Credit Risk Officer

3 days ago


Jakarta, Indonesia Spenmo Full time

Spenmo is building a magical payables experience for businesses in the Asia-Pacific region.

We offer an all-in-one software that consolidates corporate cards, bill payments, approvals and accounting reconciliation into one sleek interface. Thousands of customers that use Spenmo across the region save over 50 hours and $10,000 every month.- We are growing fast (200+ employees) and have raised over US$36M in venture capital from leading investors such as Y Combinator, Insight Partners, Addition, Salesforce, Global Founders' Capital and Alpha JWC.

Come join us and let's build an iconic company together.

**Responsibilities**:

- Liaise with other departments in processing of credit and trade transactions.
- Set up credit and trade transactions limit in the banking system and limit adjustments.
- Evaluate corporate credit risk relating to credit terms and conditions prior to drawdown of facilities, to ensure full compliance and adherence prior to sign-off.
- Assess and ensure the applicable credit terms and conditions, repayment capability, conducts of account, securities and guarantees are under control.
- Monitor closely the related risks and other material developments for the credit risk assets
- Propose applicable risk solutions in accordance to Credit Risk Management framework and other related risk requirements
- Completing all risk management reports and other reporting assignments in a timely and accurate manner
- Complying with the branch and Head Office's designated risk related policies and instructions.

**Qualifications**:

- Good university degree
- 4 to 5 years working experience in the banking industry preferably in financial regulatory reporting or from a public accounting firm/ Fresh graduates are welcome to apply
- Strong knowledge of Basel 3 Credit RWA regulations and banking products. Preferably with Credit Risk background.
- Proficient in Microsoft Office Applications (strong in Excel preferred)
- Good understand of system data concepts e.g. data model
- Good aptitude for numbers with an eye for details
- Ability to work independently as well as in a team
- Strong communication, presentation and conceptual skills


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