Credit Analyst

5 months ago


Jakarta, Indonesia Mekari (PT. Mid Solusi Nusantara) Full time

Mekari is Indonesia's no. 1 Software-as-a-Service (SaaS) company. Our mission is to empower businesses and professionals to progress effortlessly. Our products (Mekari Talenta, Mekari Jurnal, Mekari KlikPajak, Mekari Qontak & Mekari Financial Services) have been used by tens of thousands of businesses in Indonesia.

**Job Summary**:
**Key Responsibilities**:

- **Financial Statement Analysis**: Review and analyze business financial statements including balance sheets, income statements, and cash flow statements.
- **Credit Risk Assessment**: Evaluate the creditworthiness of potential clients by determining their financial stability, liquidity, profitability, and payment history.
- **Loan Recommendation**: Prepare detailed credit memo to our committee that include recommendations for loan approvals, modifications, or rejections based on a thorough analysis.
- **Ongoing Portfolio Management**: Monitor and manage existing loan portfolios to identify any potential risks or changes in clients' financial positions.
- **Market Trend Analysis**: Stay updated with market trends and economic indicators that could affect the credit risk associated with current and potential clients.
- **Collaboration**: Work closely with the sales and loan processing teams to expedite loan processes and ensure that credit policies are adhered to.
- **Continuous Learning**: Stay updated with industry best practices, regulations, and new analytical techniques to enhance the credit evaluation process.

**Qualifications**:

- Bachelor’s degree in Finance, Economics, Accounting, or a related field.
- 1-3 years proven of experience as a credit analyst, preferably in SMEs would be an added advantage.
- Positive attitude and self-motivated
- Proficiency in analyzing financial statements and understanding financial ratios.
- Strong analytical, problem-solving, and decision-making skills.
- Ability to work independently and handle multiple projects concurrently.
- Excellent verbal and written communication skills.
- Knowledge of industry-specific software and tools is a plus.

**What You Will Get**:
1. Competitive salary + daily allowance.
2. Premium private health insurance (outpatient, inpatient, maternity, dental).
3. Early access to salary + flex installment (employee loan) via Mekari Flex.
4. Allowance for sports activities and glasses/contact lenses.
5. Flexible working hours and remote work culture with free co-working space services.
6. Annual and unpaid leaves from day 1 of join date + unlimited sick leave with doctor note.
7. Notebook Ownership Program.
8. Strategic office location, accessible by MRT.
9. Friendly and dynamic work environment.
10. Opportunity to take part in growing Indonesia's no. 1 SaaS company

Don't forget to check our Recruitment FAQ at **bit.ly/RecruitmentFAQ-Mekari** [ENG] or **bit.ly/RekrutmenMekari-FAQ** [INA] to find the answers to commonly-asked questions regarding our recruitment process.

We wish you the best. Hope to see you around soon


  • Credit Analyst

    5 months ago


    Jakarta, Indonesia PT Pemeringkat Kredit Indonesia Full time

    PT Pemeringkat Kredit Indonesia is an Indonesian based full-service credit rating agency. We provide market participants with an alternative credit opinion by delivering in-depth analysis across various sectors within Indonesian market. Job Posting Credit Analyst About the job Company Description PT Pemeringkat Kredit Indonesia is an Indonesian based...

  • Credit Analyst

    5 months ago


    Jakarta, Indonesia VIRTUES.ID Full time

    One of Our Client in b2b Market Place Industry is hiring experienced Credit Analyst to join their team **Responsibilities**: - Value of business sourced and processed for pre-credit screening - Creating a simple and easy to access business dashboard for customers and financial service companies. - Work attitude supporting regular reviews with other support...

  • Credit Analyst

    5 months ago


    Jakarta, Indonesia ralali.com Full time

    Create a profile of the customer to be presented to the FinCo - Check the validity & accuracy of KYB Corporate - Check with a 3rd party to provide supporting data regarding the new customer. - Conduct and retrieve comprehensive & accurate data on customers' operations including prepare Analyst Reports, Credit Rating, Analyst Checklist to report to the head...

  • Credit Analyst

    5 months ago


    Jakarta, Indonesia Indodana Full time

    **Job Description**: **Job purpose** As part of Credit Risk Team to detect, prevent fraud and minimize risk. **Duties and responsibilities** - Review applicant’s documents - Entry applicant’s data - Conduct Phone Verification to verify customer’s data and documents - Maintenance data request reviewer - Make sure all procedures are followed...

  • Credit Analyst

    5 months ago


    Jakarta, Indonesia WeNetwork Asia Full time

    A growing FinTech startup designed to provide a more flexible and non-dilutive financing option for businesses. A progressive alternative revenue-based financing company for digital businesses and startups for Southeast Asia. **Responsibilities**: - Financial Analysis - Credit Risk Assessment - Credit Scoring Modeling - Industry and Market Research -...

  • Credit Analyst

    5 months ago


    Jakarta, Indonesia Zurich Insurance Full time

    Job Summary- The Credit Analyst will work as part of the fixed-income team, to provide credit opinions for investment grade and high-yield portfolios managed in-house. Responsibility includes robust analysis on investing/ divesting decisions, security selection, sector analysis/ opinion, and ESG investing analysis.- Job Qualifications- Education- University...


  • Jakarta, Indonesia PT. Indomobil Finance Indonesia (IMFI) Full time

    Credit Analyst Coordinator - Bachelor Degree from Management/Business/Accounting - Have a minimum of 3 years Credit Analyst experience "Waspada terhadap Modus Penipuan pada saat proses interview. Perusahaan tidak akan memungut biaya apapun dalam melakukan proses interview. Mohon segera melaporkan ke kami, jika pada saat Anda diundang untuk interview dan...

