Jr. Credit Analyst
7 months ago
**Company Overview**:
Our customer is a start up that provides comprehensive mortgage brokerage support services in Australia. We specialize in assisting brokers in navigating the complex landscape of credit assessments and facilitating successful mortgage transactions. Our commitment is to empower brokers to secure the best financial solutions for their clients by providing expert credit analysis and support throughout the lending process.
**Position Overview**:
**Responsibilities**:
**Credit Analysis**:
- Assess the creditworthiness of applicants based on financial statements, credit reports, and other relevant documents.
**Regulatory Compliance**:
- Ensure all credit assessments adhere to industry regulations, lending guidelines, and compliance standards.
- Stay abreast of changes in regulatory requirements and communicate updates to the team.
**Communication and Collaboration**:
- Provide clear and timely feedback to brokers regarding the status of credit assessments.
- Collaborate with internal teams to resolve issues and streamline the credit approval process.
**Documentation and Record Keeping**:
- Maintain accurate and organized records of credit assessments.
- Prepare comprehensive reports summarizing credit analysis findings for internal and external use.
**Customer Interaction**:
- Communicate directly with potential customers to gather additional information and address inquiries related to credit assessments.
- Assist in closing deals by providing necessary support and information to brokers and clients.
**Continuous Improvement**:
- Identify opportunities for process improvements and contribute to the enhancement of credit assessment workflows.
- Participate in training sessions and stay informed about industry best practices.
**Qualifications**:
- Bachelor's degree in Finance, Business, or a related field.
- Fresh graduates are welcome to apply
- Strong analytical and problem-solving skills.
- Excellent communication and interpersonal skills.
- Detail-oriented with a high level of accuracy in work.
- Ability to work collaboratively in a fast-paced environment.
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