Head of Loan Operations

3 days ago


Jakarta, Indonesia Deutsche Bank Full time

**Functions : Head of Loan Operations**

**Summary**
- The jobholder manages Loans Operations Indonesia and controlled environment and solves issues related to Loan Operations in respect of credit products, loan documentation, processing, reporting and workout accounts.
- This position is accountable for all tasks handled by Loan Operations in accordance with (i) the Roles and Responsibilities document (ii) the Key Operation Procedures (KOP) of Loans (iii) other Service Level Agreements.
- The jobholder is also responsible for (i) cost management, (ii) management of staff and (iii) providing an efficient service to business units.

**Responsibilities**:

- Documentation _
- Verifying the authenticity of approved Credit Reports.
- Performing due diligence on documentation received from customers i.e. that originals are received, properly signed/stamped in accordance with the applicable laws.
- Scanning documents into dbLoandoc and safe keeping of the original documents.
- Providing English translation of documents like relevant Articles of Association which are in Bahasa;
- Arranging review of standard documentation templates by external and internal legal counsel.
- Monitoring Function _
- Submission of excess reports
- Ensure proper tracking of financial statements.
- Ensure proper reporting of legal lending limits and other central bank reports.
- Monitoring stock reports and insurance policies.
- Performing Credit Risk function, i.e. monitor/analyze reports i.e. LLL, workout report, Delayed renewal report and work closely with other members in Risk Management Unit to prepare report to Central Bank.
- Ensure proper daily reconciliation process between LS2, Kplus /KTP and IDMS.
- Ensure proper monthly reconciliation process in a timely manner.
- Credit Limit & Interest Conditions Update _
- To ensure limits are properly implemented and managed.
- Loan Processing _
- Ensure loans are processed (booked or settled) accurately using LS2, Kplus, KtP Indo Application in a timely manner.
- Ensure that Work in Process is properly monitored on daily basis
- Ensure that all reconciliation (LS2/K+, LS2/Ledger, LS2 limit) are properly review on daily basis
- Ensure loans are processed (booked or settled) accurately in IDMS in a timely manner.
- Reporting _
- Ensure that the regular central bank reports are submitted accurately and in a timely manner.
- Ensure that regional head office reports are submitted accurately and in a timely manner.
- Ensure submission of accurate and timely counterparty information to Loan Exposure Management Group or regional head office
- Ensure that Regional Head Office reports are submitted accurately and in a timely manner.
- Ensure that daily reports are produced in a timely manner and well documented.
- Workout Accounts _
- Ensure all workout tasks are properly done in accordance with Loan Ops KOP.
- Support in any litigation matters (court cases) which are related to the recovery of problem loans.
- Audit/Controls _
- Maintain Loan Ops in a controlled environment.
- Promptly resolve any outstanding audit point.
- Achieving a good audit grade.
- Updating or documenting operational guidelines.
- Ensuring that Loan Ops is able to back up DBOI during BCM.
- Adherence to STARC standards and procedures.
- Cost Management _
- Maintain Loans & expenses within the budget.
- Staff Development/ Management _
- Setting up objectives for the staff;
- Review and arrange proper training for the staff;
- Arrange allocation of tasks within the department;
- Coordinate staff leave arrangements

**Professional and Personal Qualification**
- Effective written and spoken communication skills.
- Knowledge of local regulations especially in banking.
- Professional Banking qualifications and a University degree.
- Sound knowledge of accounting.
- Computer literate.
- Sound knowledge of financial sector/lending.
- A minimum of 8 to 10 years of experience in GBS Loans & LEMG/Credit Administration /Branch Operations of a large bank with a minimum of 5 years at a senior/supervisory position.

Our values define the working environment we strive to create - diverse, supportive and welcoming of different views. We embrace a culture reflecting a variety of perspectives, insights and backgrounds to drive innovation. We build talented and diverse teams to drive business results and encourage our people to develop to their full potential. Talk to us about flexible work arrangements and other initiatives we offer.


  • Loans Operation

    1 week ago


    Jakarta, Indonesia Citi Full time

    This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required. **Responsibilities**: - This role will manage preparing and reviewing loan documentation while providing support to a variety of tasks related to the loan process. Activities will include independently processing and...

  • Vice President

    7 days ago


    Jakarta, Indonesia Citi Full time

    **Responsibilities**: - This role will manage preparing and reviewing loan documentation while providing support to a variety of tasks related to the loan process. - Activities will include independently processing and closing loans within a complex loans operation environment. - Subject matter expert to lead the team to drive and implement business...

  • Odp Jaringan

    4 days ago


    Jakarta, Indonesia Bank Mandiri Divisi Loan Full time

    This ODP program is designed to create and to develop leaders and professional Retail Bankers, equipped with the skills & knowledge in retail funding, retail lending, transaction, & service Development journey includes exposures in the Branch/ Area/ Regional Office and/or at the Head Office of retail business (e.g. branch, deposits, wealth management,...


  • Jakarta, Jakarta, Indonesia PT Mitrausaha Indonesia Grup Full time

    Job SummaryWe are seeking an experienced Financing Analyst Section Head to join our team at PT Mitrausaha Indonesia Grup. As a senior credit analyst, you will be responsible for evaluating customer creditworthiness, preparing loan proposals, and ensuring compliance with regulatory requirements.Key Responsibilities:Assess customer financial data and identify...


  • Jakarta, Indonesia Citi Full time

    **Description of Role**: Checking, reviewing and authorizing day-to-day operation of Time Deposit, Loan & Foreign Exchange transactions **Responsibilities**: Check and authorize Time Deposit, Loan & Foreign Exchange transactions on daily basis Work closely with Branch services, Sales, Product Managers and all relevant stakeholders for new product and...


