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Risk Portfolio Senior Manager

2 weeks ago

Jakarta, Indonesia Home Credit Indonesia Full time

The person will independently managing & analyzing the trend within the portfolio and provide portfolio oversight to identify major revenue and loss drivers. The incumbent will monitor, identify, and analyze all information and aspects from risk perspective for the portfolio performance and communicate to the respective stakeholders.

**The incumbent will responsible, but not limited, to**:
Monitor portfolio profitability (from risk point of view) and participate in products setup process/review

Monitor portfolio performance in each funding partner and propose necessary actions how to improve the quality of bookings

Responsible for monthly estimation of loss to sales

Monitor budget fulfillment and provide inputs to the budgeting process

Develop and maintain tools for portfolio simulation

Provide ad-hoc analysis requested by management and cooperate with HQ on the agreed projects.

**We welcome for talents with**:
Bachelor’s degree or above, with STEM or finance major background

Experiences and/or understands of consumer finance services, processes, and products

Preferably with at least 3 years’ experience in the analytical position

Good analytical skills and ability to see the scorecard development in the broader business perspective is required

Open and eager to learn new IT/Risk technologies

Technically savvy using Ms Excel and able using SQL

Open and adaptable to work in a dynamic and agile environment

Having a good communication skill, also in English, both in verbal and writing.