Bnpl Manager

**Job Description**:
**Life at Grab**:
At Grab, every Grabber is guided by The Grab Way, which spells out our mission, how we believe we can achieve it, and our operating principles - the 4Hs: Heart, Hunger, Honour and Humility. These principles guide and help us make decisions as we work to create economic empowerment for the people of Southeast Asia.

**Get to know the team**:
OVO Payment and Consumer Lending team is a team that is responsible for growing OVO’s payment and consumer lending business both in Grab platform and off platform. Our team is made up of people that work well together and care about one another. If you enjoy working as part of a team and are searching for a place to grow together, we invite you to join our team

**Get to know the role**:
We are looking for a Consumer Lending Manager/ Snr. Manager to be responsible for running consumer lending programs. You are also responsible for running consumer lending business such as developing CVP, determining commercial structure, executing GTM plan, and managing the overall P&L. You are expected to work with various teams such as credit risk, product & engineering, legal & compliance and finance to ensure the successful growth of the business.

**The Day-to-Day Activities**

**You are responsible for**:

- Lead end-to end development and management of consumer lending programs in Indonesia
- Structure deals and business cases using data analysis and business modeling
- Independently design data-driven and analytical strategy and solutions to business problems
- Develop and build projection models to forecast and maintain country performance
- Manage and track the team’s budgets effectively
- Lead local business development and partnership engagements by identifying and pitching collaboration opportunities
- Close collaboration & coordination with various teams - credit risk, operations, legal, finance, & regional teams

**The Must-Haves**:

- A recognized Degree qualification, preferably in Business, Finance, Operation Management, Economics, Computer Science and Engineering)
- At least 7 years of full-time experience across consumer credit, broader Retail/SME
- Significant experience and senior professional network in Indonesia in financial services, E-commerce and retail sector
- Strong track record of delivery of tangible business results across previous roles
- Able to make key business decisions or provide solid recommendations based on data & analytical thinking
- Able to influence and collaborate with senior stakeholders across functions such as credit risk, operations, legal, finance, & regional teams
- Business modeling on Excel
- Data Analysis, including using Pivot Tables, on Excel
- Design effective PowerPoint presentations
- Good command of written and spoken English
- Firm understanding of the local financial regulatory environment, compliance and customer due diligence process
- Intelligent, motivated self-starter with strong interpersonal skills and work ethic
- High levels of adaptability, comfortable with ambiguity and working in a VUCA (Volatile, Uncertain, Complex; Ambiguous) environment
- Prior experience in consulting/ problem solving and strategy design preferred.
- Prior start-up and/or financial services experience preferred