  • Jakarta, Indonesia Citi Full time

    The Loan Doc & Proc Mgr provides full leadership and supervisory responsibility. Provides operational/service leadership and direction to team(s). Applies in-depth disciplinary knowledge through provision of value-added perspectives or advisory services. May contribute to the development of new techniques, models and plans within area of expertise. Strong...


  • Jakarta, Indonesia Kredivo Group Full time

    Kredivo is one of the fastest-growing consumer finance products in Indonesia. Kredivo provides buyers with instant financing to buy their favourite eCommerce products on more than 300 merchants, with a simplicity of a 2-click checkout. Kredivo performs instant credit risk decisions on its users using more than 5000 features that span a user's digital...


  • Jakarta, Indonesia Indodana Full time

    **Job Description**: - Manage and responsible for the Collection Operations of the company - Liaise with Superior (Risk Management Head) as well as other top management - Ensure that the company runs with legality and conformity to established regulations - Collaborate with various functions (Product, Engineering, HR, Finance, Marketing, Collection, Risk...


  • Jakarta, Indonesia Citi Full time

    The Loan Doc & Proc Analyst 2 is a developing professional role. Applies specialty area knowledge in monitoring, assessing, analyzing and/or evaluating processes and data. Identifies policy gaps and formulates policies. Interprets data and makes recommendations. Researches and interprets factual information. Identifies inconsistencies in data or results,...


  • Jakarta, Jakarta, Indonesia Modalku Full time

    Who We AreWe are the largest SME digital financing platform in Southeast Asia.About the RoleThe Senior Credit Operations Manager is a key member of our team who helps us solve the problems faced by SMEs in Indonesia.This role involves evaluating customer data and financial documents to determine the degree of risk involved.Additionally, the Senior Credit...

  • Head of Operation

    4 days ago


    Jakarta, Indonesia Reeracoen Indonesia Full time

    20,000,000 IDR ~ 40,000,000 IDR - Jakarta- Education: Min. Diploma degree in any kind of majors - Language: Fluent in English verbally and written - Experience: Min. 5 years of experience in managerial level on managing minimum 10 stores of local restaurant - Driver Licence : SIM A - Have own car to have a high mobilization (20% of work in Head Office, 80%...


  • Jakarta, Indonesia HSBC Full time

    -Job Advert Details**Some careers shine brighter than others.** If you’re looking for a role that will help you stand out at HSBC, take a look at how you can fulfil your potential. HSBC Digital Business Services (DBS) is a pivotal part of the Group, providing essential operational and technical support to our global businesses and helping improve...

  • Head of Operations

    2 days ago


    Jakarta, Indonesia PT Bumi Baru Plastik Full time

    We are seeking a dynamic and driven Head of Operations to join our team in the plastic recycling industry. If you have a deep understanding of plastic recycling processes, a strong mechanical engineering background, and the leadership skills to drive our operations forward, we want to hear from you! **Position: Head of Operations - Plastic Recycling...

  • Reconcilement Operations

    52 minutes ago


    Jakarta, Indonesia Moladin Full time

    Act as the final reviewer prior to loan disbursement. - Prepare an instruction memo for the finance department, ensuring accuracy in loan and disbursement details before submission. - Perform daily reconciliation of disbursement payments with loan approvals, taking appropriate actions for any unreconciled data. - Collaborate with the finance/accounting team...

  • Operations Manager

    50 minutes ago


    Jakarta, Indonesia Investree Full time

    Work closely with the Chief Operations Officer to execute and support in achieving Sahabat Bisnis’s partnership strategic plan. Cooperating with the Risk, Operations, Product, and other directorates to maintain operational excellence Develop, maintain, and implement operational policies and regulations that are core to Sahabat Bisnis, including but not...


  • Jakarta, Indonesia Bank of America Full time

    Do you have what it takes to join our APAC Operations team that processes over a million trade settlements a year? **What we’re looking for**: - Penultimate year Undergraduate/Master’s student with outstanding academic achievement - Strong quantitative and analytical skills - Effective verbal and written communication - Being comfortable with change...

  • Head of Ap

    2 days ago


    Jakarta, Indonesia Dentsu Aegis Network Full time

    As the AP & Treasury Manager, you will be responsible for the Accounts Payable Management of the Procure-to-Pay process as well as the Treasury process for entities managed within the Shared Service Centre. The lead for the financial Operations team is based in Jakarta Sentraya Office. Maintaining and enhancing the financial controls needed to ensure...

  • Custody Operation

    1 week ago


    Jakarta, Indonesia Moladin Full time

    Primarily responsible for the timely and accurate handling of credit or loan files including collateral files. - Creating, monitoring, and storing loan files including creating logs tracks for any TBO (To Be Obtained) document, SLA Tracking and borrowing documents process. - Maintain the daily targeted numbers of loan files to be stored as well as comitted...

  • Division Head

    3 days ago


    Jakarta, Indonesia Luminare Consulting Full time

    **About the job Division Head - Operational Risk (Bank)**: **JOB SUMMARY** This role will report directly to the Group Head Risk and responsible to lead and manage the Operational Risk team and ensure all the operational risks are going well. **PRIMARY RESPONSIBILITIES** - Lead and manage the Operational risk division of the bank - Update with the current...


  • Jakarta, Indonesia MatchaTalent Full time

    **About the Company**: Our client is one of the biggest Digital Bank in Indonesia. **Responsibilities**: - Leading in the mortgage loan & micro business loan from operation, transaction and up to execution activities. - Monitoring the credit assessment, cash flow modeling and scoring method along with the plan - Actively involved building up loan...