Corporate Card Underwriting

7 days ago


Jakarta, Indonesia PT Bank Danamon Indonesia Full time

**Date**:Nov 22, 2024

**Location**: Jakarta

**Company**:PT Bank Danamon Indonesia Tbk

**Job Purposes**:

- Melakukan analisa secara Komprehensif terhadap permohonan kredit calon debitur dan memberikan rekomendasi putusan kredit Approve atau reject kepada Senior Credit Officer.**Job Purposes**:
**Responsibilities**:
- Melakukan analisa secara komprehensif untuk memastikan kelayakan jaminan dan kemampuan bayar calon debitur bersasarkan data dokumen, hasil BI Checking, hasil survey/ hasil phone verifikasi serta laporan appraisal (LRV, IIR) berdasarkan kebijakan/policy yang berlaku.
Membuat CFR dan memastikan kedalam sistem CAS yang digunakan,bahwa : Data telah diinput serta perhitungan IIR, LTV dan pembuatan covenat kredit telah dibuat sesuai dengan kebijakan Mortgage. Memberikan persetujuan kredit sesuai dengan BWMK dan meneruskan kepada pemutus selanjutnya jika proposal yang diterima melebihi kewenangannya.
Membuat Form Tolakan dengan alasannya berdasarkan data yang ada
Melakukan Follow Up dan koordinasi dengan pihak terkait (Business Unit, Legal, dan Related Party) sehubungan dengan Issue yang terjadi dalam keitannya dengan proses persetujuan kredit
Menyelesaikan proposal sesuai SLA yang ditentukan sesuai matrix yang berlaku dengan menggunakan system CAS yang digunakan.

**Responsibilities**:

- Aspek Risk : Hasil audit acceptable. Manage good booking quality, FPD at months default after booking kurang 1 (by Account). Maintain Self Assesment rating for CA :need improvement. No fraud, minimum
- Aspek Support bisnis : Maintain approval rate at 60-70%
- Aspek Operasional : Manage SLA. Penginputan kedalam system CAS sudah benar.

**General Qualification**:
**Soft Competency (Spesifik Fungsional)**:
- Memahami mutu
- Memiliki kemampuan berkomunikasi yang baik
- Mampu berkerjasama
- Mengerti dan dapat menjalankan program Aplikasi Microsoft Office**Technical Competency (Kompetensi Teknis)**:
- Memiliki pengetahuan dan pengalaman sebagai analis Credit Consumer/Komersial/SME
- Memahami aspek risiko dalam proses kredit konsumer
- Memiliki pengetahuan dalam verifikasi kreidt konsumer
- Memiliki pengalaman dalam bidang administrasi kreidt**Education**:
**Educational Backgroud** :Min S1

**Job Segment**:Mortgage, Finance



  • Jakarta, Jakarta, Indonesia HSBC Full time

    As a key member of our Wealth and Personal Banking team, the Vice President Underwriting Card PIL Flexi plays a crucial role in ensuring the quality and integrity of our credit approvals.Main Responsibilities:Design and implement credit policies and procedures to ensure consistency and fairness in credit decision-makingDevelop and maintain relationships with...


  • Jakarta, Jakarta, Indonesia HSBC Full time

    HSBC's Wealth and Personal Banking division serves over 50 million customers worldwide, offering a comprehensive range of banking and wealth management services. As a Vice President Underwriting Card PIL Flexi, you will play a critical role in ensuring the smooth operation of our credit approval process.Main Responsibilities:Develop and implement effective...


  • Jakarta, Indonesia HSBC Full time

    -Job Advert Details**Some careers shine brighter than others.** If you're looking for a role that will help you stand out at HSBC, take a look at how you can fulfil your potential. Wealth and Personal Banking serves more than 50 million customers worldwide with a complete range of banking and wealth management services to enable them to manage their...


  • Jakarta, Jakarta, Indonesia HSBC Full time

    Some careers shine brighter than others.If you're looking for a role that will help you stand out at HSBC, take a look at how you can fulfil your potential.Wealth and Personal Banking serves more than 50 million customers worldwide with a complete range of banking and wealth management services to enable them to manage their finances and protect and build...


  • Jakarta, Indonesia Citi Full time

    Citi continues to enhance its business control and governance framework by building out Institutional Credit Management (ICM), a new function in the 1st Line of Defense, to house and consistently manage credit risk activities performed across its Institutional Client Group organization. ICM’s objective is to provide integrated “end-to-end” credit...


  • Jakarta, Indonesia Spenmo Full time

    **ABOUT US ❤️**: At Spenmo we are building a magical payables experience for businesses across the Asia-Pacific region. Offering an all-in-one software that consolidates corporate cards, bill payments, approvals and accounting reconciliation into one sleek interface. Thousands of customers that use Spenmo across the region save over 50 hours and $10,000...


