Risk Management Associate

1 week ago


Jakarta, Jakarta, Indonesia PT Bank JTrust Indonesia, Tbk Full time
Risk Management and Credit Monitoring

This role involves conducting thorough credit analysis and monitoring of corporate clients to ensure the timely collection and analysis of supporting credit documents from existing debtors.

  • Key Responsibilities:
    • Conduct a comprehensive review of financial documents, including credit proposal documents, financial statements, verification documents, and business legality documents.
    • Analyze the debtor's financial condition and capacity to fulfill their obligations.
    • Evaluate the risk associated with lending to the debtor based on industry trends, competitor analysis, and market position.

Responsibilities:

  • Regularly visit clients to monitor their sales and profit conditions, management structure, and ownership changes.
  • Verify the accuracy of accounts receivable, accounts payable, and inventory lists.
  • Prepare business visit reports using standard formats and provide recommendations based on analysis results.
  • Collaborate with cross-functional teams to address client issues and resolve conflicts.

Requirements:

  • Bachelor's degree in a relevant field (e.g., finance, accounting, economics).
  • Minimum 3 years of experience as a credit analyst or risk manager in the banking industry.
  • Excellent communication and analytical skills.
  • Able to work individually or as part of a team.


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