  • Credit Analyst Staff

    4 months ago


    Jakarta, Indonesia Reeracoen Indonesia Full time

    6,000,000 IDR ~ 7,000,000 IDR - Jakarta- Education: minimum bachelor's degree in any major or above - Language: doesn't matter - Min. experience 1 year as Credit Analyst - Have experience in financing company/LJK - ================================================= - Subject: [WEBSITE ENTRY] Position Name/Job ID -...

  • Credit Analyst Kpr

    5 months ago


    Jakarta, Indonesia Asia Outsourcing Services Full time

    Klien kami sebuah Perbankan Terkemuka di Indonesia saat ini sedang membuka lowongan untuk posisi: CREDIT ANALYST KPR Penempatan : BSD Foresta Deskripsi Pekerjaan: - Melakukan fungsi administrasi analyst - Membuat Report Kualifikasi: - Pria /Wanita - Usia Max 28 tahun - Pendidikan mínimal S1 - Pengalaman Analyst / Analis KPR - Komunikatif - Memahami Ms...


  • Jakarta, Indonesia FAZZ Full time

    **About The Role**: We are looking for a skilled Credit Analyst to join our team! In this role, you will be responsible for evaluating and recommending new, renewal, and extension loans while ensuring credit quality through comprehensive analysis. You will serve as the first point of contact for loan approvals, assess collateral validity, and collaborate...


  • Jakarta, Indonesia Techtiera Services Indonesia Full time

    We are looking for a talented Credit Risk Business Analyst who focuses on Credit Risk in Banking Sector to join our team and help us enhance our risk management strategies. **Responsibilities**: - Analyze and interpret credit risk data to identify trends and insights. - Develop and maintain credit risk models and scorecards. - Collaborate with stakeholders...


  • Jakarta, Indonesia PT Indomobil Finance Indonesia Full time

    Persyaratan Bachelor Degree from Management/Business/Accounting Have a minimum of 3 years Credit Analyst experience in the field of financing analysis for Banking / Finance for Heavy Equipment, Commercial Vehicle, Property products,New Car, Fleet. Good communication and interpersonal skill Strong analytical thinking **Required skill**: Microsoft Office,...

  • Credit Analyst

    5 months ago


    Jakarta, Indonesia PT SWAKARYA INSAN MANDIRI Full time

    Kriteria: - Pendidikan Min S1 - Pengalaman sebagai Analyst Credit / kios head min 2 tahun. - Mampu mengoperasionalkan Excel dengan baik - Domisili Jabodetabek - Penempatan Jakarta Selatan Jobdesc: - Verifikasi sesuai S&K pengajuan Pinjaman Karyawan yang diajukan melalui sistem - Bertanggung jawab untuk menjaga kualitas pinjaman agar tidak terjadi gagal...


  • Jakarta, Indonesia JACCS MPM Finance Indonesia Full time

    Minimal 1 Year(s) of working experience in Credit Analyst in banking or financial services company - Good analytical thinking, high accuracy, and detailed oriented - Have a good individual attitude, willing to learn, can work for individual or team - Willing to work with deadlines - Placement: Head Office (Jakarta)

  • Credit Analyst Manager

    5 months ago


    Jakarta, Indonesia Indodana Full time

    Responsible for conducting credit evaluations on companies to ensure loan feasibility and repayment capability. - Work in credit risk management teams to identify and evaluate credit risks, and provide recommendations on loan approvals or rejections. - Play a key role in supporting the growth of productive credit portfolios and ensuring the quality of credit...

  • Calling Analyst

    1 month ago


    Jakarta, Indonesia Unified Credit Solutions Pte Ltd Full time

    **Title**: Calling Analyst **Location**: Jakarta, Indonesia (Work From Home) **Required Experience**: 2 Years - 5 Years **Remuneration**: USD 500 - USD 600 Per Month **Hiring Requirement** Briefly, established in 1991, UCS (Unified Credit Solutions) is a leading B2B credit management group specialising in Business Information Services, Debt Collection...


  • Jakarta, Indonesia FAZZ Full time

    Jakarta, Jakarta, Indonesia **What You Will Do**: - Responsible for making recommendations to the borrower for new, renewal and extension loans to approve or deny the extension of credit - Reviews customer accounts and portfolios to identify, evaluate and determine the appropriate course of action on potential credit quality issues in order to maximize...


  • Jakarta, Indonesia MUFG Bank, Ltd., Jakarta Branch Full time

    **Do you want your voice heard and your actions to count?** Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 120,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term...


  • Jakarta, Indonesia PT Radana Bhaskara Finance Tbk. Full time

    Credit Analyst Factoring - Based in Jakarta Cilandak "Waspada terhadap Modus Penipuan pada saat proses interview. Perusahaan tidak akan memungut biaya apapun dalam melakukan proses interview. Mohon segera melaporkan ke kami, jika pada saat Anda diundang untuk interview dan diminta untuk melakukan pembayaran dengan sejumlah uang." "Please be aware of the...

  • Credit Analyst Sme

    6 months ago


    Jakarta, Indonesia Bank Shinhan Indonesia Full time

    Credit Analyst SME - Related experiences only "Waspada terhadap Modus Penipuan pada saat proses interview. Perusahaan tidak akan memungut biaya apapun dalam melakukan proses interview. Mohon segera melaporkan ke kami, jika pada saat Anda diundang untuk interview dan diminta untuk melakukan pembayaran dengan sejumlah uang." "Please be aware of the Fraud...