Legal Specialist
1 week ago
Selamat datang di Rupiah Cepat
Platform Peer to Peer lending yang berizin dan diawasi Otoritas Jasa Keuangan (OJK) berdasarkan Surat Keputusan Nomor: KEP-132/D.05/2019.
Apa itu Rupiah Cepat?
Peer to peer lending adalah istilah perusahaan yang menyediakan jasa pinjaman online mikro tanpa jaminan berbasis aplikasi. Rupiah Cepat beroperasi di bawah naungan PT. Kredit Utama Fintech Indonesia (KUFI), sebuah perusahaan Financial Technology (FinTech) yang memiliki misi mempermudah akses pinjaman dengan memanfaatkan teknologi.
Target konsumen dari Rupiah Cepat yaitu ratusan juta masyarakat Indonesia yang aktif bergerak di bidang teknologi yang juga membutuhkan pinjaman kecil untuk pengeluaran diskresioner mereka namun tidak terlayani oleh lembaga keuangan tradisional karena kurangnya pinjaman data dan ketidakefisienan operasional lembaga keuangan tradisional.
Sederhananya, Rupiah Cepat adalah penghubung antara peminjam yang memiliki kebutuhan pendanaan dengan lender yang bersedia meminjamkan dananya. Menarik bukan?
Bagaimana Cara Kerjanya?
Rupiah Cepat menggunakan teknologi Big Data, seperti kecerdasan buatan (AI) dan pembelajaran mesin, untuk mengubah dan memberikan solusi bagi masalah finansial konsumen di Indonesia. Pengoperasian 100% online, dengan hampir semua transaksi difasilitasi melalui perangkat seluler (ponsel). Calon peminjam dapat mengajukan pinjaman pada ponsel mereka dan akan menerima persetujuan dalam beberapa menit saja. Setelah disetujui, maka pinjaman akan segera cair ke rekening bank calon peminjam dan dapat ditarik sendiri secara tunai.
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