Credit Risk Division Head

7 months ago


Jakarta, Indonesia PT Talenta Sumber Daya Manusia Full time

Persyaratan

Pendidikan Min S1 (lebih diutamakan Ekonomi, Matematika, Teknik)

Pengalaman bekerja Min 5 tahun Manajemen Risiko di Perbankan, Financial Company, Auditors Company

Sertifikasi Manajemen Risiko min Level 4

Memiliki jiwa kepemimpinan yang kuat

Memiliki kemampuan menganalisa dan mengambil keputusan.

Kemampuan mengoperasikan Ms.Office ( word, excel, powerpoint, visio )

Kemampuan berbahasa inggris (writing & speaking)

Tanggung Jawab

Merekomendasikan pelaksanaan manajemen risiko khususnya risiko kredit sesuai ketentuan kepada Komite Manajemen Risiko dan disetujui oleh Direksi.

Merekomendasikan limit posisi/eksposur risiko secara keseluruhan, per jenis risiko dan per jenis aktivitas fungsional.

Merekomendasikan usulan aktifitas dan atau produk baru yang diajukan atau dikembangkan oleh suatu unit tertentu yang ada pada bank. Pengkajian difokuskan terutama pada aspek kemampuan bank untuk melakukan aktifitas dan atau produk baru termasuk sistem dan prosedur yang digunakan serta dampaknya terhadap eksposur risiko kredit bank secara keseluruhan.

Memberikan rekomendasi mengenai besaran atau maksimum eksposur risiko yang wajib dipelihara bank kepada satuan kerja operasional ( risk taking unit ) dan atau kepada Komite Manajemen Risiko.

Melakukan evaluasi terhadap akurasi model dan validitas data yang digunakan untuk mengukur risiko kredit.

Menetapkan laporan profil risiko kredit ( risk profile ) yang diberikan kepada Direktur Manajemen Risiko dan kepada Komite Manajemen Risiko secara berkala.

Merekomendasikan pengembangan metode-metode dalam rangka penerapan proses manajemen risiko kredit terutama proses identifikasi, pengukuran, pemantauan dan pengendalian risiko.

Merekomendasikan Kebijakan Penerapan Manajemen Risiko kredit sesuai dengan ukuran dan kompleksitas bank.

Mengembangkan dan menyempurnakan metodologi risiko kredit, Credit Risk Tools Rating dan Scoring, Stress Testing serta proses yang digunakan sebagai salah satu proses dalam pemberian kredit untuk memenuhi kebutuhan pengembangan bisnis, perbaikan proses kredit, dan mengikuti perubahan regulasi, serta perkembangan persaingan dengan peer group bank.

Menyusun Portfolio Kredit yang dapat dipakai sebagai acuan pertumbuhan kredit dan menetapkan portfolio limit (per sektor ekonomi/industri, segmen, wilayah) sebagai batasan risiko yang dapat diambil Bank (risk appetite).

Memonitor portfolio management secara bankwide maupun per segmen bisnis, yang mencakup pengaturan alokasi, realokasi dan konsentrasi portfolio kredit, pemantauan risiko sektoral, serta asesmen stress testing dan sensitivity analysis sektoral.

Bertindak sebagai Sekretariat Komite Manajemen Risiko atau Komite lainnya sesuai penetapan dari pejabat yang berwenang.

Bertindak sebagai anggota tim monitoring pelaksanaan Basel III, Tim PSAK 71, Tim Finance Suistanable dan salah satu Contact person ke Bank Indonesia.

Mengarahkan dan memantau tindak lanjut hasil audit yang berkaitan dengan pengelolaan risiko kredit dan melakukan tindakan korektif yang diperlukan.

Memimpin dan mengelola kegiatan-kegitan di bagian produk lending dilakukan berada dalam kerangka manajemen risiko.

Memberi arahan terkait pengelolaan SDM, yang meliputi pelatihan, pengingkatan kompetensi, penilaian kerja, dan pengembangan karir, untuk meningkatkan kualitas SDM.

