Business Analyst Financial Institution

2 hours ago

Jakarta Metropolitan Area, Indonesia PT Bank Neo Commerce Tbk Full time

PT Bank Neo Commerce Tbk, formerly PT Bank Yudha Bhakti Tbk, is an Indonesia-based company primarily engaged in the banking business. The Company operates as a technology-based bank. The Company serves customers in the Small and Medium Business (SME), Retail (Consumer), and Mass Market segments, through banking products and services embedded in an ecosystem by optimizing technology.

Responsibilities:

  • Perform independent analysis on the quality, structure, quantitative aspects, and compliance of credit proposals.
  • Conduct financial analysis and industry research to support RM in managing client engagements.
  • Carry out independent credit monitoring for approved facilities.
  • Analyze company financial information and prepare financial projections based on business assumptions.
  • Calculate expected loss for channeling partner portfolios.
  • Coordinate with relevant divisions to support effective execution of Business Banking functions.
  • Perform other assignments related to Business Banking as directed by the Head of Division or Department.

Requirements:

  • Bachelor's degree (preferably Economics/Finance/Banking).
  • Min. 5 years' experience in related role.
  • Strong financial statement analysis and risk assessment skills.
  • Strong financial statement analysis (Balance Sheet, P&L, Cash Flow).
  • Ability to identify NPL, financial, and operational risks.
  • Capable of preparing risk mitigation plans.
  • Basic understanding of banking products, processes, and systems.
  • Knowledge of credit guarantees is an advantage.
  • Strong analytical and critical thinking skills.

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