Portfolio Credit Risk Associate

2 days ago


Indonesia Jakarta Green Office Park Traveloka Full time $40,000 - $80,000 per year

It's fun to work in a company where people truly BELIEVE in what they're doing

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Job Description

  • Manage NPL (non-performing loan) rate to align with directions and comply with regulations, propose loosening and tightening in order to manage NPL

  • Conduct quantitative and qualitative analysis either plan or ad hoc one, alone or with data team, to answer credit risk issues.

  • Regularly monitor and forecast key indicators of credit risk and portfolio management, and quick to alert any adverse in credit performance. 

  • Actively involved with ongoing projects

  • Contribute in achieving business growth target sustainably, focusing on long-term sustainability of the business

  • Ensure changes in transaction control is working as expected. Work together with product/fraud team for transaction control changes

  • Actively involved with money supply related development

  • Regularly update reporting (weekly, monthly)

  • Support monthly SLIK reporting

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Requirements

  • min 3 years work experience related to credit risk, portfolio management and/or credit policy.

  • Have good quantitative skills in order to assess data and be able to see and analyze trends.

  • Experienced in creating senior-level presentation materials and complex, yet clear reports. 

  • ⁠Have analytical skills (moderate to advanced level using SQL), especially in forecast analysis, risk performance

  • ⁠Understanding risk scoring and credit risk

  • ⁠Have general knowledge on product development (e.g such as underwriting system, product settings)

  • ⁠Have skills in project management (to handle projects/initiatives)

  • Having Python skills would be considered a plus.

  • Fluent in both Bahasa Indonesia and English

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If you like wild growth and working with happy, enthusiastic over-achievers, you'll enjoy your career with us


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