Bertanggung jawab untuk menyelesaikan pekerjaan lainnya dalam rangka untuk mendukung tercapainya sasaran kinerja yang ditetapkan oleh bank.


  • Credit Risk

    7 months ago


    Jakarta, Indonesia Amartha Full time

    About the team This position is to lead the Credit Portfolio Risk management and handle the team to help the Head of Portfolio Risk to analyze the portfolio risk and manage the portfolio quality and ensure all processes are properly managed. Job Desc - Review and analyze credit portfolio quality to meet the risk appetite and company goals - Develop and...

  • Head of Credit Risk

    2 days ago


    Jakarta, Indonesia Spenmo Full time

    Spenmo is building a magical payables experience for businesses in the Asia-Pacific region. We offer an all-in-one software that consolidates corporate cards, bill payments, approvals and accounting reconciliation into one sleek interface. Thousands of customers that use Spenmo across the region save over 50 hours and $10,000 every month.- We are growing...

  • Credit Risk Manager

    7 months ago


    Jakarta, Indonesia Moladin Full time

    Create and implement credit risk portfolio analysis (actual vs forecast) and working with finance to calculate the loss budget every month. - Together with Finance develop IFRS loss reserve model for all Moladin products. - Tracking the loss report provided by collection and able to provide recommendation related to risk area. - Provide credit risk deck and...

  • Credit Risk Analytic

    7 months ago


    Jakarta, Indonesia Mitsui Leasing Full time

    Maximum age 27 years old. - Possessed at least Bachelor Degree of Finance/Accountancy/Economics. - Have experience at least 2 years as credit analyst or credit risk in leasing or banking company. - Familiar with financial statement and 5C concept of credit. - Identify, research and highlight the cause of credit loss or potential credit loss from time to time...


  • Jakarta, Indonesia Citi Full time

    CRMS serves as a critical component of our First Line of defense for wholesale and counterparty credit risk management that is part of Institutional Credit Management (ICM) under ICG Business. CRMS works through the challenges of the Wholesale Credit Risk Lending processes with the aim of transforming the credit risk process flows including but not limited...

  • Credit Risk Officer

    2 days ago


    Jakarta, Indonesia Spenmo Full time

    Spenmo is building a magical payables experience for businesses in the Asia-Pacific region. We offer an all-in-one software that consolidates corporate cards, bill payments, approvals and accounting reconciliation into one sleek interface. Thousands of customers that use Spenmo across the region save over 50 hours and $10,000 every month.- We are growing...


  • Jakarta, Indonesia Citi Full time

    CRMS (Credit Risk Management Services) is a first line organization that is part of institutional credit management under ICG (Institutional Client Group) business and works through the challenges of the Wholesale Credit Risk Lending processes with the aim of transformation of the day-to-day management of credit facilities, legal documentation and supporting...


  • Jakarta, Indonesia MatchaTalent Full time

    **About the Company**: Our client is one of the biggest Digital Bank in Indonesia. This company is backed up by one of the biggest Teh conglomerate in Asia. **Responsibilities**: - Responsible for the development and implementation of the policies and procedures to mitigate the credit risk within the business. - Managing all credit risk aspects of current...


  • Jakarta, Indonesia PT Talenta Sumber Daya Manusia Full time

    Persyaratan Pendidikan Min S1 (Semua jurusan) Pengalaman bekerja Min 5 tahun Manajemen Risiko di Perbankan, Financial Company, Auditors Company Sertifikasi Manajemen Risiko min Level 3 Memiliki kemampuan menganalisa Kemampuan mengoperasikan Ms.Office ( word, excel, powerpoint, visio ) Kemampuan berbahasa inggris (writing & speaking) Tanggung...

  • Head of Risk

    7 months ago


    Jakarta, Indonesia WeNetwork Asia Full time

    **About the Company**: Our Client is a fast growing start-up company, a financial technology company that is working on a financial super app. As the Head of Risk for the organization, our client is looking for an individual who is highly qualified and enthusiastic about making a significant impact and become a member of a dynamic, fast-paced team with big...

