Trainee - EBB Development Program - KC - PON O123

4 days ago

Indonesia CIMB Group Full time 15,000,000 - 30,000,000 per year
Description

Key Responsibilities  *



Strategy and Planning

  • Design daily and monthly Sales Activity Plan as guidance for SPT achievement

Business Performance and Management

  • Seek proactively potential debtor to achieve business target
  • Provide financial consultant for potential & existing debtor by identify debtor needs and offer product according to their needs
  • Responsible to EBB credit portfolio growth and optimalization credit usage
  • Run all credit activities, from preparation, call report, credit proposal, credit proposal approval, loan administration related to Credit Signing, disbursment, roll over and credit maintenance
  • Determine debtor's ability to pay by establish depth information on debtor loan, such as business prospec, business management, owner / shareholder and business cash flow
  • Ensure collectability of debtor remains healthy by monitoring the fulfillment of payment obligation
  • Do early recogniation watchlist for each debtor and inform the management if needed

People Management

  •  

Regulatory Compliance

  • Ensure all credit administration and process comply with internal and external regulation


Job Specification *



Qualifications

(Basic Degree/Diploma etc)


Min. Bachelor Degree



Professional Qualification and/or Regulatory, Licensing requirements  



Relevant Work Experience


Fresh Graduate



Required Competencies and Skills *



Competencies/Skills

(Essential to succeed in this job)


Technical/Functional skills

  • Selling Skill
  • Negotiation Skill
  • Product Knowledge
  • Credit Skill
  • Computer Skill (MS Office, Excel)
  • Financial Analysis.

Personal skills (Soft Competencies [Core/Leadership])

  • Networking & Alliance Building
  • Communicating
  • Building the CIMB Learning Organization
  • Shaping the CIMB Strategy
  • Driving for Business Results
  • Customer Orientation
  • Entrepreneurship

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