Risk Management Associate
1 week ago
This role involves conducting thorough credit analysis and monitoring of corporate clients to ensure the timely collection and analysis of supporting credit documents from existing debtors.
- Key Responsibilities:
- Conduct a comprehensive review of financial documents, including credit proposal documents, financial statements, verification documents, and business legality documents.
- Analyze the debtor's financial condition and capacity to fulfill their obligations.
- Evaluate the risk associated with lending to the debtor based on industry trends, competitor analysis, and market position.
Responsibilities:
- Regularly visit clients to monitor their sales and profit conditions, management structure, and ownership changes.
- Verify the accuracy of accounts receivable, accounts payable, and inventory lists.
- Prepare business visit reports using standard formats and provide recommendations based on analysis results.
- Collaborate with cross-functional teams to address client issues and resolve conflicts.
Requirements:
- Bachelor's degree in a relevant field (e.g., finance, accounting, economics).
- Minimum 3 years of experience as a credit analyst or risk manager in the banking industry.
- Excellent communication and analytical skills.
- Able to work individually or as part of a team.
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