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Credit Policy Development Assistant Manager

1 month ago

Jakarta, Indonesia PT KB Finansia Multi Finance Full time

Pendidikan mínimal S1 seluruh jurusan
- Pengalaman mínimal 4 tahun di perusahaan pembiayaan pada fungsi credit policy maupun credit operationMemiliki pemahaman yang menyeluruh terkait proses kredit pada perusahaan multifinance

**Deskripsi Pekerjaan**
- Mengembangkan kebijakan dan prosedur kredit yang efektif untuk mendukung pertumbuhan bisnis melalui beberapa parameter seperti _risk acceptance criteria _, limit kredit, kelengkapan dokumen persyaratan kredit, dan proses analisis kredit
- Melakukan analisis terhadap proses operasional kredit sebagai bagian dari proses review guna memberikan rekomendasi pengembangan proses operasional yang lebih efisien
- Membuat cost and benefit analysis terhadap setiap project atau inisiatif yang hendak dilakukan
- Melakukan monitoring terhadap implementasi kebijakan kredit dan parameter analisis performa kredit sebagai dasar untuk memberikan rekomendasi pengembangan yang berorientasi pada mitigasi resiko
- Melakukan koordinasi dengan pihak-pihak yang terkait dalam rangka pengembangkan kebijakan maupun proses operasional kredit yang dijalankan