Credit Analyst

Analyze financial statements, credit reports, and other relevant information to assess the creditworthiness of individuals and businesses.
- Evaluate credit risk by examining factors such as payment history, debt levels, and industry trends.
- Prepare detailed credit risk assessment reports and present findings to management for decision-making purposes.
- Collaborate with internal teams, including sales, finance, and risk management, to gather necessary information and ensure a comprehensive credit evaluation process.
- Monitor existing credit accounts and conduct periodic reviews to identify potential risks and opportunities for improvement.
- Stay informed about industry trends, regulatory changes, and best practices in credit analysis to enhance the effectiveness of credit risk management strategies.
- Maintain accurate records of credit analysis activities and ensure compliance with relevant policies and regulations.
- Provide support and assistance to senior credit analysts and management as needed.
- Bachelor's degree in finance, accounting, economics, or industrial engineering
- Strong analytical skills with the ability to interpret complex financial data accurately
- Excellent communication and presentation skills, with the ability to convey findings clearly and effectively
- Proficiency in Microsoft Excel and other financial analysis tools
- Familiarity with credit risk assessment methodologies and regulatory requirements is a plus