Credit Analyst

Job Description:

- Conduct detailed analysis of financial statements, cash flows, leverage, collateral, and customer strength to assess creditworthiness.
- Monitor and manage credit portfolios to ensure compliance with company policies and risk limits.
- Provide insights and recommendations to improve credit processes and minimize risk exposure.
- Collaborate with internal teams to develop strategies for credit approvals and customer relationship management.

**Requirements**:

- Placed in Bali, Denpasar.
- Bachelor's degree in Finance or Accounting.
- Minimum of 3 years of experience as a Credit Analyst or Commercial Analyst Supervisor.
- Preferably experienced in the FMCG industry.
- Strong understanding of financial statements, credit risk factors, and credit scoring methodologies.
- Proficient in analyzing cash flows, leverage, collateral, and customer strength.
- Excellent attention to detail and sound judgment in decision-making.

Expected Start Date: 03/10/2025