  • Head of Credit

    1 week ago


    Jakarta, Indonesia LandX Full time

    LandX is an Equity Crowdfunding (ECF) platform licensed and supervised by Otoritas Jasa Keuangan (OJK), which is open to the public to participate in funding startup companies and MSMEs (UMKM) as an investor. We're aiming to help grow the Indonesian economy as well as increasing the financial literacy of Indonesian investors through safe and profitable...

  • Credit Risk Lead

    4 days ago


    Jakarta, Indonesia Amartha Full time

    Identify, analyze, and interpret trends or patterns in credit data sets. - Provide analysis to monitor and maintain portfolio risk - Develop underwriting process - Support implementation of underwriting strategy so it can execute properly - Do manual verification and/or approval if needed - Provide regular credit risk report or dashboard - Project owner for...


  • Jakarta, Indonesia PT Talenta Sumber Daya Manusia Full time

    Persyaratan Pendidikan Min S1 (Semua jurusan) Pengalaman bekerja Min 5 tahun Manajemen Risiko di Perbankan, Financial Company, Auditors Company Sertifikasi Manajemen Risiko min Level 3 Memiliki kemampuan menganalisa Kemampuan mengoperasikan Ms.Office ( word, excel, powerpoint, visio ) Kemampuan berbahasa inggris (writing & speaking) Tanggung...


  • Jakarta, Indonesia Citi Full time

    CRMS (Credit Risk Management Services) is a first line organization that is part of institutional credit management under ICG (Institutional Client Group) business and works through the challenges of the Wholesale Credit Risk Lending processes with the aim of transformation of the day to day management of credit facilities, legal documentation and supporting...


  • Jakarta, Indonesia Amartha Full time

    Develop recommendations to adjust credit policies by analyzing credit and financial performance and utilizing statistical scoring, segmentation, and regression and simulation techniques - Researches and analyzes financial information to evaluate a credit quality - Monitor clients and portfolios for changes in risk ensuring that loan quality/credit risk...


  • Jakarta, Indonesia FrieslandCampina Full time

    Credit Risk Management is responsible to define the proper strategies in handling the daily operation for credit risk management, Distributor Financing (DiFi), and performing review on sales order release, provide necessary actions to ensure customers’ order can run smoothly and to support the financial performance of the company and assurance for...


  • Jakarta, Indonesia HSBC Full time

    -Job Advert Details **Some careers shine brighter than others.** If you're looking for a role that will help you stand out at HSBC, take a look at how you can fulfil your potential. Global Risk is a thriving and expert risk management function supporting HSBC globally with all aspects of risk management. The function actively manages a varied and dynamic...

  • Credit Risk Manager

    7 months ago


    Jakarta, Indonesia Mekari (PT. Mid Solusi Nusantara) Full time

    Mekari is Indonesia's no. 1 Software-as-a-Service (SaaS) company. Our mission is to empower businesses and professionals to progress effortlessly. Our products (Mekari Talenta, Mekari Jurnal, Mekari KlikPajak, & Mekari Qontak) have been used by tens of thousands of businesses in Indonesia. To reach millions, we need more people like you: entrepreneurs,...

  • Head of Risk

    13 hours ago


    Jakarta, Indonesia PT Indonesia Fintopia Technology (Easycash) Full time

    Designing and implementing an overall risk management process for the organisation, which includes an analysis of the financial impact on the company when risks occur. - Evaluating the company’s previous handling of risks, and comparing potential risks with criteria set out by the company such as costs and legal requirements - Research business operations...

  • Credit Risk Intern

    1 week ago


    Jakarta, Indonesia Xfers Full time

    About Fazz Fazz is an ecosystem of financial services that comprise Fazz (Business account for Southeast Asia), StraitsX (Payments infrastructure for digital assets), and Modal Rakyat (Mutual cooperation funding for MSMEs) founded in 2016, as a result of a merger between PayFazz and Xfers, two Y Combinator alumni based in Southeast Asia. Fazz provides...