Credit Analyst
2 months ago
Menyiapkan data mutasi Bank harian untuk proses rekonsiliasi Admin.
- Menilai kelayakan kredit dari klien yang ada atau prospektif.
- Memeriksa transaksi keuangan dan riwayat kredit kasus per kasus (aplikasi, laporan, neraca, dokumen hukum, dll).
- Melengkapi rasio, trend dan arus kas menganalisis dan membuat proyeksi.
- Menganalisis data dengan cermat dan menghasilkan laporan yang jelas dan objektif.
- Secara rutin memonitor pinjaman untuk kepatuhan.
- Melakukan analisis menyeluruh atas laporan keuangan dan penilaian permintaan kredit, termasuk permintaan baru, permintaan yang berubah, pembiayaan Kembali dan uji tuntas
- Melakukan pencatatan data.
- Memberikan kebutuhan data harian kepada tim Bisnis, CAAD dan pihak internal
- Melakukan rekap bulanan mutasi Bank.
- Berkoordinasi dengan pihak-pihak terkait apabila diperlukan.
- Membuat dan menyampaikan laporan harian untuk transaksi yang bisa diidentifikasi.
- Berkoordinasi dengan pihak-pihak terkait apabila diperlukan.
- Pendidikan min. D3
- Memiliki min. 1 tahun pengalamanyang relevan
- Memiliki kemampuan Ms. Office yang baik (terutama excel)
- Memiliki kemampuan analisa yang baik
- Memiliki pengalaman handling administrasi
- Cekatan, teliti, jujur
- Memiliki integritas yang tinggi
- Mampu bekerja di bawah tekanan
- Aktif dan memiliki komunikasi yang baik
- Mampu bekerja individu dan tim
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