  • Jakarta, Indonesia Reeracoen Indonesia Full time

    5,000,000 IDR ~ 10,000,000 IDR - Jakarta - Education : Min Bachelor Degree in Finance, Marketing, or a similar major - Language : English Communicative Level - Experience : Have at least 3 years experience in a similar job **About work**仕事内容について**: - Seek information from clients about their desires and expectations in investing - Make a...


  • Jakarta, Jakarta, Indonesia HSBC Full time

    About the RoleThe Vice President Underwriting Card PIL Flexi will be responsible for managing approval processes, reviewing and controlling credit applications, and monitoring portfolios. This role requires strong analytical skills and the ability to resolve problems creatively. The successful candidate will have experience in underwriting processes and risk...


  • Jakarta, Indonesia Mastercard Full time

    **Our Purpose** - Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation,...


  • Jakarta, Indonesia Trimegah Sekuritas Indonesia Full time

    Help prepare, coordinate, and ensure the suitability of information in the Annual Report & Sustainability Report - Perform Financial Statement Analysis for Annual Report & Sustainability Report - Collect required supporting data including Macro and Microeconomic data - Proofreading and editing to ensure high editorial standards are met across all content of...


  • Jakarta, Jakarta, Indonesia HSBC Full time

    Wealth and Personal Banking at HSBCWe serve over 50 million customers worldwide with a comprehensive range of banking and wealth management services.Our global business brings together management responsibility for Retail Banking, Wealth Management, Insurance, and Asset Management, with a focus on customer-centric propositions and innovative distribution...


  • Jakarta, Jakarta, Indonesia HSBC Full time

    Company OverviewWealth and Personal Banking at HSBC serves more than 50 million customers worldwide with a comprehensive range of banking and wealth management services. This global business brings together management responsibility for Retail Banking, Wealth Management, Insurance, and Asset Management, focusing on customer-centric propositions and...


  • Jakarta, Indonesia Moladin Full time

    Job Responsibilities - Manage the development and execution of a communications strategy (both internal and external) that builds and maintains a positive corporate brand - Oversees corporate communications and branding in various online and print platforms such as LinkedIn, Twitter, and industry magazines - Oversees the development and maintenance of the...


  • Jakarta, Jakarta, Indonesia HSBC Full time

    Wealth and Personal Banking serves more than 50 million customers worldwide with a complete range of banking and wealth management services to enable them to manage their finances and protect and build their financial futures. It is a global business that brings together management responsibility for Retail Banking, Wealth Management, Insurance and Asset...

  • Sales Manager

    1 week ago


    Jakarta, Indonesia Pullman Jakarta Central Park Full time

    **Job Description**: Sales Manager - Corporate A fantastic opportunity has become available for a talented and enthusiastic Sales person to join our dynamic team of HEARTISTs at Pullman Jakarta Central Park. What is in it for you: Employee benefit card offering discounted rates in Accor worldwide Learning programs through our Academies and the opportunity...


  • Jakarta, Indonesia Trimegah Sekuritas Indonesia Full time

    Strategic Planning: Develop and execute strategic initiatives aligned with the company’s goals and objectives - Market Analysis: Conduct comprehensive market research and analysis on capital market industry - Financial Analysis: Do financial analysis, assess project feasibility and develop business cases for new initiatives - Performance Monitoring &...


  • Jakarta, Jakarta, Indonesia HSBC Full time

    Key ResponsibilitiesTo be responsible for the management of approval process, review, and control & monitoring of the WPB credit application for unsecured Products e.g Cards, PIL, FlexiCredit, portfolio management action and management of related credit decision activities of credit operations.The jobholder will work closely with Risk Policy, Product Team,...


  • Jakarta, Indonesia Talentvis Full time

    **Responsibilities / Introduction** - Conducting processes of IPO, rights issue, bonds and other issuances as regulated in Indonesia Capital Market including but not limited to preparing and finalizing documentation for OJK, IDX and KSEI; as well as E-IPO System. - Conducting the thorough due diligence toward the issuers for IPO, rights issue, bonds and...


  • Jakarta, Indonesia Talentvis Full time

    **Responsibilities / Introduction** - Supervising processes of IPO, rights issue, bonds and other issuances as regulated in Indonesia Capital Market including but not limited to preparing and finalizing documentation for OJK, IDX and KSEI; as well as E-IPO System. - Supervising the thorough due diligence toward the issuers for IPO, rights issue, bonds and...


  • Jakarta, Jakarta, Indonesia HSBC Full time

    The Vice President Underwriting Card PIL Flexi is a key position within our Wealth and Personal Banking division, responsible for ensuring the accuracy and integrity of our credit approvals.Main Responsibilities:Oversee the development and implementation of credit policies and procedures to ensure compliance with regulatory requirementsLead cross-functional...