcome to apply. Preferrable from Business School or Law.

Having experience in Multifinance or Banks would be a plus.