Operation Risk

6 months ago


Jakarta, Indonesia Moladin Full time

The Operational Risk Staff is responsible for identifying, assessing, monitoring, and mitigating operational risks. This role involves ensuring that the company's operations adhere to regulatory requirements and internal policies, managing risk incidents, and implementing strategies to minimize potential operational losses.

**Responsibilities**
- Identify and assess operational risks associated with various business processes and activities.
- Conduct regular risk assessments and control evaluations to identify potential risks and their impact.
- Monitor key risk indicators (KRIs) and prepare regular risk reports for management.
- Maintain risk registers and update them with new risks and mitigation measures.
- Track and report on risk incidents and ensure proper documentation and resolution.
- Ensure compliance with regulatory requirements and internal risk management policies.
- Conduct training sessions for staff on operational risk management policies and procedures.
- Collaborate with other departments to identify and manage cross-functional risks.
- Communicate effectively with senior management, auditors, and regulatory bodies on risk-related matters.

**Requirements**:

- Bachelor's degree in Finance, Accounting, Business Administration, Risk Management, or a related field.
- ** Minimal 3 years of experience in operational risk management or a related role, preferably within the multifinance or financial services industry.**:

- Strong understanding of operational risk concepts and methodologies.
- Excellent analytical and problem-solving skills.
- Strong attention to detail and the ability to work accurately in a fast-paced environment.
- Excellent communication and interpersonal skills.
- Ability to work effectively both independently and as part of a team.
- Proficiency in using risk management software and tools.

**About Moladin**

Moladin is Indonesia’s leading mobility fintech platform with end to end financing solutions for all players in the used car and EV ecosystem. Moladin empowers its rapidly growing network of more than 26,000 active used car agents and dealer MSMEs, and provides used car consumers with better financing access through digitized loan underwriting. This is supported by its strong used car capabilities with branches and warehouses covering more than 100 cities, industry-leading AI / IoT and partnerships with all top auto financing companies across Indonesia, and also through its OJK-regulated multi-finance company PT Moladin Finance Indonesia. Moladin’s vision is to be a positive driving force in the physical and social mobility of all the people it touches (“Mobility for all”).

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