KPR Manager

4 days ago

Central Jakarta Jakarta, Indonesia PT Praja Sakti Propertindo Full time 1,800,000 - 3,600,000 per year

Tujuan Jabatan

Mengelola seluruh proses dan tim yang bertanggung jawab atas pengajuan Kredit Pemilikan Rumah (KPR) pelanggan, memastikan kelancaran kerja sama dengan pihak bank, serta menjamin seluruh dokumen dan proses administrasi KPR berjalan akurat, cepat, dan sesuai regulasi.


Tanggung Jawab Utama (Job Description)

  1. Mengelola proses pengajuan KPR:

  2. Mengawasi dan memastikan seluruh berkas pengajuan KPR customer lengkap dan sesuai ketentuan bank.

  3. Menyusun dan memantau timeline pengajuan KPR, mulai dari booking hingga akad kredit.

  4. Koordinasi dengan pihak bank:

  5. Menjalin dan menjaga hubungan kerja sama dengan pihak bank rekanan (Bank BTN, BCA, Mandiri, dsb).

  6. Mengatur jadwal survei, wawancara, dan akad kredit bersama pihak bank dan notaris.

  7. Monitoring dan pelaporan:

  8. Membuat laporan berkala mengenai status pengajuan KPR, tingkat approval, serta analisa kendala dan rekomendasi solusi.

  9. Memastikan pencairan dana KPR berjalan sesuai jadwal dan target cash flow perusahaan.

  10. Koordinasi internal:

  11. Berkoordinasi dengan tim Sales, Legal, Finance, dan Customer Service untuk kelancaran proses administrasi.

  12. Mengawasi tim admin KPR / staf administrasi KPR dalam menjalankan tugas harian.

  13. Pengembangan sistem dan hubungan kerja:

  14. Mengembangkan sistem kerja administrasi KPR agar lebih efisien (digitalisasi dokumen, template, tracking, dsb).

  15. Melakukan evaluasi dan negosiasi kerja sama bank terkait suku bunga, skema subsidi, dan kebijakan KPR.

  16. Menangani permasalahan pelanggan:

  17. Memberikan solusi atas kendala yang dihadapi customer dalam proses pengajuan KPR.

  18. Memastikan kepuasan pelanggan hingga tahap akad selesai.

Kualifikasi Umum

  • Pendidikan minimal S1 Ekonomi, Manajemen, Hukum, Perbankan, atau bidang terkait.
  • Pengalaman minimal 3–5 tahun di bidang KPR, perbankan, atau properti, dengan minimal 1–2 tahun sebagai Manager.
  • Memiliki pengetahuan mendalam tentang produk KPR, proses kredit, dan dokumen legal properti.
  • Memahami regulasi OJK, BI, dan kebijakan kredit perumahan.
  • Memiliki relasi luas dengan pihak bank dan notaris.
  • Terampil dalam negosiasi, komunikasi, dan koordinasi lintas departemen.
  • Teliti, mampu bekerja dengan target, dan memiliki kemampuan analisa yang baik.
  • Menguasai aplikasi perkantoran (Excel, Word, PowerPoint) dan sistem administrasi KPR.

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