Credit Analyst Sme
5 months ago
**Responsibilities**
- Experienced in handling SME loans secured with property collateral, ensuring compliance with established policies and standard operating procedures (SOP).
- Possess knowledge of industry practices, financial statement analysis, and a fundamental understanding of legal aspects related to collateral security and company documentation.
- Able to read and understand customer payment or Non-Performing Loan (NPL) performance for learning of future approval.
- Develop and propose mitigation strategies for financing customers to minimize lending risks, and effectively communicate solutions to sales, marketing, and business teams.
**Requirements**:
- Minimum Bachelor's or Master's degree from a reputable university.
- ** Having a minimum of 3 years of experience as a Credit Analyst in SME/Micro SME/Commercial Loans.**:
- Having authority limit approval with a minimum of 500 million and the ability to assess the creditworthiness of both individuals and companies.
- Proficient in comprehending the entire credit process and underwriting, including but not limited to loan submission, documentation, policy adherence, approval analysis, and collateral security evaluation.
- Demonstrate keen attention to detail and a strong interest in analyzing customer data. Exhibit qualities of high responsibility, integrity, commitment, and discipline.
**About Moladin**
Moladin is Indonesia’s leading mobility fintech platform with end to end financing solutions for all players in the used car and EV ecosystem. Moladin empowers its rapidly growing network of more than 26,000 active used car agents and dealer MSMEs, and provides used car consumers with better financing access through digitized loan underwriting. This is supported by its strong used car capabilities with branches and warehouses covering more than 100 cities, industry-leading AI / IoT and partnerships with all top auto financing companies across Indonesia, and also through its OJK-regulated multi-finance company PT Moladin Finance Indonesia. Moladin’s vision is to be a positive driving force in the physical and social mobility of all the people it touches (“Mobility for all”).
4fV2yrsO3U
-
Credit Analyst Sme
2 weeks ago
Semarang, Indonesia Moladin Full time**Responsibilities** - Experienced in handling SME loans secured with property collateral, ensuring compliance with established policies and standard operating procedures (SOP). - Possess knowledge of industry practices, financial statement analysis, and a fundamental understanding of legal aspects related to collateral security and company documentation. -...
-
Credit Analyst
2 months ago
Semarang, Indonesia Moladin Full time**Responsibilities** - Experienced in handling SME loans secured with property collateral, ensuring compliance with established policies and standard operating procedures (SOP). - Possess knowledge of industry practices, financial statement analysis, and a fundamental understanding of legal aspects related to collateral security and company documentation. -...
-
Branch Manager Sme
5 months ago
Semarang, Indonesia Moladin Full time**Responsibilities** - Responsible for achieving the branch's profitability targets. - Build and maintain a predetermined regional network, including generating leads for partnerships and SME financing, qualifying leads, and retaining and expanding existing relationships. - Identify business opportunities and develop promotional activities to increase...
-
Appraisal (Sme Financing) - Semarang
5 months ago
Semarang, Indonesia Moladin Full time**Responsibilities** - Conduct customer visits and surveys to gather the necessary information and documentation for assessing customer eligibility. - Thoroughly evaluate the condition of collateral (property/land/building) and provide recommendations on the value of the collateral in the system. - Ability to compare and collaborate with KJPP on property...
-
Admin Coordinator Sme
5 months ago
Semarang, Indonesia Moladin Full time**Responsibilities** - Coordinate with various PIC such as surveyor, credit analyst, branch manager and marketing to support the operation. - To ensure all loan documents are put in the safekeeping properly as per SOP and can provide the document request fast in case needed for any audit purpose. - To ensure collateral document are safely keep temporary in...
-
Recruiting Senior Analyst
5 months ago
Semarang, Indonesia Bina Talenta Full timeKode -: - Semarang - Jawa Tengah - Deskripsi -: **Requirements**: 2. At least 2 years’ experience in IT Recruitment 3. Supervisory experience is not required 4. Knowledge in Excel is desired 5. Bachelor’s Degree all Major 6. Fluent in English (Oral and Written) 7. Work Location : Semarang - Central Java **Responsibilities**: - Ensure process...
-
Recruiting Senior Analyst
5 months ago
Semarang, Indonesia PT. Amalura Multi Dimensi Full timeSKILL AND QUALIFICATIONS: 2. At least 2 years’ experience in IT Recruitment 3. Supervisory experience is not required 4. Knowledge in Excel is desired 5. Bachelor’s Degree holder of any course RESPONSIBILITIES: - Ensure process compliance and alignment across all processes - Subject Matter Expert (SME) of processes - Responsible in ensuring...
-
Credit Analyst
4 months ago
Semarang, Indonesia PT Multindo Auto Finance Full timeDeskripsi Pekerjaan: - Bertanggungjawab dalam proses pencairan kredit - Memeriksa dokumen dan verifikasi booking yang masuk - Memastikan proses release dana berhasil dan dana diterima oleh nasabah - Merekap data nasabah yang dana berhasil cair Kualifikasi: - Laki-laki - Pendidikan mínimal S1 semua jurusan (fresh graduate dipersilakan melamar) - Menguasai...
-
Recruiting Senior Analyst
5 months ago
Semarang, Indonesia PT Bina Talenta Full time**Informasi Lowongan** **Tipe Pekerjaan** **Remote/On-site** **Fungsi Pekerjaan** Sumber Daya Manusia **Jenjang Karir** Staf Senior **Job Deskripsi** - Ensure process compliance and alignment across all processes - Subject Matter Expert (SME) of processes - Responsible in ensuring completion, distribution of leads to the available resources -...